Online Banking in the Philippines: The Benefits of Going Cashless
- By Ricky Publico
- July 18, 2019
It’s interesting how online banking still gets a bad reputation in a country full of internet users. However, despite the distrust, the Philippines is slowly adapting to a cashless economy. According to a PayPal survey [1], 25% of Filipino consumers are already using online payment methods in their everyday transactions. Slowly but surely, Filipinos are finding out for themselves the benefits of online banking. It’s just that some of us need further nudging. To further convince the skeptics, here are the pros and cons of online banking. Read more: The Best Payments for Online Shopping Benefits of Online Banking Believe it or not, online banking in the Philippines improved leaps and bounds compared to when it was first introduced. Major banks in the country have developed websites and apps to facilitate almost all banking transactions completely online. Here are the reasons why online banking is good for you. Convenient Banking It goes without saying that convenience is the main advantage of online banking. All you need is a desktop, a laptop, or a smartphone and an internet connection. A few clicks here and there and voila, you’re banking right where you are. You can now do basic transactions like balance inquiries, fund transfers, and bills payments without heading to the nearest bank. You can also access your account on weekends and holidays, ideal for emergency transactions. If you’re tired of the long lines and clunky ATM machines, your best bet is online banking. Read more: BPI Online Banking Guide: How to Register, Send Money, and Pay Bills RCBC Online Banking Guide…
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5 Years of Moneymax with Warlough
- By Moneymax
- July 9, 2019
A business, no matter how big or small, won’t be successful without its employees. Employees make businesses function, which is why it’s only important to recognize their hard work. This is one of the many things that Moneymax’s highlights over the years. We are grateful for our employees who helped us grow and succeed in the past five years. One of them is our Sales Manager, Warlough Madali. Also known as “Sir War” in the office, Warlough has been with Moneymax ever since it was established in the Philippines. From starting with a team of 10 to now a team of 100, Warlough stood by Moneymax, helping the company improve its services on the car insurance side. In this short yet sweet interview, know more about Warlough’s beginnings and successes not only as a Sales Manager but also as an entrepreneur. Read More: #ThriveAtFive: Moneymax Kicks Off 5th Anniversary Celebration What is your Moneymax story? How did you hear about the company and how did you get the job? I was currently employed when I received a call from Moneymax. I was asked to join the sales team which they were still trying to build that time. In the past years you’ve been with Moneymax, what achievements were you part of? I was part of most achievements of the company. From building the website, expanding teams, adding systems, and many other firsts. First customers and first radio and newspaper appearances, among many others. What’s the best thing about working with Moneymax? The best thing about working with Moneymax is that…
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The Best Payment Options for Online Shopping
- By Moneymax
- June 20, 2019
Who would say no to the convenience that online shopping gives to its customers? Truly, e-commerce websites make shopping a little less tiring. According to a survey from picodi.com, mobile commerce is a rising trend among Filipino consumers[1], with half of the transactions being fulfilled using a mobile device. It is evident that smartphones play a big role in the ongoing success of e-commerce in the Philippines. With a smartphone and an Internet connection, you can buy almost everything you need online. Your item is just a click away from your hands. Shopping through mobile phones continues to provide a hassle-free experience as e-commerce sites constantly add online payment options to better serve their customers. Below, know the safest way to pay your online purchases and figure out what you should prefer the next time you shop online. Online Payment Options to Consider When Shopping: Credit Card Online payment options like credit cards, when used for online purchases, provide a second layer of protection against fraud as banks now have a chip card technology called EMV. Credit card companies made online shopping less-worrisome with the help of their 24-hour fraud-monitoring services. They’ll contact you once there’s suspicious activity in your account. Do you get annoyed when a pop up asks you to enter a one-time SMS code each time you use your card to shop online? Don’t be because one-time passwords also serve as a security measure to protect your account. When using your credit card to shop online, consider the website’s secure payment systems. You can also avoid online…
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Best Siargao Resorts: Where to Stay in Siargao Based on Your Budget
- By Adji Hendrawan
- May 15, 2019
Even if it’s world-famous as the surfing capital of the Philippines, Siargao appeals not just to surfers but also to every type of traveler all year round. Because of this, Siargao resorts cater to different budgets as well, with accommodations ranging from cheap hostels with bunk beds to luxurious villas in five-star hotels. Whatever you can afford, you can absolutely find a beach resort in Siargao that fits your budget and preference. Check out these top-rated Siargao resorts (all coincidentally located in the vibrant beach town of General Luna) that suit every budget. Best Cheap Accommodations in Siargao Under P1,000 Paglaom Hostel Paglaom Hostel Rate: PHP 450 per person This budget Siargao hostel is a back-to-basics accommodation for solo backpackers and pairs of friends who’d love to make new friends while on vacation. It’s just a 5-minute walk from the beach and a quick motorcycle ride from Cloud 9[1], the famous surfing wave on Siargao. Instead of private rooms, Paglaom offers single bunk beds at less than PHP 500 per night (for a minimum stay of five nights) in mixed dormitory rooms. Guests can cook their own food in Paglaom’s large kitchen. Fun activities such as surfing lessons, cooking lessons, and island hopping are organized for people to bond with other guests. Environment advocates may even join an hour of beach cleanup or recycling project for free. Families with kids will have to look elsewhere, as the hostel accepts only guests 18 years old and above. Visit Pagloam Hostel’s website[2]. Avocado Tree Hostel Avocado Tree Hostel Rates: Starting at PHP 600 per…
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The Pros and Cons of Fully Digital Banking in the Philippines
- By Ricky Publico
- April 30, 2019
Digital banking in the Philippines isn’t a groundbreaking concept, considering that the country is one of the top internet users worldwide and online banking has been popular for quite some time. In fact, most financial experts believe that the Philippines is ready for an all-digital banking revolution. “The consumers are ready. The consumers are looking for digital banking solutions,” CIMB Philippines CEO Vijay Manoharan said in a recent interview[1]. And judging by the recent trends, Manoharan is right on the money. Fully digital banks from Southeast Asia have already made their presence known, while top banks in the Philippines recently opened fully digital banking branches in select cities. Despite all these developments, a good sample of the nation still refuse to embrace the idea of a cashless society. According to a recent Bangko Sentral ng Pilipinas survey[2], 46% of Filipinos expressed distrust in online transactions, potentially throwing a wrench into the all-digital banking revolution. So in order to clear some doubts, it’s only fair to check out the pros and cons of fully digital banking before trying it out. Pros of Digital Banking Banking Anytime, Anywhere It goes without saying that the main advantage of fully digital banking is convenience. Just like online banking, digital banking enables you to conduct basic banking transactions like balance checks, money transfers, and bill payments in just a few clicks. But unlike online banking, digital banking allows you to do more than the basics. Foreign banks like Maybank and ING have developed their own mobile apps that let clients open new accounts in the…
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6 Big Challenges Startups Must Prepare for in the First Three Years
- By Adji Hendrawan
- April 27, 2019
Startups have been an ongoing trend these days, with technology playing a vital role in their proliferation across the globe. However, there has been a cause for concern as the numbers don’t fall favorably on the entrepreneurs. In the U.S. alone, the rate of startups and small businesses being created are now lagging behind their rate of closures, according to a U.S. Census Bureau report. Of the 400,000 businesses that were set up, 470,000 have closed. There is always a reason why businesses fail, more so for startup companies that dared to give it a shot armed merely with a superb idea. In most cases, they weren’t able to make it big due to the lack of preparation, with the whole gamut of operations being run into the ground by ill-equipped individuals. Failure may be a huge setback when starting a business, but this shouldn’t discourage aspiring entrepreneurs who want to follow their dreams and venture out on their own. To boost the likelihood of success, they should come into it immensely prepared. In the immortal words of Louis Pasteur, ‘chance favors only the prepared mind.’ The key to making your preparation efforts to work is to identify each of the challenges that may hamper the growth of the startup business. Big Challenges Startups Must Prepare for Building a Solid Team A workforce consisting of a competitive, passionate, responsible and talented pool of individuals is the most basic foundation of a successful startup company. For this reason alone, your immediate goal is to hire and train the most effective people…
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Stepping Out of Comfort Zones: #WhyTravel with Blogger Colz Vidal
- By Moneymax
- April 22, 2019
We travel because of many reasons. To relax, to explore, to experience, to gain wisdom that no school or occupation can provide. We travel to experience life beyond the workplace, to see what the world can offer beyond our expectations. This is something we realized upon meeting Colz Vidal. At a young age, Colz has explored known and unfamiliar places all over the world. The 23-year-old CPA describes herself as a “devotee of endless journeys who continuously craves to experience, explore and discover the sheer beauty of this ceaseless world.” This she journals on her website[1] and through her life motto “Yes to adventures!” To kickstart our #WhyTravel campaign, we sat down with Colz to know more about her travels and learnings. Pick up a tip or two and know why you don’t need to quit your job to see the world. After reading, don’t forget to bookmark this page for more exciting #WhyTravel posts and promos! Why do you travel? Why do you desire to see the world? In the recent years, traveling has taught me a lot of things about life. Immersing myself in new cultures, discovering unfamiliar places, and meeting new people have contributed a lot to my well-being. But most of all, I travel in order to grow. Every time I come back from a new place, I always feel like I am not the same as who I was when I left. Traveling really changes lives and I can never be grateful enough for how it changed mine. Out of all the places you’ve been to,…
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Maxicare EReady: The Perfect Prepaid Health Card for Medical Emergencies
- By Adji Hendrawan
- April 5, 2019
One can never be fully prepared for any emergency, especially when it concerns your health or that of your loved ones. But that doesn’t mean you can’t do anything for when anything unexpected happens. It doesn’t cost a fortune to prepare for any medical emergency. And now that prepaid health cards have become easily accessible in the Philippines, there’s no excuse not to have one for yourself and your family. Searching for the best prepaid health card? Consider getting one designed for medical emergencies, like the Maxicare EReady. You’re probably familiar with Maxicare, which is one of the top health maintenance organizations (HMOs) in the Philippines. But you’re definitely wondering what the EReady card is and what you can get from it. What is Maxicare EReady? Maxicare EReady is a prepaid health card that provides up to PHP 15,000 one-time coverage for medical emergencies. EReady covers emergency cases that include life-threatening injuries and illnesses needing urgent medical assistance for easing pain or discomfort. Some of the illnesses that are considered emergency conditions are the loss of consciousness, heart attack, cardiovascular or cerebrovascular accidents, and convulsions. How Much is the Maxicare EReady Prepaid Health Card? The cost depends on the type of plan you choose. Maxicare EReady comes in two plans: Titanium and Platinum. The Maxicare EReady Titanium is the cheaper health card with a one-time fee of PHP 699 and access to all Maxicare accredited hospitals and clinics. This emergency prepaid health card can’t be used in the country’s major hospitals. The Maxicare EReady Platinum is the premium card with…
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8 Hacks to Save Money on Food for Families and Employees
- By Moneymax
- March 28, 2019
Nearly half of a Filipino’s monthly budget is spent on food, a report from the Philippine Statistics Authority showed. The report, which was released in 2018, showed that food and non-alcoholic beverages shared 42.8% of the total household expenditure. With the increasing cost of basic food items in the market, Filipinos need to adjust their spending and food budget. Especially now that the TRAIN law has been fully implemented. This new tax program has caused the recent inflation forcing Filipino families to stretch their food budget. How to Save Money on Food: Tips for Families Are you a parent or breadwinner? You can cut costs by practicing common but effective ways to save money on food. Here are some tips: Create and Follow a Meal Plan List down what you and your family would like to eat in the coming week. This will help you organize meals and follow a strategic food budget. Meal planning can help you save an incredible amount of time and money. It can also help you maximize existing food items in the kitchen. Knowing what meals to prepare gives you an idea of the items you need to buy in the grocery. Buying necessary food items also prevent you from disposing leftovers. In addition, this helps you decide if you should shop in bulk or in retail, making grocery shopping simpler and easier. Plan Your Grocery List Instagram photo by @cest.la.plan After creating a meal plan for your family, you can now list down the items you need to buy. Carefully plan out your grocery list….
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10 Items That You Can Buy for Cheap in Divisoria
- By Moneymax
- March 7, 2019
Divisoria is a popular shopping haven for penny pinchers. Even people from the farthest provinces in the country travel to Divisoria for cheap finds. The reason: low wholesale prices, especially if you buy in bulk. Because of this, Divisoria is considered among Manila’s centers of trade and commerce. It is every bargain hunter’s hub—a paradise for small and medium business owners and a shopaholic’s wonderland. Read more: 9 Sulit Tiangges in the Philippines for Budget Shoppers What to Buy in Divisoria If you’re looking for bargain buys, here are 10 items that are really cheap and worth checking out in Divisoria. 1. Textile Divisoria is the go-to place for dressmakers, hobbyists, and business owners. You can find garments for wholesale from established Divisoria stores but there are street vendors who sell attractive fabrics at very low prices. If you are into embroidery, cross-stitching, and other related hobbies, you’ll find everything you need there at budget-friendly prices. Where to buy textile in Divisoria? The streets of Ylaya, Tabora, and Carmen Planas are the best sources of affordable yet quality textile and sewing supplies 2. Fruits Divisoria is home to seasonal fruits. People go here to buy boxes of fruits especially during Christmas season. Year round, you can buy apples, oranges, bananas, grapes and more. If you are particularly in search for seasonal fruits like avocado and turnips, you will not be disappointed in this shopping haven. Where to buy fruits in Divisoria? Check out Asuncion, El Cano, Carmen Planas, and Lakandula streets, as well as M. De Santos Avenue for fruit buying….
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Guide to Registering New Employees with BIR, SSS, Pag-IBIG, and PhilHealth
- By Adji Hendrawan
- February 28, 2019
New employee registration is a must-do for every registered company and household employer in the Philippines. Each time you hire people, you need to report them to the BIR, SSS, Pag-IBIG Fund, and PhilHealth. Registering new employees entails updating their employment status at each government agency. Why Register Your New Employees? First, the law mandates it. Employees in the Philippines need to be registered (and pay their government contributions) so that they can pay their taxes and receive their government-mandated benefits under the Labor Code. If your employees can enjoy their benefits, their morale and motivation to do their job well go up. Plus, they’re more likely to stay longer with your company. Second, new employee registration allows you to record your workers’ salaries as your business’ deductible expense. Before you can register your newly hired people, you need to register as an employer with the SSS, Pag-IBIG, and PhilHealth. Done with your employer registration? You can proceed with new employee registration. Here’s a guide to help you properly report your new hires to the four government agencies. New Employee Registration with BIR How to Register New Employees without TIN Ask your employees who don’t have a tax identification number (TIN) to fill out the BIR Form 1902[1] and submit the accomplished form to the revenue district office (RDO) where your business is registered. They also must submit a photocopy of the following documents during their TIN application: Birth certificate or any valid ID that shows the applicant’s complete name, birth date, address, and signature Marriage certificate (for married applicants) Birth certificates of dependents, if…
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The Costs of Measles Prevention and Treatment in the Philippines
- By Adji Hendrawan
- February 19, 2019
Just how bad is the measles situation in the Philippines? Shouldn’t we do something to prevent our loved ones from getting it? Measles, locally known as tigdas, has reached an alarming state that the Department of Health (DOH) has declared outbreaks in Metro Manila, Central Luzon, CALABARZON, Western Visayas, and Central Visayas. Several other regions in the country are also at risk of developing outbreaks if these aren’t contained. Within only a month, more than 4,300 cases of measles have been reported from January 1 to February 9, 2019. To date, 70 people have died from the highly contagious illness. According to the DOH, 79% of them didn’t have vaccinations against it. These official data highlight just how important vaccines are in measles prevention. Vaccination has been proven to protect the body against the virus that infects the respiratory tract. Are you and your family safe against tigdas? Keep reading to learn more about the costs involved in getting vaccinated (and the lack of it) and treating the disease. The Costs of Having Measles Causes and Symptoms of Measles Measles is a highly infectious viral illness that’s typically spread through the air (i.e., coughing, sneezing, or talking) and direct contact. Someone can get it just by being with an infected person. About two weeks after getting exposed to the virus, these symptoms show up, according to Mayo Clinic[1]: Skin rash Koplik’s spots[2] High fever Swollen and watery eyes Sore throat Runny nose Dry cough The disease can lead to serious complications such as malnutrition, diarrhea, vomiting, pneumonia, and blindness. It may lead to…
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Best Places to Eat in Makati for Employees on a Budget
- By Moneymax
- February 7, 2019
One of the best things about working in Makati is that the food options are endless. Fast food joints and hole-in-the-walls are literally everywhere, making dining experience for everyone in the city. However, eating out also means spending your hard-earned money. It can be tough, especially if your officemates pressure you into dining out with them. Because of this, it’s important that you eat on a budget. Don’t splurge on a PHP 500 meal just because your teammate can afford it. Spending more than your food allowance can put a dent on your budget and land you on a paycheck-to-paycheck cycle. Eat with gusto but stay within budget. From PHP 50 to PHP 250 and above, we’ve listed down the best places to eat in Makati for every budget. Enjoy and share away! Where to Eat in Makati for PHP 50 to PHP 150 Sisig sa Rada Address: MetroChef Stall 002, Rada Street, Legaspi Village You don’t work in Makati if you don’t know Sisig sa Rada. For P62 (P50 if you order à la carte) you get a serving of rice and crunchy sisig mixed with egg and calamansi. Too lazy to walk? You can have your sisig delivered via GrabFood. Read more: [Battle of the Brands] Foodpanda vs GrabFood: Which Food Delivery Service is Better? Higher Ground Food Station Address: G/F Lepanto Building, 8749 Paseo de Roxas Higher Ground or HG for some (that some is us) is one of the busiest food courts in the Legazpi/Bel-air area. Packed with popular and unpopular food stalls, HG is perfect for those who are picky…
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Work from Home Law: Is Telecommuting Good or Bad for You?
- By Adji Hendrawan
- January 24, 2019
Tired of commuting to and from work every day, you’ve been monitoring updates on the work from home bill and keeping your fingers crossed. Finally, President Rodrigo Duterte has signed the telecommuting bill into law. Sounds like good news, but is it really something to look forward to? The Telecommuting Act (Republic Act 11165) allows private employees to work from home or any alternative workplace, making it an optional arrangement between employees and employers. It provides guidelines for protecting the rights of home-based workers in the Philippines. If your employer will implement a work-from-home program (and it’s applicable to your industry and profession), here are some of the things you’ll stand to gain and lose. Telecommuting Advantages in the Philippines Proponents of the telecommuting law believe that this flexible setup will promote work-life balance and address traffic problems in the country. You’ll also enjoy these other benefits when you work from home. Fair Treatment with Office Employees Telecommuting isn’t a new work setup in the Philippines. In fact, a number of private companies have been implementing their own work-from-home programs prior to the signing of the telecommuting law. What makes the Telecommuting Act different, though, is its legal safeguards to ensure that home-based workers receive the same treatment as that of office-based workers in the same company. This means telecommuters are entitled to the same benefits enjoyed by those working in the office: Equal pay Paid leaves Overtime and night shift differential pay Rest periods such as regular holidays and special non-working holidays Other government-mandated benefits Same amount of workload Same performance standards Access…
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Tidy Up Your Life: Where to Sell or Donate Old Clothes and Other Used Items
- By Adji Hendrawan
- January 22, 2019
Letting go of something is never easy. Case in point: the piles of clothes you don’t wear anymore. What do you plan to do with them? If you’ve heard of the KonMari method from the popular Netflix show “Tidying Up with Marie Kondo,” you know what to do: let go of things that don’t spark joy[1]. Filipino millennials have different ways of purging unwanted stuff. A 2017 YouGov survey[2] found that 70% of them pass on old clothes to family or friends, 47% donate to charities, and 16% sell online. One in eight adults (including older generations) or 12% have tossed used clothing in the trash bin. Rather than throwing away your clutter and adding junk to landfills, consider selling or donating to people who might need them. Where to Sell Old Clothes, Books, and Other Used Items Garage Sale If you have the time and extra space at home, you can hold a weekend garage sale. Let your neighbors and friends know about it by distributing flyers and announcing the sale on your social media accounts. You may even want to organize a bigger joint sale in your community. Coordinate with your neighbors, churchmates, or friends to bring all your stuff together and host a garage sale in a big venue, like a basketball court or function hall. Online Marketplaces No time to organize a garage sale? You can sell products online. Buy-and-sell sites such as Carousell, Shopee, and OLX allow selling of second-hand clothes, furniture, gadgets, books, and more. These e-commerce sites make it easy for anyone to sell used…
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Affordable Gym Memberships: Where to Find Them in Metro Manila
- By Adji Hendrawan
- January 8, 2019
The holiday celebrations are over, with leftovers being emptied from the fridge. For you, it’s time to “clean up” from all that binge eating for the past two weeks! The Pinoy’s perennial New Year’s resolutions have something to do with losing all the pounds gained during the holiday season. A nationwide survey of 1,000 Filipinos aged 25 to 55 found the top three resolutions for 2019: eating healthier (53%), losing weight (47%), and exercising (44%). Planning to lose weight? Signing up for a gym membership would probably be your first order of business for the new year. But the expensive membership fees of the most popular gym chains in the Philippines are downright discouraging for Pinoys with extra pounds but no extra money. Good thing, some good fitness centers offer affordable membership fees. Achieve your #BalikAlindog goal without hurting your pocket! Here are seven gyms in Metro Manila that charge around PHP 2,000 or less per month. Maic’s Gym Location: Pikador cor. Ditchoy St., Midtown Subd. Phase I San Roque, Marikina Operating hours: Monday, Wednesday, and Friday: 6 am to 12 am | Tuesday, Thursday, and Saturday: 6 am to 10 pm | Sunday: 9 am to 5 pm Contact information: (0916) 543-6902 / 647-8914 / 682-5238 Maic’s Gym Membership Fee and Inclusion Unlike most gyms in Metro Manila, Maic’s Gym doesn’t charge a membership fee. Instead, it charges fees per session or month for gym use. The cheapest option is the three-month package that costs PHP 1,800 or only PHP 600 per month. One-month rate: PHP 800 Two-month rate: PHP 1,300 Three-month rate: PHP 1,800 Per-session rate: PHP 100 Maic’s Gym members get more…
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Save Money on Grocery Shopping With These Tips
- By Moneymax
- December 21, 2018
Grocery shopping is a part of every household. It can be done by going to the grocery stores or buying items online. It’s a great way to save money on food as compared to dining out. If you’re a regular grocery shopper, then you probably know the best deals on grocery items. However, you can still save further with the help of the following money-saving tips. Read on below and cut costs on grocery items this season. Think twice before buying items in bulk Bundles and “tipid packs” may be cheaper than purchasing individual items but they lure you into buying more than what you really need. Be smart when buying items in bulk. For food items like canned goods and snacks, ensure that you can consume them before expiry date so they won’t go to waste. Some non-perishable items you can buy in bulk are the following: Dishwashing liquid Sanitary napkins Detergents Paper towels Garbage bags Consider buying private label brands Most people have the notion that private label brands such as SM Bonus[1] and Robinsons Super Savers[2] can not give the same value-for-money like what branded items can provide. However, private label brands are actually decent alternatives to more famous brands, especially when it comes to minor purchases. Consider grocery shopping for the following house brands: Paper plates Plastic cups Disposable spoon and fork Dishwashing liquid Tissue and paper towels Refined sugar Iodized salt Take advantage of rewards cards and loyalty programs Most supermarkets have a loyalty program that can be used to earn points. Take advantage of them especially if you…
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9 Easy and Budget-Friendly Ideas for DIY Christmas Gifts
- By Adji Hendrawan
- December 18, 2018
Christmas is just a few days away! Have you completed your holiday gift shopping list yet? If you’re running on a tight schedule and budget, there’s an inexpensive yet wonderful way to give presents—and love—on Christmas Day. Go for do-it-yourself gifts! DIY gifts for Christmas won’t only save you money but also make your family and friends feel loved. Nothing says “I love you” or “I care for you” better than presents made with extra effort and love. These may seem like last-minute gifts, but they’re certainly thoughtful and meaningful to the person you’re giving them to. Here are simple DIY gift ideas you can make this Christmas season for your loved ones. They’re made of materials or ingredients that are either readily available in your home or can be bought cheaply online or at tiangges like Divisoria and Greenhills. 1. Food Gifts in Jars View this post on Instagram This Healthy Holiday Granola is easy, customizable and delicious. The perfect DIY Christmas gift that fits in a mason jar. Great last minute gift idea for co-workers, neighbors or friends! . . Link in profile! @mealswithmaggie . . #eeeeats #yahoofood #f52grams #feedfeed #thekitchn #registereddietitian #rdeats #droolclub #detroitfoodblogger #eatwellbewell #healthyfoodie #healthymeals #dietitiansofinstagram #wellandgoodeats #vegan #masonjargift #DIYchristmasgifts #healthyholidaygranola #granola #vegangranola #vegangranolarecipe A post shared by Meals with Maggie | Food blog (@mealswithmaggie) on Dec 16, 2018 at 5:41pm PST Food items or ingredients in mason jars make perfect DIY gifts for Christmas! You can make homemade granola, trail mix, oatmeal mix, or soup mix for your health-conscious loved ones. Simply buy…
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Should You Get Passport Assistance From a Travel Agency?
- By Adji Hendrawan
- November 15, 2018
Your next trip abroad is just a few weeks away, yet you probably haven’t applied for a passport (or renewed it if you already have one) because it’s difficult to set up an online passport appointment. Perhaps, a friend or coworker advised you to consider getting a passport through a travel agency. But you aren’t sure if it’s worth it. Some travel agencies in the Philippines assist clients in their passport application, renewal, or replacement. Keep reading to know if you should get this service. How Travel Agencies Assist in Passport Application Under The Philippine Passport Act (Republic Act 8239)[1], registered travel agencies in the Philippines are authorized to assist their clients in processing passport applications. To date, more than 200 travel agencies nationwide are accredited by the Department of Foreign Affairs (DFA). Related article: How to Get Police Clearance Online: A Simple Guide for Filipinos Passport Assistance Services Here’s how a travel agency can help you in your passport application: Guide and assist you in the documentation and procedures of applying for a passport Provide a passport application form and assist in filling it out Ensure that your passport requirements are complete, correct, and authentic Answer any questions you may have about your passport application or renewal Getting passport assistance from a licensed travel agency can save you time and effort, especially if you avail of this service along with its travel package. A travel agent helps you make sure your online passport appointment won’t be wasted because of incomplete or incorrect documents. With their branches conveniently located in…
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7 Cool Gifts You Can Buy in Bulk to Save Money This Christmas
- By Adji Hendrawan
- November 9, 2018
Got a long list of people to give Christmas gifts to this year? Are you—and your wallet—ready for the season of giving? Instead of stressing yourself out thinking of gift ideas for each person on your list, relax and take it easy! Why don’t you get a lot of the same thing for your inaanaks, relatives, officemates, and corporate clients? Then save your brain cells for finding thoughtful, personalized gifts for the closest people in your life. Buying Christmas gifts in bulk saves you not only effort but also time and money. You can get discounts when you buy wholesale. Haggling for items in bulk at tiangges is easier, too. And when you save money and stretch your holiday shopping budget, you can afford to give everyone a present. However, shopping in bulk doesn’t mean your Christmas gifts can’t be meaningful and useful. We’ve scoured the internet for awesome holiday gift ideas your recipients will actually use, eat, or enjoy. Here are seven of them. 1. Charging Cables View this post on Instagram Never compromise style. The Geekkery Pelle series is our most sophisticated collection by far – with fine quality leather encasing our durable cables, the Pelle series boasts both fashion and function. Get yours now and click the link in our bio! ? A post shared by Poundit.com (@youpoundit) on Jul 9, 2018 at 2:49am PDT Perfect gift idea for: Coworkers and corporate clients Looking for great corporate giveaways or raffle items for your company Christmas party? One of the value-for-money gift ideas this Christmas is to order…
