7-11 CLiQQ App Guide: Pay Your Bills and Send Money Anytime
- By Adji Hendrawan
- June 22, 2020
You’re probably familiar with the 7-11 CLiQQ kiosk found in 7-Eleven stores nationwide. You might have even used one to pay bills or buy load. But have you ever heard about the 7-11 CLiQQ app? If not, here’s something that would make you interested in it: 7-Eleven says that everything its CLiQQ machine can do, the mobile app can do better. To find that out, try using the app if it’s suitable for your needs. For beginners, here’s a simple guide to using the 7-Eleven CLiQQ app for financial transactions in the Philippines. Table of ContentsWhat is 7-11 CLiQQ App?7-11 CLiQQ Account ActivationHow to Activate Your 7-11 CLiQQ Account7-11 CLiQQ PAY WalletHow to Activate Your 7-11 CLiQQ PAY WalletHow to Load Your 7-11 CLiQQ WalletHow to Use CLiQQ App in 7-Eleven for In-Store Purchase7-11 CLiQQ Bills PaymentHow to Pay Your Bills Using 7-11 CLiQQ App7-11 CLiQQ Money TransferHow to Send Money to GCash or PayMaya Using CLiQQ AppHow to Send Money via Palawan Express Using CLiQQ AppFinal Thoughts What is 7-11 CLiQQ App? The CLiQQ app is 7-Eleven Philippines’ mobile app that allows users to generate barcodes for payment, rewards redemption, and Wi-Fi access at 7-Eleven stores nationwide. The 7-11 CLiQQ app has three main features: CLiQQ PAY – 7-Eleven’s mobile wallet for fast, convenient, and cashless payments for in-store and online purchases, bills, and money transfers CLiQQ Rewards – 7-Eleven’s loyalty rewards program for earning and redeeming points CLiQQ WiFi – Provides internet access to users at all 7-Eleven stores In this guide, we will be focusing on the…
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What Your Credit Report is Saying About You
- By Ricky Publico
- June 16, 2020
You know those online quizzes where you answer a bunch of questions and you end up with a fictional character that will apparently say a lot about you? The adult version of that is a credit report. Your credit report takeaways will say more about you than your social media profile, your career achievements, and even other people’s perceptions combined. Why? It’s because a credit report contains information that will determine how good you are in “adulting.” And unlike online quizzes, the results are more accurate and the data is more grounded. Also, there are no fun questions to answer, but the result will definitely affect the quality of your life in a huge way. Table of ContentsWhat Your Credit Report Says About YouCredit Report Takeaways to ExpectHow Good You Are with MoneyHow Professional You Can BeHow Financially Free You AreHow Big a Liability You AreYour Capability to Start a FamilyFinal Thoughts What Your Credit Report Says About You Simply put, a credit report is a document containing all your credit history, which includes your past, current, paid, and unpaid debt records. The Credit Information Corporation[1], among other credit bureaus in the Philippines, collects your personal and/or business accounts, loan accounts, credit card accounts, and installment contracts that will reflect both positive and negative data. They will then compile it into a report, give you a credit score based on your report, and send it to the financial establishment where you’re applying for a loan, insurance, or credit card. And just like online quizzes, you’ll eventually find out more about…
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IQ Option for Beginners: A Guide to Using the Online Trading Platform
- By Moneymax
- June 13, 2020
Nowadays, you don’t need a broker to trade in the stock market. Thanks to technological advancements, you can now buy and sell stocks online by yourself. You also don’t have to be an expert to trade using online platforms because they are now more user-friendly, and offer various tools and training materials. With online trading platforms, you can buy and sell stocks anytime, anywhere. Interested in stock trading? One of the platforms you should explore is IQ Option. Learn how IQ Option works, the different tools it offers, and how you can start trading online. Table of ContentsWhat Is IQ Option?IQ Option for Beginners: 5 Financial Assets You Can TradeAvailable Trading Types and Payouts1. Binary Options2. Digital Options (CFDs)Different Types of IQ Option Accounts1. Practice Account2. Real Account3. VIP AccountHow to Use IQ Option on Desktop and MobileHow to Create an AccountHow to Deposit and Withdraw FundsHow to Start TradingIQ Option Indicators and Order TypesOrder TypesIndicatorsFinal Thoughts What Is IQ Option? IQ Option is an online trading platform that allows traders to bid on various financial instruments such as stocks, foreign exchange (forex), binary options, commodities, exchange-traded funds (ETFs), and cryptocurrencies[1]. It is one of the fastest growing online trading brands in the world with over 48,000 registered users and more than one million transactions a day. Founded in 2013, IQ Option is based in Cyprus and is regulated by the Cyprus Securities and Exchange Commission (CySEC). IQ Option caters to traders from over 213 countries, including Malaysia, Singapore, India, and the Philippines. Related article: Forex Brokers in the Philippines:…
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How to Financially Recover from Unemployment in the Philippines
- By Adji Hendrawan
- June 12, 2020
Losing your job is already stressful. What more if you’re suddenly out of work during a pandemic? This is a financially challenging time for many Filipinos. Currently, 7.3 million people are jobless. Unemployment in the Philippines has been rising during the COVID-19 crisis, hitting a record-high of 17.7% in April 2020[1]. There are also 13 million Filipinos who are still employed but are forced to work reduced hours or temporarily stop working altogether. If you’re in a similar situation, you’re likely worried about many things—how to make ends meet, how to deal with piling bills and debts, how to find a new job, and so on. But you can stay on top of your finances, whether you’ve been laid-off or furloughed[2]. Know what you should do after a job loss, so you can still provide for yourself and your family. Table of Contents8 Tips to Recover from Unemployment in the Philippines1. Know the Benefits You May Receive from the Employer2. Avail of Unemployment Benefits from the Government3. Have a Financial Reality Check4. Negotiate Your Debt Payments5. Cut Back on Unnecessary Spending6. Spend Your Unemployment Benefits Wisely7. Start Your Job Hunt Immediately8. Find New Income SourcesFinal Thoughts 8 Tips to Recover from Unemployment in the Philippines 1. Know the Benefits You May Receive from the Employer Upon breaking the news of your termination, your boss or HR officer should’ve discussed with you in detail the benefits you’ll receive from the company. If your employer doesn’t provide the information on your severance package, check your employee handbook for the benefits for laid-off…
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5 Stock Trading Strategies for Aspiring Traders
- By Moneymax
- June 5, 2020
In 2018, the number of young Filipinos who are stock market account holders jumped to 21.5% from just 16.2% the year before[1]. The surge was due to the popularity of online trading, which provided a rapid growth of stock investors in the last five years. The prospect of “letting your money work for you” through stocks may seem enticing, but the market is more complicated than that. You need to prepare before risking your hard-earned money and buying stocks. In this article, we list five stock trading strategies that can help you get started. Table of ContentsWhat Is Stock Trading?Five Stock Trading Strategies to Get You Started1. Set a goal2. Create a timeline3. Know your skills and strengths4. Determine how much you’re willing to risk5. Learn fundamental and technical analysesFinal Thoughts What Is Stock Trading? A stock is your share of ownership in a corporation. According to Investopedia, this implies that the shareholder owns a piece of the company equal to the number of shares held as a proportion of the company’s total outstanding shares[2]. For example, if you own 200,000 shares of a corporation with one million outstanding shares, it means you would have a 20% stake in it. The stock market is where traders come together to purchase and sell shares in a public venue. In the country, the Philippine Stock Exchange (PSE) is the corporation governing the local stock market. These days, you can even trade in the market via online platforms. Five Stock Trading Strategies to Get You Started Navigating the stock market can be overwhelming,…
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How to Make Your Very Own Financial Recovery Plan
- By Ricky Publico
- June 3, 2020
The COVID-19 pandemic really did a number on everyone’s finances. From delayed paychecks to business bankruptcy, there’s no shortage of financial setbacks[1] in today’s economy. This would’ve been a good time to have a financial recovery plan to get you on your feet. It’s okay if you don’t have any right now—it’s not too late to start making one anyway. And even if you were one of the lucky ones who got to keep their jobs or source of income, you will still need your own financial recovery plan in the future. You’ll never know what catastrophic event lies ahead. It’s best to be prepared for such situations. Here are the things you need to get started. Table of ContentsHow to Build a Financial Recovery PlanBuild an emergency fundApply for various valid IDsPrepare important documentsBuild an emergency contacts listSearch for potential financial aidsFind support communities onlineConnect with family and friendsFinal Thoughts How to Build a Financial Recovery Plan Build an emergency fund If there’s a perfect time to make use of an emergency fund, it’s right now. Don’t wait for another pandemic to start building yours. As part of your financial recovery plan, start saving at least 10% of your monthly earnings as the foundation for your rainy day fund. To grow your money faster, open a high-interest savings account from digital banks using your smartphone. Read more: Where to Put Your Emergency Fund: It’s Not as Complicated as You Think Apply for various valid IDs After the lockdown, focus all your efforts on applying for various valid IDs from…
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Moneygment App Guide: Pay Bills, Transfer Money, and More
- By Adji Hendrawan
- June 2, 2020
Mobile payment service providers are emerging in the Philippines, with GCash, PayMaya, and Coins.ph currently leading the mobile e-wallet industry. And then there’s a new mobile app that offers a range of payment, remittance, and other financial services: the Moneygment app. Looking for an alternative way to send money or pay for your bills and government contributions? Give Moneygment a try. Here’s a beginner’s guide to using the Moneygment app for different financial transactions in the Philippines. Table of ContentsWhat is Moneygment?Moneygment App ReviewPros of Using the Moneygment AppCons of Using the Moneygment AppHow to Register to MoneygmentHow to Upgrade Your Moneygment AccountHow to Upgrade to Level 2 Moneygment Account (For Android Users)How to Upgrade to Level 2 Moneygment Account (For iPhone/iPad Users)How to Upgrade to Level 3 Moneygment AccountHow to Top Up Moneygment WalletHow to Pay for Government Contributions or Loans Using Moneygment AppHow to Pay Pag-IBIG Contribution or Loan via MoneygmentHow to Pay PhilHealth Contribution via MoneygmentHow to Pay SSS Contribution or Loan via MoneygmentHow to Pay Bills Using Moneygment AppHow to Send Money Using Moneygment AppFinal Thoughts What is Moneygment? Moneygment is a mobile application that provides various financial services such as bills payment, money transfer, tax filing and payment, and more. As a one-stop-shop financial solution, this app makes financial transactions convenient for self-employed people, small and medium businesses, OFWs, and Filipinos without bank accounts. The Moneygment app is developed by Togetech, Inc., a Philippine-based IT company that creates mobile apps to make financial services accessible to more Filipinos. Moneygment App Review Should you use the…
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How to Pick the Best Online Stock Trading Platform for You
- By Moneymax
- May 19, 2020
Online stock trading platforms have made stock investing more available and convenient for Filipinos. You can simply buy and sell stocks online with just a click of a button (or a tap on your smartphone if you’re using a mobile app). It’s so easy to monitor your investment portfolio anytime in the comfort of your home. Online stock brokers in the Philippines have made all of these things possible through their respective online trading platforms. Gone are the days when you have to visit the broker’s office or make a phone call each time you want to place or cancel a trade order. With different online stock brokers in the Philippines to choose from, you’re unsure of which to pick. How do you determine which option is the best trading platform for you? Keep reading to find out how to select the best online stock trading platform for you. Table of ContentsWhat is an Online Stock Trading Platform?4 Factors to Consider When Choosing an Online Stock Trading Platform1. Your Budget2. Convenience3. Online Stock Trading Platform Features4. Value-Added ServicesFinal Thoughts What is an Online Stock Trading Platform? An online stock trading platform is a web-based or app-based tool that allows investors and traders to build, track, and manage their portfolio in one place through an online stock broker. Users can make investment or trading decisions without assistance from their broker. Online trading platforms in the Philippines[1] are accessible only to clients of online stock brokers. This means you have to open an online stock trading account with a stock brokerage company…
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How Flexible Workspaces Can Help Companies Save Money Post COVID-19
- By Adji Hendrawan
- May 16, 2020
The COVID-19 pandemic has hit nearly everyone around the world and has forced millions around the globe to work-from-home; a trend that we already started to see increase prior to the outbreak. When we are allowed to return to our offices, they’re likely going to be quite different with social distancing measures and health and safety measures implemented into office design. We’re likely going to see more automatic doors, more spacing between desks, reduced space dedicated to open floor plans, and more spacious meeting rooms. When it comes to flexible workspaces there will be an increased focus on private offices rather than hot desks. In short, social distancing policies will be embedded into office spaces. Table of ContentsFlexible Work Arrangements in The New NormalThe Benefits of Flexible Workspaces1. Partial Adoption2. Full AdoptionFinal Thoughts Flexible Work Arrangements in The New Normal Flexible work arrangements will become the new normal for companies. As employers see that remote work does in fact work, policies allowing for more flexible arrangements will become formalized. Likewise, these flexible arrangements are an avenue to help companies cut costs as well as avoid layoffs. By reducing leases and offering alternative workplace options to employees, companies can save up to 25% on costs[1]. Another push for flexible arrangements for employees is the density of their office spaces. In terms of health and safety, companies will likely look to de-densify their spaces by reducing the number of employees in the office and spreading out workspaces[2]. This can be achieved by allowing flexi time schedules, work-from-home policies, as well as moving…
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Your Ultimate Guide to Using GrabPay Philippines
- By Ricky Publico
- May 13, 2020
Here’s a bold prediction: Mobile wallets will be the trend in the new normal. Online payments will increase and stores will slowly offer more online payment methods to facilitate this. So as early as now, you should familiarize yourself with all the mobile wallet options out there—one of which is GrabPay Philippines. Even if you don’t use Grab services that often, know that you can do more with GrabPay than just pay for rides. Learn more about this mobile wallet in this extensive guide. Table of ContentsWhat is GrabPay?What Can I Do with GrabPay?How to Use GrabPayGrabPay RequirementsHow to Activate Basic GrabPay AccountHow to Upgrade to GrabPay PremiumHow to Access Your GrabPay CardHow to Secure Your GrabPay WalletHow to Cash Into Your GrabPayHow to Cash-In via Credit/Debit CardHow to Set Up Auto Cash-InHow to Cash-In via Online BankingHow to Cash-In via Partner OutletsHow to Cash-In with DriverHow to Pay for Grab Services with GrabPayHow to Pay for Grab RidesHow to Pay for GrabFoodHow to Pay for GrabMartHow to Pay for GrabExpressHow to Shop with GrabPayHow to Pay for Online PurchasesHow to Pay for In-Store PurchasesGrabPay MerchantsOnline StoresPhysical StoresHow to Pay Your Bills with GrabPayGrabPay BillersHow to Buy Prepaid Load with GrabPayFinal Thoughts What is GrabPay? GrabPay is a mobile wallet within the Grab app that lets you pay seamlessly for Grab services. Recently, they added more features to make it a more full-fledged mobile wallet. GrabPay is licensed by the Bangko Sentral ng Pilipinas (BSP). What Can I Do with GrabPay? Pay for Grab Services. If you use Grab services…
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Simple Steps to Check and Pay for Your Maynilad Water Bill Online
- By Adji Hendrawan
- May 5, 2020
Maynilad has temporarily suspended its on-site meter readings, paper bill deliveries, and disconnections for overdue accounts. The water concessionaire has also given a 30-day extension on bill payment deadlines. All these measures[1] are meant to offer relief to Maynilad customers struggling with paying for their bills during the enhanced community quarantine (ECQ). But that doesn’t mean you can totally forget about your Maynilad water bill. Throughout the ECQ period, Maynilad still charges customers based on their average water consumption for the past three months. Letting your unsettled bills pile up will hurt your finances later on. Have you settled your Maynilad bill already? The easiest, fastest, and safest way to pay for your water bill is to use one of Maynilad’s accredited online or mobile payment facilities. Here’s a quick and simple guide to Maynilad online bill payment channels. Table of ContentsMaynilad Online Account Registration1. How to Register Online via My Water Bill Portal2. How to Register to My Water Bill via Text3. How to Register to My Water Bill via Guided Enrollment2 Ways to Check Your Maynilad Water Bill1. My Water Bill Online Portal2. Bill on Demand SMS Bill FacilityMaynilad Online Payment Methods1. Online Banking Channels for Maynilad Bill Payment2. Mobile Apps for Maynilad Bill Payment3. Phone Banking Channels for Maynilad Bill PaymentHow to Get Updates on Maynilad Water Interruption AdvisoryFinal Thoughts Maynilad Online Account Registration To view your water bills online, you need to sign up for a Maynilad My Water Bill account. There are three ways to register to Maynilad: through the My Water Bill online portal,…
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A Guide to Paying Electricity Bills with Meralco Online
- By Ricky Publico
- April 23, 2020
Don’t you just hate it when the Meralco billing comes and you have to go out and line up to pay for it? How many interrupted viewing or gaming sessions have you endured just to settle your electricity bills? Well now you’re free from all that, thanks to Meralco Online. Learn more about its features and benefits in this extensive guide. Table of ContentsMeralco Online Features and BenefitsMeralco Online Account RegistrationHow to Register via Meralco Online WebsiteHow to Register via Meralco Online AppMeralco Online Billing and PaymentHow to Check Your Meralco Online Bill via WebsiteHow to Check Your Meralco Online Bill via AppHow to Pay for Your Meralco Bill via WebsiteHow to Pay for Your Meralco Bill via AppMeralco Online Appliance CalculatorMeralco Online Orange Tag FeatureFinal Thoughts Meralco Online Features and Benefits Meralco Online is your one-stop shop for managing your Meralco connection. Using a smartphone or desktop, you can access all its features online, from paying your bills to reporting a power outage in your area. Paperless Online Billing. You don’t have to wait for your bill to arrive at your doorsteps. Access your current bill and your bill history in just a few clicks. Flexible Online Payment. No need to head out and wait in line to pay for your power bill. Just pay online through various online payment channels. Meralco Appliance Calculator. Monitor your power usage by calculating the kilowatt hour (kWh) of each appliance in your home. This feature is exclusive to the Meralco app. Apply for Meralco Service. You can even apply for a Meralco…
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BPI Online Banking Guide: How to Register, Send Money, Pay Bills, and More
- By Adji Hendrawan
- April 21, 2020
For a more seamless and secure online banking experience, BPI rolled out new features and updates on its website and mobile app in 2019. The online platforms both sport a new look as well. Now re-branded as BPI Online[1] (after being known as BPI Express Online Banking for a long time), this e-banking service has seen a surge in transactions during the enhanced community quarantine, the government’s measure to contain COVID-19 infections in the Philippines. In fact, BPI Online transactions—including bills payments, money transfers, and e-commerce payments—increased by 25% just within the first two weeks of the lockdown[2]. This trend might continue post-lockdown. Experts say the threat of Coronavirus is here to stay, so we might as well get used to doing banking online. If you’re a BPI account holder, here’s your guide to making transactions using the BPI Mobile app. Table of ContentsBPI Online Banking RegistrationHow to Create a BPI Online AccountNew BPI Account EnrollmentHow to Add an Account to BPI OnlineHow to Check Your Balance via BPI OnlineBPI Online Money Transfer ServiceHow to Transfer Money from BPI Online to GCash, PayMaya, and Other E-WalletsHow to Transfer Money from BPI Online to BDO and Other Local BanksHow to Transfer Money via QR CodeBPI Online Bills PaymentHow to Enroll a Biller in BPI OnlineHow to Pay Bills via BPI OnlineBPI Online Banking Security Tips1. Change Your BPI Online Password Regularly2. Turn On Your Mobile Key3. Set Your Debit Card Control Limits4. Enable Email Login Notifications5. Enable Push NotificationsFinal Thoughts BPI Online Banking Registration You can transact with BPI Online through…
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Does Health Insurance Cover COVID-19? What Filipinos Need to Know
- By Adji Hendrawan
- March 19, 2020
The coronavirus disease 2019 (COVID-19) outbreak has caught the world off guard. With the rising number of confirmed cases and deaths worldwide, the pandemic disease[1] has triggered much confusion and uncertainty—feelings we certainly aren’t comfortable with. Having health insurance coverage (should you or a loved one gets infected with the dreaded disease) for COVID-19 is reassuring in this tough time. Does your health insurance policy cover coronavirus, you might be wondering. It depends on the provider’s decision, and whether or not your policy was issued with pandemic/epidemic exclusion. If your health insurance policy does not cover pandemic diseases like COVID-19, then your hospital expenses won’t be covered—unless your insurer has waived its exclusion on pandemics. Table of ContentsPhilHealth Coverage for COVID-19PhilHealth Benefits for COVID-19 PatientsHow to Make a Claim for CoronavirusCompanies with Health Insurance Coverage for COVID-19Allianz PNB LifeAXA LifeFWD InsuranceManulifeMaxicareMediCardPacific CrossPru Life UKSun LifeFinal Thoughts PhilHealth Coverage for COVID-19 The good news is that PhilHealth has got you covered. PhilHealth provides health insurance coverage[2] for coronavirus cases in the Philippines to patients admitted starting January 30, 2020. PhilHealth Benefits for COVID-19 Patients 1. Free COVID-19 Testing PhilHealth will cover COVID-19 tests in hospitals for people seeking treatment of the viral disease, according to Cabinet Secretary Karlo Nograles[3]. This benefit is on top of the PhilHealth coverage for quarantine and hospitalization costs. This means tests for patients with a suspected case of COVID-19 are free—they don’t have to pay for the testing fee. 2. Isolation Package Benefit amount: PHP 14,000 (PHP 1,000 for each day of quarantine) PhilHealth members and dependents…
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Fire Insurance in the Philippines: Why It’s Important to Get One
- By Adji Hendrawan
- March 6, 2020
Do you know why March was chosen as the month to raise awareness of the causes and dangers of fire? March marks the start of summer in the Philippines, apart from being one of the hottest months of the year. It’s also during this month when the most number of fires happen. This was why, in 1966, then President Ferdinand Marcos signed Proclamation No. 115-A declaring March as “Fire Prevention Month.” More than 50 years later, we still lack fire prevention awareness. Year after year, the cases of fires and deaths in the country increase, averaging at 45 incidents daily[1]. Through the years, the top three causes of fires remain the same: faulty wirings, lighted cigarette butts, and open flames. Making matters worse is the low fire insurance penetration rate in the Philippines, with the number of policyholders declining, based on data from the Insurance Commission[2]. Many Filipinos fail to see the importance of fire insurance, dismissing it merely as an added expense. Still having second thoughts about getting fire insurance? Know more about it and act now before it’s too late. Table of ContentsWhat is Fire Insurance?What is a Fire Insurance Policy?What Does Fire Insurance Coverage Include?Types of Properties CoveredTypes of Disasters CoveredIs Fire Insurance Mandatory in the Philippines?Why is Fire Insurance Important?Advantages of Fire Insurance in the PhilippinesHow Much is Fire Insurance in the Philippines?How are Fire Insurance Premiums Computed?How to Get Fire Insurance in the PhilippinesList of Fire Insurance Companies in the PhilippinesFinal Thoughts What is Fire Insurance? Fire insurance is a type of insurance that protects…
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The Filipino Commuter’s Guide to Using Beep Card
- By Adji Hendrawan
- February 18, 2020
Modern cashless payment tools such as Beep cards make our commuting life easier and hassle-free. But to maximize the benefits of using a Beep card, you have to know how to use it properly. Here’s a quick beginner’s guide to using a Beep card in the Philippines. Table of ContentsWhat is Beep Card?How Much is a Beep Card?What are the Uses of a Beep Card?How Do Beep Cards Work?How to Use Beep Card in the MRT/LRTHow to Use Beep Card in a BusCan Another Person Use My Beep Card?How Can I Get a Beep Card?Where to Buy a Standard Beep CardHow to Buy a Beep Card Using a Ticket Vending MachineWhere to Buy a Beep Card with DesignHow to Load a Beep CardBeep Card Reloading Stations/Channels in the PhilippinesHow to Load Beep Card Using Coins.phHow to Load Beep Card Using a Ticket Vending MachineHow to Load Beep Card Using BPI Online/BPI Mobile AppHow to Load Beep Card Using UnionBank EONHow to Load Beep Card Using JustPaytoHow to Load Beep Card Using China Bank ATMBeep Card Balance: Four Ways to CheckFinal Thoughts What is Beep Card? beepTM is a reloadable stored-value card in the Philippines mainly used to pay electronically for public transportation fares at Metro Manila’s train stations and select bus terminals. This smart card makes payments more convenient for Filipino commuters. When using this card, you’ll spend less time queuing for train or bus tickets compared to when paying in cash. It also allows you to pay for your fare even if you don’t have coins or exact change….
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8 Things to Consider Before Buying a Life Insurance Policy
- By Adji Hendrawan
- February 13, 2020
This article was published on December 26, 2018 and was updated on February 13, 2020. Life insurance is one of the important ways to provide financial security for you and your family. Lianne Laroya, the founder of the personal finance and lifestyle blog The Wise Living[1], considers insurance as a “tool where you pay centavos to get thousands” since the payout received is much greater than the total premiums you pay. This payout covers a variety of situations such as medical coverage, estate tax assistance, and burial expenses, among many others. However, despite the many life insurance benefits, many are still hesitant to insure themselves. For instance, you may be starting your first job out of college, and when you’re presented with an insurance policy, you have the advantage of paying lower premiums. On the other hand, your parents have multiple dependents (aka you and your siblings) and will be charged a much higher premium. This leads to the question, “When is the best time to apply for life insurance?” Thinking of getting life insurance but not sure when is the best time? Below are eight factors to consider before getting life insurance in the Philippines. Table of Contents8 Factors to Consider Before Buying Life Insurance in the Philippines1. Your Age2. Your Financial Situation3. How Much Premium You Can Afford to Pay4. Types of Life Insurance in the Philippines5. Your Family’s Medical History6. Your Lifestyle7. Whether You Have Dependents or Not8. Your Financial GoalsFinal Thoughts 8 Factors to Consider Before Buying Life Insurance in the Philippines 1. Your Age What is…
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Affordable Valentine’s Day Activities to Celebrate the Love Month
- By Ricky Publico
- February 7, 2020
Are you looking for ways to save money this coming Valentine’s Day, but don’t want it to look like you’re shortchanging your date or special someone? With a little sincerity and a lot of effort, you can still make the season of love feel special—even if you’re on a budget. Here are some Valentine’s Day activities you should definitely check out this year. Table of ContentsCheck Out These Valentine’s Day ActivitiesGrab Some Popcorn and Attend Film ViewingsStep Back in Time in these Famous MuseumsEnjoy Culture and the Arts in these ExhibitsTake Advantage of Affordable Dining PromosNetflix and Chill with the Latest Netflix FilmsWhy Not Skip Valentine’s Day Completely?Final Thoughts Check Out These Valentine’s Day Activities Grab Some Popcorn and Attend Film Viewings Going to the cinema has always been the go-to of all the Valentine’s Day activities out there. So instead of going to the mall and watching the latest foreign blockbuster, why not widen your horizons and catch some good films from Filipino filmmakers? You can do exactly that at Fully Booked U-View, BGC on February 14 and 15. Cinema ‘76[1] will screen TBA Studios’ three most recent rom-coms. Tickets are at PHP 200 per screening. I’m Drunk, I Love You (2017) – February 14 and 15, 7 p.m. Tayo Sa Huling Buwan ng Taon (2019) – February 15, 2 p.m. Write About Love (2019) – February 14, 10 p.m.; February 15, 4:30 p.m. And if you want to step back further in time, you and your date can check out Classic Filipino Cinema[2] at Pineapple Lab in Makati…
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8 Helpful Tips for First-time Hosts on the Airbnb App
- By Adji Hendrawan
- January 27, 2020
Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Metro Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s a huge demand for short-term leasing from foreign and domestic travelers, millennials who are open to Airbnb’s shared economy model, and OFWs who are on a brief vacation in the Philippines. Some Filipinos indeed make money through Airbnb hosting. Listing a condo unit on the Airbnb app can earn you as much as PHP 50,000 a month. Turning your real estate investment into a steady income stream? Here are tips for beginners on how to earn positive reviews and boost ratings to get more bookings and earn a higher income in the future. Table of Contents1. Check the Property Management’s Rules on Listings2. Get Verified on the Airbnb App3. Highlight Your Property’s Best Features on Airbnb4. Upload High-Quality Images of Your Property5. Price It Right6. Respond Promptly and Don’t Cancel7. Organize Things Ahead8. Show Guests Your AppreciationFinal Thoughts 1. Check the Property Management’s Rules on Listings Before you list your property on Airbnb, check any rules that apply to short-term leases with your condo management or homeowner’s association. You don’t want to be hassled with penalties and the stress of arguing over something that should have been ironed out from the get-go. Some Airbnb hosts share that a couple of property developers ban short-term listings,…
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Know Your Fortune with Our Financial Fortune Cookie!
- By Moneymax
- January 24, 2020
Ni hao, it’s Chinese New Year! Dragon dances and fortune cookies are an integral part of the Chinese New Year celebration, so here is your chance to find out what the Year of the Metal Rat holds for your financial fortune. Will you finally open a business? Will you be lucky with money? You better find out. To play, just enter your Year of Birth (example: 1990) and crack open the financial fortune cookie below. Also, learn what your Chinese Zodiac says about your personality and the meaning of your lucky numbers. Share your results with your friends by clicking on the social links below. Tip: Make sure your audio is on for the full experience. Enjoy! Read more: Chinese New Year 2020: 8 Exciting Deals to Usher in the Year of the Metal Rat Simple Acronyms to Make Budgeting Simpler in 2020 Ipon Challenges to Help You Hit Your Financial Goals This Year [tags]
