Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Win an iPhone 15 Pro Max!
iPhone 15 Pro Max
+ 3 other gift options
Valid until
30 November 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
30 November 2024
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
30 November 2024
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
30 November 2024
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
30 November 2024
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
30 November 2024
chevron_left
chevron_right
Things to consider for this product:
check
No annual fee
check
Dining points
check
Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Win an iPhone 15 Pro Max!
Gift Options
iPhone 15 Pro Max ; or
Marshall Acton III; or
Nintendo Switch OLED; or
Samsung Soundbar HW-T420/XP
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:
Apple iPhone 15 Pro Max 256GB worth ₱84,990
Marshall Acton III worth ₱18,990
Nintendo Switch OLED worth ₱14,990
Samsung Soundbar worth ₱5,669
Disclaimer:
Moneymax Metrobank Level Up Lifestyle Raffle Promo: Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-205696. Series of 2024. See terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
FEATURED
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱3,000 eGift
Valid until
30 November 2024
Get THIS welcome gift!
JBL Flip 6
Valid until
30 November 2024
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
30 November 2024
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
30 November 2024
Get THIS welcome gift!
JBL Tune 520BT
Valid until
30 November 2024
chevron_left
chevron_right
Things to consider for this product:
check
Accelerated rewards
check
Shopping points
check
Dining points
remove
Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
Metrobank Titanium Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Win an iPhone 15 Pro Max!
iPhone 15 Pro Max
+ 3 other gift options
Valid until
30 November 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
30 November 2024
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
30 November 2024
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
30 November 2024
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
30 November 2024
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
30 November 2024
chevron_left
chevron_right
Things to consider for this product:
check
No annual fee
check
Dining points
check
Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Win an iPhone 15 Pro Max!
Gift Options
iPhone 15 Pro Max ; or
Marshall Acton III; or
Nintendo Switch OLED; or
Samsung Soundbar HW-T420/XP
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:
Apple iPhone 15 Pro Max 256GB worth ₱84,990
Marshall Acton III worth ₱18,990
Nintendo Switch OLED worth ₱14,990
Samsung Soundbar worth ₱5,669
Disclaimer:
Moneymax Metrobank Level Up Lifestyle Raffle Promo: Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-205696. Series of 2024. See terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 200,000
Monthly Effective Interest Rate
3 %
Offer Available
Get THIS welcome gift!
₱3,000 eGift
Valid until
30 November 2024
Get THIS welcome gift!
JBL Flip 6
Valid until
30 November 2024
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
30 November 2024
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
30 November 2024
Get THIS welcome gift!
JBL Tune 520BT
Valid until
30 November 2024
chevron_left
chevron_right
Things to consider for this product:
check
Accelerated rewards
check
Shopping points
check
Dining points
remove
Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
Security Bank Gold Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 360,000
Interest Rate
3 %
Things to consider for this product:
check
Free rewards points
check
No Annual Fee
check
Nice card face
Free annual fee for the first year
Earn one (1) reward point for every ₱20 spend
Secure online shopping with SecureCode
Enjoy exclusive rewards and promos all year round
Ideal for: reward seekers and frequent online shoppers
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year.
Audited Financial Statements: In the last 2 years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 60 years old
Min. Annual Income: ₱ 360000
Landline requirement: Required
RCBC Mango Mastercard
Annual Fee
₱ 1,200 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Installment
check
Exclusive discounts
check
Online shopping points
Earn non-expiring points and exchange them for vouchers
Enjoy 0% installment of up to 6 months at Mango stores
Get priority access to next season’s catalog offers
Get exclusive access to Mango VIP Sale events
Ideal for: fashionistas who love shopping at Mango
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
Metrobank Platinum Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000. After the No Annual Fee promo, annual fee is ₱5,000.
Min. Annual Income
₱ 700,000
info
₱58,333 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Win an iPhone 15 Pro Max!
iPhone 15 Pro Max
+ 3 other gift options
Valid until
30 November 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
30 November 2024
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
30 November 2024
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
30 November 2024
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
30 November 2024
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
30 November 2024
chevron_left
chevron_right
Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Dining discount
remove
High income requirement
No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000.
Earn 1 reward point for every ₱20 spend
Up to 50% off on premium dining offers
eCommerce purchase protection up to $200
No annual fee for your first supplementary card
Ideal for: premium dining perk seekers
Win an iPhone 15 Pro Max!
Gift Options
iPhone 15 Pro Max ; or
Marshall Acton III; or
Nintendo Switch OLED; or
Samsung Soundbar HW-T420/XP
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:
Apple iPhone 15 Pro Max 256GB worth ₱84,990
Marshall Acton III worth ₱18,990
Nintendo Switch OLED worth ₱14,990
Samsung Soundbar worth ₱5,669
Disclaimer:
Moneymax Metrobank Level Up Lifestyle Raffle Promo: Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-205696. Series of 2024. See terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 700000
Landline Required: Not required
Security Bank World Mastercard
Annual Fee
₱ 5,000 per year
Min. Annual Income
₱ 3,000,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Travel insurance
check
Airport lounge
remove
High income requirement
Waived annual fee on the first year.
Earn 3x points for every ₱20 spend.
Membership to more than 1,000 lounges in over 500 airports worldwide.
Free travel insurance coverage up to ₱10 million.
Dining, spa, and retail offers from select exclusive airport merchants.
Ideal for: travel aficionados who want more travel perks.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year
Audited Financial Statements: In the last 2 years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3000000
Landline Required: Required
Metrobank World Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000. After the No Annual Fee promo, annual fee is ₱6,000.
Min. Annual Income
₱ 1,500,000
info
₱125,000 Monthly
Monthly Effective Interest Rate
3 %
2 Offers Available
Win an iPhone 15 Pro Max!
iPhone 15 Pro Max
+ 3 other gift options
Valid until
30 November 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
30 November 2024
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
30 November 2024
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
30 November 2024
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
30 November 2024
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
30 November 2024
chevron_left
chevron_right
Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Fine dining
remove
High income requirement
No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000.
Get 2x reward points for international purchases
Earn 1 reward point for every ₱20 spend
Enjoy up to 50% off on luxury dining deals
Ideal for: frequent travelers and premium perk seekers
Win an iPhone 15 Pro Max!
Gift Options
iPhone 15 Pro Max ; or
Marshall Acton III; or
Nintendo Switch OLED; or
Samsung Soundbar HW-T420/XP
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:
Apple iPhone 15 Pro Max 256GB worth ₱84,990
Marshall Acton III worth ₱18,990
Nintendo Switch OLED worth ₱14,990
Samsung Soundbar worth ₱5,669
Disclaimer:
Moneymax Metrobank Level Up Lifestyle Raffle Promo: Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-205696. Series of 2024. See terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until November 30, 2024. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should include date of birth and visible signature.
Proof of income: For applicants without credit cards from other banks: a copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should include date of birth and visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 1500000
Landline Required: Not required
RCBC Flex Gold Visa
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Airport lounge
check
Travel insurance
check
Free reward points
remove
High income requirement
Earn 2x rewards points on three preferred categories.
Change your preferred categories once every billing cycle.
Exchange your rewards points for shopping vouchers or redeem as cash rebates.
With free travel insurance (Travel Plus Lite) and purchase protection.
Get access to the Marhaba/Skyview Airport Lounge.
Ideal for: millennials who are leveling up in life.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
RCBC Unionpay Diamond Card
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Bonus air miles
check
Travel insurance
remove
High income requirement
Earn one (1) reward point for every ₱50 spend.
Earn one (1) reward point for every ₱125 supermarket, drugstore, or gas station spend.
Earn 2x reward points for every hotel and dining spend in China.
Earn one (1) air mile for every ₱125 spend.
Free travel insurance up to ₱500,000.
Ideal for: frequent travelers, especially to China.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
Bank of Commerce Gold Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 455,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Installment
check
Dining points
check
Shopping points
check
Exclusive discounts
Earn one (1) reward point for every ₱25 spend
Get up to 5x points on dining and shopping spend
Avail 0% interest installment plans up to 36 months
Enjoy the convenience of contactless payment
Ideal for: reward seekers and frequent shoppers
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 455000
Landline Required: Required
Robinsons Bank DOS Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 180,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Free reward points
check
Exclusive discounts
check
Good for beginners
Earn one (1) reward point for every ₱50 spend
Convert all purchases to two-month installments
No annual fee for frequent credit card users
Enjoy exclusive deals and promos from Robinsons
Ideal for: reward-seekers looking for more savings
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Government-issued ID
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
RCBC Gold Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Travel insurance
remove
High income requirement
remove
Credit card required
Apply now until December 31, 2022, and spend at least ₱18,000 within 60 days from card delivery to receive free ₱3,000 SSI shopping e-vouchers.
Earn reward points for as low as ₱36 per spend.
Exchange your points to air miles and other rewards.
Free travel insurance and purchase protection for every travel.
Access free budget monitoring tools to help organize your finances.
Ideal for: money-savvy cardholders and frequent flyers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
Maybank Gold Visa
Annual Fee
₱ 2,500 per year
info
Free for the first year
Min. Annual Income
₱ 420,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1 Treats Point for every ₱25 spend
Maybank EzyPlans for your overseas purchases
Secure transactions with EMV technology
Accepted in over 20 million establishments worldwide
Ideal for: cardholders who love online shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 420000
Landline Required: Required
Maybank Standard Mastercard
Annual Fee
₱ 2,000 per year
info
Free for the first year
Min. Annual Income
₱ 195,000
info
₱16,250 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Pay for overseas purchases in Philippine Peso
EMV-compliant chip cards for added layer of security
Free annual fee for the first year of credit card use
Ideal for: frequent overseas travelers and online shoppers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 195000
Landline requirement: Not required
Maybank Visa Classic
Annual Fee
₱ 2,000 per year
info
Free for the first year
Min. Annual Income
₱ 195,000
info
₱16,250 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Auto-convert overseas spend to Philippine Peso
Accepted in over 20 million locations and territories
Free annual fee for the first year of credit card use
Ideal for: young professionals and frequent travelers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 195000
Landline requirement: Not required
PNB Diamond UnionPay
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 120,000
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
check
Exclusive discounts
Earn 1 rewards point for every ₱70 you spend.
No annual fees for life for your supplementary cards.
Earn rewards points that you can exchange for Mabuhay Miles and Cash Credits.
Get exclusive discounts and perks from UnionPay TravelMate Asia partner merchants.
Shop securely with Card Protect.
Ideal for: frequent travelers to countries in Asia.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Not required
PNB-PAL Mabuhay Miles Platinum Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 1,200,000
Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
remove
High income requirement
Free annual fees for life.
Earn 1 rewards point for every ₱60 spend.
Convert 1 rewards points to 1 Mabuhay Mile.
Get 2,000 Mabuhay Miles as a welcome gift.
Enjoy 5% discount all year round on select PAL international flights.
Ideal for: frequent travelers who love rewards.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline requirement: Not required
PNB Platinum Mastercard
Annual Fee
₱ 3,000 per year
Min. Annual Income
₱ 600,000
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
remove
High income requirement
Earn rewards points for every ₱50 spend.
Get free travel insurance with coverage of up to ₱3 million.
Be protected by Fraud Transaction Insurance and Purchase Protection Insurance.
Enjoy dual billing options in PHP or USD.
Avail of flexible payments and choose to pay ₱500 or 5% of your credit card bill.
Ideal for: cardholders who love lifestyle purchases, exclusive perks, and exciting deals.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Required Documents
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Not required
Maybank Platinum Mastercard
Annual Fee
₱ 3,500 per year
info
Free for the first year.
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1% cash back on all overseas spend.
Earn 1 Treats Point for every ₱25 spend here and abroad.
Foreign currency transaction fee only at 1.80%.
Get exclusive golf privileges from clubs in 23 countries.
Ideal for: cardholders who take frequent overseas trips.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Not required
RCBC Flex Visa
Annual Fee
₱ 1,500 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Dining points
check
Shopping points
check
Travel insurance
check
Airport lounge
Earn 2x rewards points on two preferred categories
Change your preferred categories once every billing cycle
Exchange your rewards points for shopping vouchers or redeem as cash rebates
With free travel insurance (Travel Plus Lite) and purchase protection
Get access to the Marhaba/Skyview Airport Lounge
Ideal for: shoppers who want financial flexibility
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
Maybank Platinum Visa
Annual Fee
₱ 3,500 per year
info
Free for the first year.
Min. Annual Income
₱ 650,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Overseas rebate
check
Exclusive discounts
remove
High income requirement
Earn 1% cash back on all overseas purchases.
Earn 1 Treats Point for every ₱25 spend.
Low foreign currency transaction fee at 1.80%.
Access to exclusive golf clubs in 23 countries.
Ideal for: cardholders who frequently travel abroad.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 650000
Landline Required: Required
RCBC Black Card Platinum Mastercard
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Online shopping points
check
Travel insurance
remove
High income requirement
Non-expiring reward points.
Free Travel Insurance up to ₱1,000,000.
Free Purchase Protection up to P50,000.
Free access to Marhaba/Skyview Lounge at NAIA Terminal 3.
0% installment for your purchases abroad.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 65 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
Bank of Commerce Classic Mastercard
Annual Fee
₱ 1,500 per year
Min. Annual Income
₱ 120,000
info
₱10,000 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Dining points
check
Installment
check
Exclusive discounts
Earn one (1) reward point for every ₱25 spend
Get up to 5x points on dining and shopping spend
Avail 0% interest installment plans up to 36 months
Enjoy the convenience of contactless payment
Ideal for: novice cardholders looking for cashless options
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline requirement: Required
PNB-PAL Mabuhay Miles World Mastercard
Annual Fee
₱ 6,000 per year
Minimum Annual Income
₱ 2,400,000
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Installment
check
Exclusive discounts
remove
High income requirement
Convert your rewards points easily: 1 point = 1 mile.
Receive 2,000 Mabuhay Miles as a welcome gift.
Get additional 10,000 Mabuhay Miles for your PAL spending.
Avail of World Assist, an exclusive travel and medical concierge service.
Enjoy priority check-in at PAL Business Class counters.
Ideal for: people who like to travel and enjoy class and luxury.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Minimum Annual Income : ₱ 2400000
Landline Required: Not required
PNB Essentials Mastercard
Annual Fee
₱ 1,200 per year
Min. Annual Income
₱ 120,000
info
₱10,000 Monthly
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
Bonus air miles
check
Free reward points
check
Installment
check
Good for beginners
Never pay for annual fees
Earn rewards points and use to redeem Mabuhay Miles or Cash Credits
Enjoy global acceptance in-store and online
Pay in Philippine Peso even for your transactions in other countries
Enjoy contactless payments and secure transactions with Card Protect
Ideal for: people who want a reliable, everyday credit card
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Not required
RCBC Landmark Anson's Mastercard
Annual Fee
₱ 960 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Supermarket rebate
check
Installment
check
Exclusive discounts
Get 5% rebate on straight purchases every weekday at Landmark and Anson’s
Earn 1 reward point for every ₱50 spend at Landmark and Anson’s
Exchange points for exclusive gift certificates or cash credit
Enjoy exclusive travel privileges when you travel overseas
Ideal for: cardholders who frequent Landmark and Anson’s stores
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Proof of income
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline Required: Required
AUB Platinum Mastercard
Annual Fee
Free
info
No annual fee for life
Min. Annual Income
₱ 1,200,000
info
₱100,000 Monthly
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Bonus air miles
remove
High income requirement
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Get this card for: travel and shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
AUB Classic Mastercard
Annual Fee
Free
info
No annual fee for life
Min. Annual Income
₱ 252,000
info
₱21,000 Monthly
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Exclusive discounts
check
Choose your annual fee
No annual fees forever
No interest on new purchases
Choose how many times you want to pay per month
Choose the amount you can pay
Get this card for: online shopping and travel
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 252000
Landline Required: Required
Maybank Gold Mastercard
Annual Fee
₱ 2,500 per year
info
Free for the first year
Min. Annual Income
₱ 420,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Easily pay for overseas spend in Philippine Peso
Free annual fee for the first year of credit card use
Enjoy exclusive offers and privileges from Maybank
Ideal for: online shoppers and frequent overseas travelers
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 420000
Landline Required: Not required
AUB Gold Mastercard
Annual Fee
Free
info
No annual free for life
Min. Annual Income
₱ 600,000
info
₱50,000 Monthly
Monthly Effective Interest Rate
2 %
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Bonus air miles
remove
High income requirement
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Get this card for: paying bills and online shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
RCBC Visa Infinite
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 3,600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
No-brainer rebate
check
Retail rebate
check
Travel insurance
remove
High income requirement
Earn reward points for as low as ₱36 per spend.
Get 5% rebate at any local or international clothing shops.
Free travel insurance up to ₱1 million along with other travel perks.
Free-for-life supplementary cards for up to nine cardholders.
Ideal for: cardholders who love to shop and travel.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3600000
Landline Required: Required
RCBC YGC Rewards Plus Platinum Mastercard
Annual Fee
₱ 3,600 per year
info
₱3,600 for Platinum Mastercard, ₱3,000 for Gold Visa, ₱1,500 for Classic Visa.
Min. Annual Income
₱ 230,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Airport lounge
check
Exclusive discounts
check
Good for beginners
Earn points for every RCBC bank deposit or Malayan insurance payment.
Earn one reward point for as low as ₱36 per spend.
Enjoy exclusive travel perks when you travel overseas.
Access free budgeting tools to help track your finances.
Ideal for: money-savvy and high-earning cardholders.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 230000
Landline Required: Required
RCBC World Mastercard
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 3,600,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Travel insurance
check
Airport lounge
remove
High income requirement
Earn reward points for as low as ₱36 per spend.
Enjoy exclusive deals with Mastercard Moments.
Free travel insurance and purchase protection.
Free supplementary cards up to nine cardholders.
Ideal for: shopaholics and travel enthusiasts.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3600000
Landline Required: Required
AirAsia Credit Card
Annual Fee
₱ 3,600 per year
info
Monthly charge of ₱300
Min. Annual Income
₱ 250,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Travel points
check
Bonus air miles
check
Airport lounge
check
Exclusive discounts
Free 8,000 AirAsia BIG points when you spend ₱20,000 within 60 days of issuance.
Earn two (2) AirAsia BIG points for every ₱25 AirAsia spend.
Earn one (1) AirAsia BIG point for every ₱28 domestic retail spend.
Earn one (1) AirAsia BIG point for every ₱22 international retail spend.
Get access to airport lounges and other travel perks.
Ideal for: frequent international travelers and premium seekers.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 250000
Landline Required: Not required
RCBC JCB Platinum
Annual Fee
₱ 3,600 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Travel insurance
check
Airport lounge
remove
High income requirement
Earn reward points for as low as ₱25 per spend.
Access to world-class travel benefits and offers.
Free travel insurance of up to ₱1 million for every trip.
Free access to the Marhaba/Skyview Airport Lounge.
Ideal for: frequent travelers locally and internationally.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
RCBC Zalora Credit Card
Annual Fee
₱ 4,000 per year
Min. Annual Income
₱ 300,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Online shopping points
check
Online shopping rebate
check
Travel insurance
check
Exclusive discounts
Free ₱5,000 shopping credits when you spend ₱30,000 as a single or accumulated purchase within 60 days from card issuance.
Up to 6% cash back on online Zalora purchases and up to 2% on other online spend.
Earn 1 reward point for every ₱50 spend.
Enjoy unlimited free shipping via ZNOW.
Free travel insurance up to ₱500,000 and purchase protection up to ₱50,000.
Ideal for: Zalora shoppers and online shopping aficionados.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 300000
Landline Required: Required
Bank of Commerce Platinum Mastercard
Annual Fee
₱ 5,000 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Dining points
check
Travel insurance
remove
High income requirement
Earn one (1) reward point for every ₱25 spend.
Get up to 5x points on dining and shopping spend.
Free travel insurance up to ₱2 million.
Enjoy dual currency billing for local and overseas spend.
Ideal for: frequent travelers and international shoppers.
Terms and Conditions :
Step to Apply :
Credit Card Required : Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required : Required
Bank of Commerce World Mastercard
Annual Fee
₱ 6,000 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Travel points
check
Travel insurance
remove
High income requirement
Earn one (1) reward point for every ₱25 spend.
24/7 access to Mastercard Concierge service.
Free travel insurance up to ₱5 million.
Unlock an array of exclusive perks and privileges.
Ideal for: frequent travelers and businesspeople.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income
Self-Employed
Audited Financial Statements
Business registration/permits
Active landline / mobile phone number
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
RCBC Diamond Card Platinum Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 1,200,000
Monthly Effective Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Travel insurance
check
Exclusive discounts
remove
High income requirement
Automatically donate ₱0.10 for every ₱100 spend
Earn one reward point for as low as ₱36 per spend
Get free travel insurance up to ₱1 million for every trip
Enjoy free access to exclusive airport lounges
Ideal for: cardholders willing to support a worthy cause
Terms and Conditions :
Step to Apply :
Credit Card Required : Not required
Eligibility :
Min. Annual Income: ₱ 1200000
Landline Required : Required
RCBC JCB Classic
Annual Fee
₱ 1,500 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Travel insurance
check
Exclusive discounts
check
Good for beginners
Earn one (1) reward point for every ₱36 spend
Earn one (1) reward point for every ₱125 supermarket, drugstore, or gas station spend
Free travel insurance and purchase protection up to ₱50,000
Free budget monitoring tools to keep your finances in check
Ideal for: money-savvy cardholders and first-time cardholders
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
RCBC Classic Mastercard
Annual Fee
₱ 1,500 per year
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
Interest Rate
3 %
Things to consider for this product:
check
Free reward points
check
Travel insurance
check
Exclusive discounts
check
Good for beginners
Earn reward points for as low as ₱36 per spend
Convert your points to air miles and other rewards
Free travel insurance and purchase protection
Free budget monitoring tools to keep your finances in check
Ideal for: money-savvy cardholders and frequent flyers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 180000
Landline requirement: Required
EastWest Dolce Vita Titanium Mastercard
Annual Fee
₱ 2,000 per year
Min. Annual Income
₱ 300,000
Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Good for beginners
check
Low foreign currency conversion fee
remove
Exclusive discounts
Shop, dine, and unwind with exclusive deals and discounts from your favorite establishments
Avail of special perks and privileges at different beauty, health, and wellness merchants
Earn 1 Charm with every ₱100 you charge to your EastWest Dolce Vita Titanium Mastercard
Accumulate Charms to redeem rewards and vouchers
Ideal for: cardholders who frequently make lifestyle purchases
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
-Valid TIN / SSS / GSIS or UMID number
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
- 3 months original pay slip
Self-Employed
-Valid TIN / SSS / GSIS or UMID number
-Audited Financial Statements (if applicable)
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 300000
Landline requirement: Not required
EastWest Platinum Mastercard
Annual Fee
Free
info
No annual fee for life
Min. Annual Income
₱ 1,800,000
Interest Rate
3 %
Things to consider for this product:
check
No Annual Fee
check
Travel insurance
check
Airport lounge
check
Shopping points
Get lifetime free membership for your principal and supplementary cards
Comes with a free EastWest Platinum Virtual Card that you can use when you shop online for added security
Travel worry-free with its free Travel Accident & Inconvenience Insurance coverage
Access VIP lounges at different airports with your Free Priority Pass membership
Ideal for: people who love to travel and appreciate the finer things in life
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
-Valid TIN / SSS / GSIS or UMID number
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
- 3 months original pay slip
Self-Employed
-Valid TIN / SSS / GSIS or UMID number
-Audited Financial Statements (if applicable)
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1800000
Landline requirement: Not required
EastWest Gold Mastercard
Annual Fee
₱ 2,500 per year
Min. Annual Income
₱ 480,000
Interest Rate
3 %
Things to consider for this product:
check
Shopping points
check
Travel insurance
check
Contactless payment
remove
Exclusive discounts
Earn 1 reward point for every ₱100 spend
Have peace of mind when you travel with its free Travel Accident and - Inconvenience Insurance coverage
Use your EastWest Gold Mastercard or Visa anywhere in the Philippines and the world
Enjoy a wide array of privileges when you shop, dine, and travel
Ideal for: cardholders who put a premium on luxury and rewards
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
Regular Employee
-Valid TIN / SSS / GSIS or UMID number
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
As the name implies, a rewards credit card offers certain rewards every time you purchase with the card. The more you use a rewards credit card, the higher the value of rewards you can qualify for.
How does a rewards credit card work?
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Every time you use your rewards credit card to complete a purchase, you get corresponding reward points on what you purchased. Accumulate enough points and you can redeem exciting rewards like discounts on select stores, gift certificates, free meals, airfare and hotel discounts, and other exciting freebies.
How to earn reward points?
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You can earn points by simply using your credit card in partner establishments. Earned rewards points can be used to redeem gift cards, products, and even flights. Keep your eyes peeled for the latest credit card promos and how to redeem rewards points from your credit card provider.
In the Philippines, each reward point on credit cards is typically worth about ₱20 to ₱200. But the actual rewards rate varies per issuing bank and the spending category (e.g., shopping, dining, travel, groceries, online, overseas, etc.).
For instance, some rewards credit cards offer the same rewards rate across all kinds of purchases, while others allow earning higher or lower points on certain spending categories.
Which credit card transactions don’t earn reward points?
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Certain transactions, such as cash advances and casino/gambling, don’t earn rewards points. Payments for credit card fees and charges don’t earn points, too.
Do rewards points on credit cards expire?
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Points earned on most rewards credit cards in the Philippines don’t expire, while points on a few cards are valid for up to two or three years.
What are the types of credit card rewards?
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Shopping Rewards. This is the most common out of all the credit card rewards out there. The reward you’ll get will be based on the amount of points you’ve accumulated. You can then exchange your points for special items, gift certificates, and free meals on various establishments.
Cash Rewards. Your credit card rewards can also take the form of cash rebates and credits. For example, you can get an HSBC Gold Visa Cash Back to enjoy lots of rebates. You can get up to 5% rebate on your dining spend, 3% rebate on fuel purchases at Caltex, and 0.5% on all other spend.
Travel Rewards. Travel rewards are beneficial for cardholders looking to get more out of their travels. Credit cards with this type of reward will get you perks like free trips to any destination, discounts on airfare tickets, and priority check-in and luggage on air ports.
Lifestyle Rewards. Credit card rewards can also take the form of lifestyle services and items. A good example is the EastWest Platinum Card that rewards cardholders with discounts on select resorts and restaurants in the Philippines.
How to redeem rewards points?
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The rewards points redemption process varies per credit card provider, as banks have their own rules and set a certain number of points for redeeming a particular reward.
Once sufficient points are accumulated, the cardholder can use them in exchange for benefits such as gift certificates, vouchers, cash rebates, air miles, merchandise, annual fee waivers, charity donations, and more.
Cardholders can view their points and choose their desired rewards online through the issuing bank’s website. Redemption can also be done online or through the bank’s customer service hotline.
Typically, only cardholders in good credit standing are allowed to redeem points. Those who max out their credit limit and fail to pay at least their minimum balance aren’t likely to qualify for points redemption. On top of that, instead of receiving rewards, they end up paying interest on the outstanding balance.
Should I get a rewards credit card?
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Getting a rewards credit card is the right option for you under the following circumstances:
You’re sure that you can pay your credit card bill in full and on time every month.
You’re interested in the perks offered by rewards credit cards.
You know how to use and manage a credit card responsibly.
You’re disciplined enough to control your spending.
How do I choose the best credit card for rewards?
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Points Expiration. Hoarding reward points is great and all, just make sure they don’t expire. You should know the expiry date of your reward points so you can redeem them as soon as possible. Or if you don’t want to go through all that trouble, get yourself a credit card with no-expiry reward points.
Participating Merchants. Choose a rewards credit card that has an existing partnership with your favorite stores or restaurants. Or if you don’t have a preference, find a card with the most number of participating merchants so you can receive your reward wherever you swipe your card.
Signing Bonuses or Welcome Gifts. To entice potential cardholders, credit card providers offer welcome gifts or signing bonuses.
Tiered vs Flat Scheme. A tiered rewards system raises the percentage of your rewards as you use your credit card more often. For example, a rewards card might offer you 2% cash back for every ₱200 spent. Keep spending and you’ll get 3% cash back or higher. Meanwhile, a flat rewards system has a fixed reward, regardless of how often you use your card.