Take a detour to the Housing Loan Calculator section of Security Bank Home Loan’s website before clicking on the Apply Now button to find out how much you can borrow. Once you see your results and you like what you see, head on to the online application form by clicking on Apply Now.
The first page of the form will determine if you’re eligible to apply. If you fit the criteria mentioned, click on the Next Page button. The options are automatically ticked so if you don’t fit any of the criteria mentioned, you can’t move on to the next page.
This page will ask you basic questions regarding your loan that you’ll provide more details about in the later part of the application form. If you selected an employment type aside from employed and self-employed, a co-borrower and other loan status, this page will automatically add fields where you can provide your co-borrower’s information. You’ll also find a preferred callback schedule and a requirements checklist here, listing the basic documents needed.
This page will require more details when it comes to your personal information, contact information, and loan. If you ticked on other loans status, this page will automatically add fields where you can provide details to your other loans.
This page will ask for your employment information and will show a summary of the payments you need to make monthly and your debt to income ratio. Note that your annual income should be at least ₱600,00. You can’t move to the next page if it doesn’t fulfill that requirement and if the debt to income ratio is above 40. Security Bank Home Loan allows a joint minimum monthly income of ₱50,000. You can get a co-borrower if your current monthly income doesn’t match the requirement.
This page will ask for other information that will validate your credibility in paying for the home loan. Credit card information (if any), dependents, and personal references not related to you should be provided. If you have a credit card, the page will automatically add fields where you can provide your credit card information.
The Legal Documents page will ask you to upload the required documents such as a valid ID, proof of billing with address, and income documents. Refer to the list of legal and collateral documents listed in the Basic Information and Requirements page.
Make sure to upload the acceptable formats to avoid any errors. If the file size is too big, use the link to the tools that can compress our merge multiple pages into a single file found on top of this page.
