Bitcoin, the first and most well-known cryptocurrency, was created in 2009. Since then, many other cryptocurrencies have been created, including Terra LUNA coins. Like Bitcoin and other cryptocurrencies, Terra LUNA coins are powered by the blockchain, the same technology used in Bitcoin.  However, some key differences between Terra LUNA coins and other cryptocurrencies make them unique. This article will explore what makes Terra LUNA coins different from other cryptocurrencies and how they can be used.  We’ll also discuss their benefits and drawbacks compared to other cryptocurrencies. So, what are you waiting for? Let’s dive in! Table of ContentsWhat is Terra LUNA?What are LUNA Coins?How Does Terra LUNA Work?How Much is the LUNA Coin Worth?Is LUNA Crypto a Good Investment?Where Can I Get News About LUNA?Final Thoughts  What is Terra LUNA? Terra is a decentralized blockchain platform built on the Tendermint consensus engine. The Terra protocol provides a new way to peg the value of a blockchain stablecoin to a real-world currency or commodity.   Unlike other stablecoins, Terra uses an innovative two-token system consisting of a Terra token (LUNA) and a Terra stablecoin or TerraUSD (UST).  Terra’s ultimate goal is to provide a scalable, decentralized payments platform that anyone can use. Terra’s native token, LUNA, is pegged to the US dollar at a 1:1 ratio.[1]  Terra Alliance, which backs the Terra Luna blockchain, is an Asian corporation comprising 15 large e-commerce companies that move around US$25 billion a year. The alliance has a market of 45 million users worldwide, is committed to providing the best possible service to its customers, and…

The holidays are almost upon us, which means most people are already planning their trips to the top destinations in the Philippines. Some have started preparing their vacation budget: restaurant reservations, hotel accommodations, and auto insurance, among others. If you’re one of those budget-conscious vacationers, then you should also add toll fees to that list. Even if you’re not yet on vacation mode and are just looking for a more convenient route to your home or office, you should know how much to spend on skyway and toll fees. Whether you’re going north or south, here’s an updated list of toll fees you should take note of.  Table of ContentsTollway Vehicle ClassificationsClass 1 VehiclesClass 2 VehiclesClass 3 VehiclesExpressway Toll Fees in the Philippines 2022Skyway-SLEX-MCX Toll FeesNLEX-SCTEX Toll FeesTPLEX Toll FeesSTAR Toll FeesCAVITEX Toll FeesC-5 Southlink Expressway Toll FeesNAIAX Toll FeesCALAX Toll FeesExpressway Toll Fees FAQs1. What is a toll fee?2. Why should I pay toll fees in the Philippines?3. Are there vehicles exempt from paying toll fees?4. How much are the toll fees for popular destinations?5. Can I still pay cash in SLEX or NLEX?6. Do I need to reload my RFID regularly?7. What happens if I don’t have sufficient load on my RFID wallet?Final Thoughts Tollway Vehicle Classifications As of this writing, 10 major expressways can be used by motorists to reach various destinations in the Philippines. Most of these expressways connect to Metro Manila and require toll payments. The toll fees are determined based on vehicle classification.[1] Class 1 Vehicles Vehicles with two axles and an overall height…

These days, you might be hard-pressed to think about the danger of driving in the Philippines, mostly because the traffic in Metro Manila has gotten to the point where main roads are congested even in the wee hours. Moreover, certain roads out there require extra care when navigating through them. Some of these roads are notorious for having high incidences of vehicular collisions and fatalities. These roads can be considered some of the most accident-prone areas.  In 2020, the most number of drivers was killed due to road accidents, based on data from the United Nations Economic and Social Commission for Asia and the Pacific’s (UNESCAP) Sustainable Urban Transport Index (SUTI) for Metro Manila and Impacts of Covid-19 on Mobility. The average between 2016 and 2020 was 213.2 drivers killed, representing 53% of the fatalities.[1]  The numbers are staggering. So drive with utmost care and always be on high alert when you’re passing through any accident-prone area.  Table of ContentsAccident-Prone Area List: 7 Most Dangerous Roads in Metro Manila1. EDSA2. C-5 Road3. Commonwealth Avenue4. Quezon Avenue 5. Roxas Boulevard6. Marcos Highway7. R-10Other Dangerous Roads in the PhilippinesQuirino HighwayAlabang-Zapote RoadKennon RoadHalsema HighwaySampaloc RoadOld Zigzag RoadTagaytay-Talisay RoadSafety Tips on Navigating Dangerous Roads in the PhilippinesMaintain Your DistanceBe AlertRemove Any DistractionsAlways Wear Your Seat Belt Stay Within the Speed Limit Don’t Drive If You’re Not Feeling 100%Make Sure Your Vehicle is in Excellent Condition Always Bring Your Car Insurance DocumentsFinal ThoughtsGet a Free Quote on Car Insurance in the Philippines! Accident-Prone Area List: 7 Most Dangerous Roads in Metro Manila On Metro Manila roads, defensive driving is a must. Knowing…

The world’s love of cats doesn’t end with Nyan Cat, Grumpy Cat, and other countless memes. These furry critters are also on the blockchain. You may be too young to become a “cat lady,” but you can still fulfill that life goal by collecting CryptoKitties, which are essentially virtual cats. On the surface, these kitties may look like stylized images of our feline friends. But given their tokenized nature, they actually hold some value. If you’re looking for a new play-to-earn crypto game that won’t consume a huge chunk of your time, CryptoKitties makes an ideal option. The gameplay has a relaxed pace, and you may feel like you’re actually breeding and raising cats. Is CryptoKitties worth it? How to make money from it? Check out the guide below to learn how to play CryptoKitties.  Table of Contents😸 What is CryptoKitties?😸 How to Get Started With CryptoKitties1. Create Your Own MetaMask Wallet2. Buy Some Ethereum3. Sign Up for a CryptoKitties Account4. Buy Your CryptoKitties😸 How Much are CryptoKitties?😸 How to Play and Earn Money from CryptoKittiesCollect Your KittiesBreed Some KittiesTrade Your KittiesChase Some Fancy Kittens😸 CryptoKitties FAQs1. Can I play CryptoKitties on mobile?2. How do I determine the gender of my CryptoKitty?3. How often can I breed my CryptoKitties?  4. Are there more ways to have fun with my CryptoKitties?Final Thoughts 😸 What is CryptoKitties? Founded in 2017 by the Canadian company Dapper Labs, CryptoKitties is considered one of the world’s first blockchain games. Here, you’ll collect and breed digital cats aptly named CryptoKitties. Each kitty possesses a unique genome that…

The world is gradually going back to normal. Signs of pre-pandemic normalcy can be seen everywhere: malls teeming with people, cafés full of reuniting friends, and of course, roads that accommodate a lot of cars. In 2021, the Metro Manila Development Authority (MMDA) brought back the number coding scheme during rush hours. The program is ongoing, meaning motorists should observe it to avoid being apprehended. Saying that driving around the metro is a herculean task is like saying that the sun is hot. It’s impossible to go out without expecting that you’ll get stuck in the middle of a sea of cars. As such, plan your trips wisely. Here’s your refresher on number coding in the Philippines. Table of ContentsWhat is Number Coding in Metro Manila?What are the Number Coding Hours in Metro Manila for 2022?Where Does Number Coding Apply in the Philippines?FAQs on Number Coding Scheme in the Philippines1. What is the expanded number coding scheme?2. What will happen when the expanded number coding is implemented? 3. What is the window hour?4. What kinds of vehicles are exempted from the number coding scheme?5. What is Makati’s traffic reduction program?6. Are medical workers exempted from the number coding scheme?  7. Are senior citizens also exempted from coding?8. How do I apply for an exemption from the number coding scheme?9. Is the truck ban on major roads in Metro Manila still suspended?10. When is the number coding usually lifted?11. What is the penalty for number coding violations?How to Survive Number Coding in the Philippines1. Bring Your New Normal Essentials2. Leave Earlier3. Book…

Your credit card experience just won’t be complete without availing of a credit card dining promo every once in a while. That’s why you should always keep your ears on the ground for the latest offerings from your credit card provider. To make the process easier for you, here are the best credit card dining promos you can enjoy in 2022. Table of ContentsCredit Card Dining Promo Offers from Citibank10% Off at Barrio FiestaTwo Yellow Cab Pizzas Starting at ₱44920% Off at Nonya Cafe BPI Dining Promos 2022Up to 50% Discount at Lugang Cafe Up to 50% Off at Wildflour Cafe + BakeryHSBC Dining Promo 2022Dining Discounts at Astoria Plaza OrtigasUnionBank Credit Card Dining Promo 2022Unlimited Free Upsize at PICKUP COFFEE10% Off at Max’s Restaurant  Metrobank Dining Promo20% Off + 30% Cashback at House of WagyuDig In Dining Deals Security Bank Dining PromoFree Seafood Jambalaya from Gumbo 20% Off on Ala Carte Meals at The Canary Free Crispy Pork Belly at Bistro CharlemagneRCBC Dining Promo 15% Off at Premier The Samgyupsal20% Discount at Ramen DaishoFinal Thoughts  Credit Card Dining Promo Offers from Citibank If you’re ready to get your hunger sated and spend some good money on delicious food, check out these exclusive Citibank dining promo offers. 10% Off at Barrio Fiesta Eligible cards: All Citibank credit cards (Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.) Promo period: Until December 30, 2022 (not valid on holidays) Every day is a good day to indulge in your favorite Filipino comfort dishes. Whether…