All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

Sogie Bill and LGBT Rights: What Laws Protect Against Discrimination in the Philippines?

The fight for equality and for the end of discrimination for the LGBT community continues. More than 20 years after it was first passed, the SOGIE bill is still not a law. There’s still a lot of work to be done, and it’s still a long journey ahead. Where exactly are we now with the SOGIE bill? And what LGBT rights in the Philippines should you be aware of? Read on to find out more.  Table of ContentsWhat is the SOGIE Bill? Is the SOGIE Bill Already Approved? How Will the SOGIE Bill Protect the LGBTQ Discrimination?Local Ordinances That Support LGBT Rights in the Philippines  LGBT Rights in the Philippines Employment Business Life Insurance Legal Beneficiaries Adoption Final Thoughts  What is the SOGIE Bill?  The Sexual Orientation and Gender Identity Expression (SOGIE) Equality Bill is a legislative proposal that seeks to put an end to gender-based discrimination in the Philippines and penalize anyone involved in such activities. It aims to fulfill the equal protection clause in the 1987 Constitution and recognize the LGBT community as equals. Thus, equal protection of their rights.  In short, the SOGIE bill seeks to criminalize discrimination on the basis of sexual orientation and gender identity and expression.[1] The earliest version of the SOGIE Equality Bill was filed in 2000 by the late Senator Miriam Defensor Santiago and former Akbayan Representative Loretta Rosales under the 11th Congress.[2] In December 2020, Senate Bill No. 1934, or the proposed SOGIESC-based Anti-Discrimination Act, was passed by the Committee on Women, Children, Family Relations and Gender Equality chaired by Senator Risa Hontiveros.[3] This bill now includes prohibiting marginalization…

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Top Remittance Centers and Money Transfer Services in the Philippines

Your favorite money transfer company may be providing great service, but it doesn’t hurt to look for better options out there. Whether you need to pay bills, transfer money for trading and investment purposes, or send money overseas, a handful of remittance centers or money transfer services can process transactions faster than traditional banks.  Here’s a comprehensive guide you can refer to for when you need to know more about remittance centers and money transfer services―from top service providers to picking the best remittance center in the Philippines according to your needs. Table of ContentsWhat are Remittance Centers?What is a Money Transfer Service?What are the Benefits of Using Remittance and Money Transfer Services? Top Remittance Centers in the Philippines1. Cebuana Lhuillier Pera Padala2. GCash Padala3. LBC Instant Peso Padala4. M Lhuillier Kwarta Padala5. MoneyGram6. Palawan Express Pera Padala7. Payoneer8. PayPal9. RD Pawnshop Cash Padala10. Maya Center (formerly Smart Padala)11. Wise (formerly TransferWise)12. TrueMoney Money Padala13. Western Union Sulit Padala 14. WorldRemit15. Xoom16. Xpress Money17. Coins.PH18. Tambunting Pera Padala19. Pera HubWhat’s the Best Way to Send Money to the Philippines?What’s the Best Remittance Center in the Philippines?How Much Money Can I Send to the Philippines?How Can I Send Money from the Philippines to Another Country? How to Choose the Best Remittance Center or Money Transfer Service1. Consider the Speed of Money Transfer2. Choose a Provider That Makes Money Transfer Convenient3. Choose a Provider with Good Customer Service4. Do Business Only with a Reputable Service Provider5. Compare Fees of Various ProvidersWhat’s the Best Remittance Center in the Philippines?Final Thoughts What are Remittance Centers? Remittance centers are financial service providers that allow people to…

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Game and Trade: How to Convert Your Axie SLP to PHP Using Binance P2P

The rise of cryptocurrencies and non-fungible tokens (NFTs) in the Philippines is unstoppable. One obvious testament to this is the popularity of Axie Infinity not only among gamers but also with investors. While seemingly technical, the game’s actually simple and quite inclusive. In fact, it’s so inclusive that it’s appealing even to senior citizens.[1] But the biggest draw of Axie Infinity is the earning potential. You can earn not just by waiting for the value of the Smooth Love Potion (SLP) to rise but also by trading them on peer-to-peer marketplaces, such as Binance P2P. Binance P2P is one of the best platforms for selling your SLP because of its simple trading procedure. If you want to explore how Binance P2P works in line with your investment plans, here’s a comprehensive guide worth checking out. Table of ContentsWhat is Binance P2P?Why Trade My SLP with PHP Using Binance P2P?1. Transaction Fees are Considerably Lower2. You Can Personalize Your Trading3. The Platform is Secure4. You Can Name Your PriceHow to Deposit SLP to Binance P2P?How Do You Sell SLP via Binance P2P?Direct Selling via P2P MethodSelling via Express Sell ModeHow Can I Cash Out My Earnings from Binance P2P?What’s the SLP to PHP Conversion Rate?FAQs About SLP to PHP on Binance1. What affects the SLP price or value?2. How can I transfer my SLP from Binance to my Ronin wallet?  3. Are prices on the P2P platform final?4. Are multiple accounts allowed on Binance P2P?5. I have a dispute with my seller/buyer. Will Binance help me resolve it?6. I have an uncompleted…

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Most Expensive Schools in the Philippines: How Much Do You Need to Spend?

Parents always put their children’s education first. This is why a lot of them are almost endlessly researching for the best schools that will suit their kids’ interests and goals. After all, elite and reputable institutions offer not only quality education but also networks and similar privileges that will surely help their students a lot once they leave for the real world. Sending your child to the most expensive school in the Philippines for high-quality education can take out a lot of your family financially. One good piece of advice is to start preparing for your child’s tuition while they’re young—and it could be now! Table of ContentsMost Expensive Schools in the Philippines10 Most Expensive High Schools13 Most Expensive Universities and CollegesAre Expensive Schools Worth It?Final Thoughts Most Expensive Schools in the Philippines If you’re planning to have your child study at a well-respected institution, here’s a rundown of schools with the highest tuition fee in the Philippines, from high school to college. Note: The fees stated below are either based on the schools’ latest schedules of fees or figures sourced from online school directories. These are just supposed to give you an idea of how much you should prepare for your child’s education. The prices may change depending on the degree and miscellaneous fees. We highly encourage you to get in touch with your target school for more information. 10 Most Expensive High Schools 1. International School Manila Tuition: $14,600 plus ₱466,000 – $17,400 plus ₱554,000 per year When it comes to prestigious high school education, no one can…

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Wedding Budget in the Philippines: How Much Do You Need to Tie the Knot in 2022?

Just got engaged? The happiness and excitement will definitely build up from here until the big day. From picking the perfect wedding dress and assembling your wedding team, to visiting different churches and choosing your wedding venue, you’re up for a happy kind of stress. But don’t get consumed by euphoria yet—remember that a wedding is a major expense that you and your future spouse will need to prepare for.  Before you start announcing your wedding and inviting everyone who sends their congratulations, you need to know how much your wedding is going to cost. It’s the toughest yet most important part of wedding planning, especially since there’s a lot of money at stake. Not to mention that a typical wedding budget in the Philippines involves hundreds of thousands of pesos. There’s the venue, the wedding dress, the invitations, and a whole lot of other things that you and your partner will need to spend on for the big day. If you set your wedding budget from the get-go, you can eliminate suppliers or venues that charge beyond your budget and find better or more cost-effective alternatives.  So, how much does a wedding cost in the Philippines? Keep reading to learn how to plan for it financially and find out what should be included in your wedding budget checklist.  Table of ContentsWhat to Do Before Planning Your WeddingChurch Wedding vs. Civil Wedding: Which Do You Prefer?Prepare Your Marriage License and Other DocumentsHow to Get a Marriage License in the PhilippinesCivil Wedding in the Philippines: Requirements and CostCivil Wedding RequirementsAdditional Civil…

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What is Trezor Wallet? See If It’s the Right Crypto Wallet for You

Are you thinking of investing in Bitcoin or other cryptocurrencies? If so, you’ll need a reliable and safe place to store your digital assets like coins and tokens. And you may be wondering if Trezor is a good crypto wallet. The Trezor hardware wallet has been around for quite some time now. It’s often considered as one of the best crypto wallets. But does it hold true? In this article, we’ll tell you what Trezor is, and we’ll take an in-depth look at its features to know whether it’s the right wallet choice for you. Table of ContentsWhat is a Trezor Wallet?How Does a Trezor Wallet Work?Key Functions of the Trezor WalletHow Much is a Trezor Wallet? How Do You Set Up a Trezor Wallet?How to Transfer Crypto to Trezor WalletHow to Send Crypto Using TrezorHas Trezor Been Hacked?Final Thoughts What is a Trezor Wallet? A Trezor wallet[1] is a hardware wallet that helps you store, send, and receive cryptocurrency. Unlike a software wallet stored on your computer or mobile device, a Trezor crypto wallet is a physical device that you can connect to your computer.  The Trezor wallet looks like a small USB stick and has a small screen that shows your balance and transaction history. When you want to make a transaction, you simply connect the Trezor wallet to your computer and enter your PIN.  It then generates a unique transaction address that you can use to send cryptocurrency. This small and portable hard wallet stores your private keys offline, so they can’t be hacked. Trezor also has a…

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How to Be Financially Independent: An Easy Guide for Millennials

When you were a kid, adulthood seemed like light-years away. Fast forward to a few years later―you’re now an adult dealing with all the things that come with adulthood, like jobs, bills, debts, and investments, just to name a few.  With all the responsibilities piling up, you can’t help but look at other successful adults in your life and wonder how they did it. You can be inspired by their financial successes. But you, too, can learn how to be financially independent and achieve all your goals. Read on to know some very important tips.  Table of ContentsFinancial Independence vs Financial FreedomHow to be Financially Independent: 7 Money Tips for Millennials1. Take a Look at Your Finances2. Cut Back on Expenses 3. Stick to a Budget 4. Prioritize Paying Off Your Debts 5. Earn More 6. Save Money 7. Secure Your Future Final Thoughts Financial Independence vs Financial Freedom These two terms are often used interchangeably because they conjure up the same images in your head. But one thing’s for sure: achieving any of the two is already something to be proud of.  So what is financially independent? If you’re no longer struggling to make ends meet, then you’re financially independent. Whether you’re hustling hard or earning from passive income, you can fully pay for your current lifestyle, not just the bare necessities. You have good debts (money that you owe for anything that can increase your income or wealth and not cause your financial ruin). You pay your bills on time, and you have enough money stashed away in savings or investments.  On the other…

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11 Educational Plans in the Philippines Every Parent Should Consider

Sending your child to college may seem unaffordable if you compute all the expenses. Whether you’re planning to enroll your child in a public or private school, education in the Philippines is not cheap. But there are educational plans available to help you develop a disciplined savings plan that will pay for your child’s education. And there are many life insurance companies offering some of the best educational plans in the Philippines. Let’s explore them in this guide. Table of ContentsWhat are Educational Plans and How Do They Work?Importance of Educational Planning in the PhilippinesAdvantages of Getting an Educational PlanDisadvantages of Getting an Educational PlanAre Educational Plans Worth It? 11 Best Educational Plans in the Philippines1. Manulife Education Builder 2. AXA AcademiX3. AXA Academic eXentials4. AIA Future Scholar 5. Insular Life Wealth Secure Education 6. Insular Life Wealth Assure Education 7. Sun Dream Achiever 8. Sun FlexiLink by Sun LifeFuture-Proof Your Goals with a Citi Personal Loan9. Sun Smarter Life Elite 10. PRULink Elite Protector Series11. PNB AZpire WizWhat to Look For When Choosing Educational Plans in the Philippines1. Payment Option2. Withdrawals and Payouts3. Riders or Add-ons 4. Fund Growth5. Educational Plan TenureHow to Get the Right Educational Plan in the PhilippinesFinal Thoughts  What are Educational Plans and How Do They Work? An educational plan is a savings, insurance, and investment plan that helps parents save funds for their child’s college education. The savings and investment portion of an educational plan builds up a fixed fund for a certain period, and the insurance portion provides life protection for the payor, usually the parent, during the term of the plan.  Should…

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Unhappily Married? Know the Annulment Cost in the Philippines

So you married the person you thought you’d spend the rest of your life with. But after a few years, reality reared its ugly head. Now you’re trapped in a bad, miserable, and problematic marriage that can only be ended by an annulment. But with the steep annulment cost in the Philippines, not everyone can afford it. Not to mention the lengthy and oftentimes torturous process can take a toll on your mental and emotional well-being.  How much is an annulment in the Philippines, and how do you file for one? Learn more about it in this article.   Table of ContentsWhat is Annulment?What are the Grounds for Annulment of Marriage?What are the Grounds for the Declaration of Nullity of Marriage?Divorce vs Annulment in the PhilippinesWhat About Legal Separation in the Philippines?What is the Annulment Cost in the Philippines?   1. Lawyer’s Acceptance Fee2. Psychological Evaluation 3. Filing Fee4. Sheriff’s Fee5. Miscellaneous Expenses How to File for Annulment in the Philippines1. Familiarize Yourself with the Annulment Process 2. Find a Good Lawyer  3. Prepare the Petition4. File the Petition 5. The Court Process Will Commence 6. The Court Will Grant or Deny the Petition How Long is the Annulment Process in the Philippines?How to Save on Annulment Cost in the Philippines 1. Look for Good Lawyers or Law Firms2. Go for Law Firms with a Flexible Payment Plan3. Hire a Solo Practitioner4. Avoid Fixers5. Save Up for ItFAQs on Annulment in the Philippines1. Is there an annulment process in the Philippines without appearance?2. Is there cheap annulment or free annulment?3. What is the annulment process like in the new normal?4. How…

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Making Money While Having Fun? It’s Possible with These 30 Play to Earn Crypto Games

Earning money from video games has always been the pipedream for hardcore and casual gamers alike. Thanks to technology moving too quickly, this is now entirely possible. You can either write about video games, stream yourself playing it, or make one yourself. If you want, you can even become a professional video game athlete and compete in various tournaments. But all of these require a lot of hard work. What if you can just earn by simply playing? Enter play to earn crypto games.  You’ve probably heard the story of an entire community making a living off of NFT video games online.[1] One resident earned ₱1,000 after playing the hit game Axie Infinity for 15 days. And from there, other members of the community joined in on the fun. It really looks like a fun way to earn some income from home.  To help you get started on play to earn crypto games, here’s an informative guide that will cover all your bases.  Table of ContentsWhat is NFT?How Do NFTs Work?What are Some Examples of NFT?What is a Crypto Game?How Can You Earn Money from Play to Earn Crypto Games?Where Can You Play Crypto Games?How Risky are Play to Earn Crypto Games?Top Play to Earn Crypto Games You May Want to TryAxie InfinityCryptoBladesCryptoFightsCryptoKittiesLeague of KingdomsLost RelicsMy DeFi PetSplinterlandsNine ChroniclesThe Six DragonsTown StarCrypto UnicornsDracoo MasterSpaceCryptoLegends of VenariIlluviumBlankos Block PartyEmber SwordCrazy Defense HeroesStar AtlasThetan ArenaGods UnchainedAlien WorldsPlant vs UndeadDecentralandCastle DefenseGuild of GuardiansSilksWombat Dungeon MasterUplandFinal Thoughts What is NFT? NFT stands for non-fungible token. To understand what non-fungible means, it’s important to discuss…

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Bitcoin Explained: How Does It Work and How to Get This Cryptocurrency?

You’ve probably heard about Bitcoin, and you’re curious to know: how do Bitcoins work? Well, you’re not alone. Bitcoin’s the world’s most popular cryptocurrency, and it’s garnering attraction because of its increase in value.  In 2010, Bitcoin was worth less than $1. And even if you only had 100 Bitcoins back then and didn’t sell them, you’ll already be a millionaire today. So before you get excited about owning Bitcoin, let’s take a closer look at how Bitcoin works and if it’s the right investment for you.  Table of ContentsWhat is Bitcoin?How Do Bitcoins Work?How Do You Get Bitcoins?Buy Bitcoin on an ExchangeEarn Bitcoin by MiningReceive Bitcoin as Payment Is Bitcoin a Good Investment?How to Make Money with BitcoinFinal Thoughts What is Bitcoin? Bitcoin[1] is a cryptocurrency and payment system created by Satoshi Nakamoto. Every transaction is verified using network nodes through cryptography and each one is recorded in the distributed public ledger called the blockchain.  In 2009, Bitcoin started an open-source project. Its anonymous creator proposed an electronic payment system based on mathematical proof. He wanted to produce an independent currency that doesn’t rely on any central authority and can be transferred electronically faster, and with lower fees.  Unlike traditional currency, Bitcoin isn’t regulated by a central authority such as a bank or government. Instead, it relies on a peer-to-peer network to process transactions.  Bitcoin is also unique in that it’s completely decentralized, meaning that there’s no single point of control. This makes it resistant to fraud and censorship. Although it’s still relatively new as a mode of payment and…

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How to Start a Coffee Shop Business in the Philippines: A Future Coffee Shop Owner’s Guide

Can’t function well without a caffeine shot? Does your house resemble a coffee shop already because of all the coffee equipment and cups you own? Do you have dreams of being a barista and coffee shop owner? If you answered yes to all three questions, then why aren’t you running your own coffee shop yet? Yes, it’s easier said than done. We know that it’s a major undertaking that requires a lot of planning, resources, and money. But if you’re seriously considering it, read on and learn how to start a coffee shop business in the Philippines.   Table of ContentsWhy a Coffee Shop is a Good Business How to Start a Coffee Shop Business in 7 Steps1. Start with a Business Plan Make Your Goals Future-Proof with a Citi Personal Loan2. Decide on What Type of Coffee Shop You Want to Open3. Determine Where You’re Going to Put Up Your Coffee Shop4. Choose a Coffee Shop Theme5. Register Your Coffee Shop Business6. Buy Your Coffee Equipment and Supplies 7. Recalculate Your FiguresFinal Thoughts Why a Coffee Shop is a Good Business  The Philippines is a country of coffee lovers. In fact, nine out of 10 Filipino households consume coffee on a regular basis.[1] In 2020 alone, the total coffee consumed in the Philippines was about 3.3 million 60-kilogram bags.[2]  With this big coffee habit (and Filipinos’ coffee consumption that continues to grow each year), it’s the perfect opportunity to put up your own coffee shop.  For coffee lovers, any day is a good day for coffee. The rainy season is perfect for hot…

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Ask Moneymax: What are the Different Taxes in the Philippines?

As Filipinos, we all want what’s best for our country. Now that the national elections are over and as the government transitions to the next administration, one thing that remains constant is our moral and legal obligation to pay taxes. Did you know that the Philippines has one of the highest tax rates in Southeast Asia?[1] Our tax system is one of the least friendly to taxpayers in the region. But don’t let this fact discourage you from paying the right amount of taxes.  However, even for a person who is fond of numbers, taxation involves an overwhelming amount of information, and computations may still be exhausting and complicated. There’s a story that even Albert Einstein’s accountant once quoted Einstein as saying that the hardest thing in the world to understand is the income tax. Yes, it’s not easy to untax tax. You don’t have to be a CPA or math whiz to know what taxes in the Philippines entail. Apart from filing and paying taxes, it’s also important to know what taxes you must pay, why you have to pay them, and where they go. Here are the basics of taxes in the Philippines. Table of ContentsWhat are Taxes in the Philippines?The Importance of Taxes in the PhilippinesWhy Do We Need to Pay Taxes in the Philippines?1. Contribute to the Country’s Development2. Secure Income Documents3. Avoid Committing Tax EvasionWhat are the Types of Taxes in the Philippines?1. National Taxes2. Local Taxes3. Special TaxesWho Pays Taxes in the Philippines?What Government Agencies Collect Taxes in the Philippines?What is a Tax Exemption?Who…

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Best NFT Apps Every NFT Collector and Enthusiast Should Have in 2022

NFTs are still nascent, but they’re already changing how we interact with games, art, and other digital content.  It’s no secret that the world of NFT is growing by leaps and bounds. In fact, the NFT market surpassed $40 billion in 2021[1], and it’s expected to grow in the next few years.  The industry has definitely exploded in popularity in just a few short years, thanks also to celebrities who support and invest in NFT. And it shows no signs of slowing down. So if you’re curious about getting into the game, now’s definitely the time. But with so many options out there, it can be tough to know which NFT app is right for you.  That’s why we’re going to take a look at the best NFT apps out there for people who plan on buying, selling, and creating NFTs.  Table of ContentsWhat’s the Most Popular NFT App?What are the Best NFT Apps to Download?Best Apps to Buy and Sell NFTBest Apps to Create NFT ArtFinal Thoughts What’s the Most Popular NFT App? OpenSea[2] is the most popular NFT app or platform for a number of reasons. First and foremost, it’s one of the most user-friendly NFT platforms available, allowing users to easily buy, sell, or trade digital art. In a nutshell, you can discover, collect, and sell NFTs with this app.  In addition, OpenSea offers a wide variety of digital assets, from digital art and collectibles to in-game items and cryptocurrencies. Perhaps most importantly, OpenSea is one of the few NFT platforms that allow users to list their…

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Want to Learn How to Use PayPal? Here’s a Quick Guide for You

In this technologically advanced era, it’s hard to imagine life without a PayPal account. Signing up on PayPal is like a rite of passage to adulthood—it allows you to perform financial transactions over the internet, like shopping online, sending money, and receiving payments. While PayPal helps make online transactions a lot easier, faster, and safer, it can seem complicated and overwhelming for first-time users. This is why we’ve come up with this comprehensive guide on how to use PayPal in the Philippines. Table of ContentsHow to Create a PayPal Account1. Choose Your PayPal Account TypeHow to Create a Personal PayPal AccountHow to Create a Business PayPal AccountPayPal Requirements for Sending and Receiving MoneyHow to Deposit Money to Your PayPal Philippines AccountCan I add money to PayPal without a bank account in the Philippines?How to Link PayPal to Bank Account, Debit Card, or Credit CardPayPal to Credit CardPayPal to Bank AccountHow to Send Money Using PayPal PhilippinesHow to Pay Someone Using PayPalHow to Pay Online Purchases via PayPalHow to Transfer Money Using PayPal PhilippinesPayPal to BPI or any Bank AccountPayPal to GCashPayPal to Coins.phPayPal to PayMaya (Now Maya)How Long Does It Take to Receive PayPal Money?What are the PayPal Fees?Final Thoughts How to Create a PayPal Account It’s free to sign up on PayPal. No registration fee is involved. All you need to make a PayPal account in the Philippines are your computer or smartphone and an internet connection. Below are the steps to help you begin. 1. Choose Your PayPal Account Type PayPal offers two types of account with features…

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How to Use the Binomo App: Your Guide to This Rising Online Trading Platform

You’ve heard of people earning good money by trading. After all, there are countless success stories floating online, a lot of which have definitely intrigued you at some point. Such anecdotes might inspire you to venture into trading. But this question pops into your head: where should I begin? The simple answer? Start with choosing an online investment platform. Enter Binomo. Since you’re new to the trade, Binomo definitely sounds foreign to you. Don’t worry, as this article will give you everything you need to know about this trading platform, from its background to its benefits. Later on, you’ll also find a short guide on how to use the Binomo app. Table of ContentsWhat is Binomo?Is Binomo Legit?What Can I Trade on Binomo?How Can Binomo Help Me with Trading and Investing?Okay, I’m In! How Can I Sign Up for Binomo?How Can I Have My Binomo Account Verified?How to Use the Binomo AppDepositing Funds in BinomoTrading on BinomoWithdrawing Funds on BinomoFAQs on How to Use Binomo App1. Can underage investors trade?2. Can I trade even if my account isn’t verified yet?3. I’ve heard that Binomo holds tournaments. What are exactly are they?  4. Can I withdraw funds to my electronic or crypto wallet?  Final Thoughts What is Binomo? Launched in 2014, Binomo is an online trading platform that lets you invest in and trade a wide range of assets. What makes it convenient is that it doesn’t require you to have an agent. Binomo is owned by a company called Dolphin Corp LLC and is present in more than 130 countries,…

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Best Long-Term Crypto Investments 2022: 8 Crypto Coins with Potential for Growth

Filipinos have traditionally looked to property and stocks as the go-to options for investing . However, over the past few years, the cryptocurrency market has experienced substantial growth in value, making it a potentially profitable investment choice.  But not all cryptocurrencies are created equal, so it’s important to do your research before investing and trading in any crypto coins. In fact, as of this writing, the crypto market is bearish. Bitcoin price has plunged below $30,000, the largest drop since July 2021, challenging miners’ profitability.[1] In this article, we’ll take a look at eight cryptocurrencies that have the potential to grow substantially in value over the next few years.   Table of Contents8 Long-Term Crypto Investment OptionsBitcoin (BTC)Ethereum (ETH)Tether (USDT)Binance Coin (BNB)Ripple (XRP)Cardano (ADA)Solana (SOL)Polkadot (DOT)Is Crypto a Good Long-Term Investment? Can Crypto Make You Rich? Final Thoughts 8 Long-Term Crypto Investment Options With so many cryptocurrencies in the market, which ones should you be on the lookout for if you want to make a long-term crypto investment? Here are some options. Bitcoin (BTC) Market Cap: $577 billion Bitcoin (BTC) is a decentralized digital asset and payment system that uses cryptography to secure financial transactions, control the creation of additional units, and verify the transfer of assets.  It’s the first and most well-known cryptocurrency, with a market capitalization of $577 billion. Bitcoin is often called “digital gold,” due to its limited supply and its ability to act as a store of value.  While the price of Bitcoin is highly volatile, it has shown potential for long-term growth in recent years. With increasing institutional…

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Social Selling Basics: How to Jumpstart Your Business on Social Media

The idea of social media as a watering hole for digital citizens is nothing new. In fact, you can argue that that’s inherently what it’s designed to be. But one thing’s for sure—the pandemic and its accompanying lockdowns saw more people flocking into social media platforms, which naturally became a melting pot for all types of activities. Doing things on social media—whether it be surfing, shopping, or just socializing—has become the default reality for many. So if you’re an entrepreneur wondering when the perfect time is to start selling on social media, get up from your thinking chair and gather all your tools. The time to act is now. It doesn’t matter how little you know about social commerce as a business principle. Read on to learn the fundamentals of how to leverage social commerce to generate revenue for your business. Table of ContentsWhat is Social Commerce? Why Social Commerce: Advantages of Selling on Social Media Capture a Sea of Potential Customers Up Your Social Media Game and Boost Brand Awareness Meet Your Target Audience Where They Are Provide Customers with a Seamless Shopping Experience Gather All Your Social Ambassadors In One Place Establish Relationships and Build a NetworkStay Abreast or Ahead of the Competition Top Social Commerce Platforms Where You Can Sell Online Facebook Instagram TwitterTikTok Pinterest Social Commerce Tips: How to Sell on Social Media Choose the Platforms Most Appropriate for Your Business Join Social Media Groups Related to Your Niche Engage in Online Conversations About Your Brand Create Relevant and Targeted Content Offer Value to Build Credibility Bring the Checkout Counter Closer to Customers Be Consistent and Persistent Final Thoughts  What is Social Commerce?  Gone are the days…

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Best Business K-Drama List: 6 K-Dramas That Will Inspire You to be an Entrepreneur

To say that Korean dramas can make you feel a lot of things is an understatement. Kilig, happiness, rage, and sadness―it’s not a K-drama if you don’t feel these emotions. But apart from this, there are also some great K-dramas that will inspire you to be an entrepreneur or motivate you to launch your own business. In fact, we’ve handpicked six of the best business K-drama shows that will ignite that entrepreneurial fire in you.  Table of Contents6 Best Business K-Drama Titles to Stream on Netflix TodayStart-UpItaewon ClassBusiness Proposal Hometown Cha-Cha-ChaCrash Landing on YouCoffee PrinceFinal Thoughts   6 Best Business K-Drama Titles to Stream on Netflix Today From a small coffee shop to a global fashion and beauty brand, these K-dramas about business have a lot of valuable business lessons to impart for future entrepreneurs and business owners.  Start-Up Plot Summary: Start-up Starting off this list of the best K-drama series is “Start-Up.” Set in a fictional location called Sandbox (inspired by California’s Silicon Valley), it tells the story of four young people in the fast-paced and cutthroat world of―you guessed it―start-ups.  Bae Suzy plays the role of Seo Dal-mi, an ambitious and smart woman who dreams of making it big in a start-up company, just like Steve Jobs. What she lacks in money and privilege, she makes up for with her passion, drive, and hard work. And she’s committed to changing the trajectory of her life, even if she doesn’t have a lot to offer.   Nam Joo-hyuk is also a part of this popular business drama series. He plays Nam Do-san,…

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Say Bye to Being Camera Shy: These Live Selling Tips Can Really Help Your Business

Are you someone who likes to sell things online? Maybe you’re a craftsperson who makes and sells your own products, or you just like to find good deals on stuff and flip them for a profit.  Whatever the case may be, did you know that there’s a way to take your online selling endeavors to the next level, just like Madam Inutz who gained instant fame when she hosted an online livestream selling of her pre-loved clothes? Her livestream quickly became viral and has already gained millions of views.[1]  Livestreaming e-commerce is an up-and-coming trend that allows sellers to take their businesses live and join in real-time conversations with customers. In this article, learn how livestreaming e-commerce works, plus get some live selling tips to help you succeed.  Table of ContentsWhat is Livestreaming e-Commerce?What are the Benefits of Live Selling Online?Increased Reach 24/7 AvailabilityImproved EngagementLower CostsIncreased Sales5 Live Selling Tips: How Can I Improve My Live Selling?1. Plan and Prepare the Format2. Keep It Simple3. Be Engaging4. Offer Incentives5. Follow UpWhich is Better: IG Live or FB Live?Final Thoughts What is Livestreaming e-Commerce? Livestreaming e-commerce, also known as online live selling, is a relatively new way to sell online that’s rapidly gaining popularity. It involves using a live streaming platform to sell products or services in real-time. This can be done either through pre-recorded videos or live broadcasts.  Livestreaming e-commerce allows businesses to connect with their customers more personally and intimately. This connection can help build trust and loyalty, increasing sales and brand awareness. In addition, livestreaming e-commerce allows businesses to interact…

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