HSBC Credit Card Promos 2023: Best Deals on Dining, Shopping, and More

Do you have a credit card with HSBC? Make the most of it with HSBC credit card promos. Even if you don’t have an HSBC card yet, you can immediately qualify for certain promos that give away welcome gifts to new customers.

Here are HSBC credit card promos for 2023 that you won’t want to miss.

HSBC is pretty generous to new cardholders, as proven by its welcome gifts and exclusive offerings. Here are some of the promos that will make you want to apply for an HSBC credit card!

🎁 Free Gift from Moneymax: Giftaway Cash Credits, JBL Flip 6, or Dolce Gusto Piccolo XS

Eligible cards: HSBC Red Mastercard, Live+ Credit Card

Promo period: Until September 30, 2024

Not an HSBC credit cardholder yet? Apply for an eligible HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting welcome gift! Choose from free Giftaway cash credits worth ₱3,000, a JBL Flip 6 worth ₱7,499, or a Dolce Gusto Piccolo XS worth ₱5,199.

This Moneymax HSBC Giftaway/JBL/Dolce Gusto promo runs until September 30, 2024 only. Hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-201324 Series of 2024. Terms and conditions apply.

👉 Up to Two Rudy Project Luggage

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate
Promo period: Until November 14, 2023

If you switch to an HSBC credit card, you may get up to two Rudy Project Luggage. You’ll get the reward when you meet the required minimum spend with your credit card.

Here are the conditions for this HSBC credit card welcome gift:

One 20-inch Rudy Project Virgo Luggage – Open to HSBC Red Mastercard or Gold Visa Cash Back cardholders. To get this reward, just meet an accumulated spend of at least ₱20,000 within 60 days of the card delivery date.
One 20-inch and one 16-inch Rudy Project Virgo Luggage – Open to HSBC Platinum Visa Rebate cardholders. To get this gift, just meet an accumulated spend of at least ₱40,000 within 60 days of the card delivery date.

👉 Up to ₱3,000 Cash Rebate

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate
Promo period: Until September 30, 2023

If you’re looking for a practical HSBC welcome gift that you can use for shopping and daily expenses, this promo is something you should consider. Get a cash rebate of up to ₱3,000 based on the new credit card you’ll apply for:

HSBC Platinum Red Mastercard or HSBC Gold Visa Cashback
- Cash rebate: ₱1,500
- Spend requirement: ₱7,500
HSBC Platinum Visa Rebate
- Cash rebate: ₱3,000
- Spend requirement: ₱15,000

Note: The spend period is within 60 days from the delivery date of your credit card.

No idea yet what HSBC card to get? Take a look at each option below to find the right credit card for you.

💳 HSBC Red Mastercard

1 bonus point for every ₱20 spend
4x bonus points on online, shopping, dining, and overseas transactions
6% rebate on your first Caltex fuel purchase plus 3% fuel rebates year-round
Waived annual fee for the first year
Best for: Online shoppers and overseas travelers

💳 HSBC Gold Visa Cash Back

5% cashback on dining transactions
0.50% cashback on all of your other transactions
3% rebate on Caltex fuel purchases
Waived annual fee for the first year
Best for: Shoppers, diners, and travelers

💳 HSBC Platinum Visa Rebate

5% rebate on travel and shopping spend (including online shopping)
1% rebate on insurance
0.50% rebate on all other spend
6% rebate on the first Caltex transaction and 3% on Caltex fuel purchases year-round
Free Purchase Protect insurance, which provides coverage for eligible goods bought from an authorized store, retailer, or distributor using a qualified HSBC credit card.
Waived annual fee for the first year
Best for: Frequent shoppers and travelers

Enjoy a great escape for less by using your HSBC credit card when you book accommodations. Check out these exciting HSBC credit card promos for 2023, courtesy of the bank’s home&Away program.

👉 Extra 10% Discount When You Book at Agoda

Eligible cards: HSBC Premier credit cards
Promo period: Until December 31, 2023
Stay period: Until June 30, 2024

Booking a hotel or BnB for your upcoming vacay? This HSBC credit card Agoda promotion lets you save more!

Book with your HSBC credit card and get an extra 10% off your Agoda reservations. To avail of this deal, you must book at www.agoda.com/hsbcpremier. Otherwise, you won’t be able to enjoy the promo or arrange a refund in case you want to cancel your reservation.

Keep in mind that this HSBC hotel promotion for 2023 only applies to select prepaid accommodations.

👉 15% Discount on Rooms at Zannier Hotels Bai San Ho in Vietnam

Eligible cards: HSBC Premier credit cards
Promo period: Until February 24, 2024

Vietnam is the perfect destination for those who want to escape the stress of the city while immersing themselves in a new culture. Make your holiday in this beautiful country more memorable with a luxurious stay at Zannier Hotels Bai San Ho.

Save on your accommodation expenses when you avail of this HSBC hotel promotion 2023 exclusive for Premier cardholders. This deal entitles you to the following:

15% discount on rooms
One complimentary set menu lunch with non-alcoholic beverages for a minimum stay of three nights
Late checkout until 6:00 p.m.
30% discount on spa treatments
10% discount on private transfers (from/to Camh Ranh, Tuy Hoa & Quy Nhon Airport)

👉 15% Discount on Rooms at Lotte Hotels and Resorts

Eligible cards: All HSBC credit cards
Promo period: Until April 30, 2024

A trip to South Korea is a dream come true for many K-pop fans, K-drama aficionados, and oppa-holics. Experience this country’s premium hospitality at Lotte Hotels and Resorts. Enjoy big savings when you book with your HSBC credit card.

This HSBC travel promo for 2023 entitles you to the following benefits at Lotte properties:

Signiel Busan – 10% off best available rates
L7 Myeongdong – 11% off best available rates
- L7 Gangnam – 11% off best available rates
- L7 Hongdae – 11% off best available rates
Lotte Hotel Seoul – 15% off best available rates
Lotte Ulsan – 15% off best available rates

Go on gastronomic adventures sans the guilt of overspending. An HSBC dining promo will give you access to exclusive discounts at some of the top-rated joints in the metro. Here are some of the HSBC restaurant credit card promos you’ll definitely love:

👉 Exclusive Discounts at Hotel Okura Restaurants

Eligible cards: HSBC Red Mastercard, Visa Classic, Mastercard Classic, Gold Visa, Gold Mastercard, Premier Mastercard, and Platinum
Promo period: Until October 31, 2023

A truly exciting HSBC dining promo this 2023 awaits you and your loved ones at Hotel Okura.^[1] You get not one but three deals at the restaurants of this Japanese hotel:

Yamazato – 20% discount on weekdays (Monday to Thursday) and 15% discount on weekends (Friday to Sunday. Deal applicable to all a la carte items except Teppanyaki and Shabu Shabu.
Yawaragi – Free Kisetsu Weekend Buffet for one with every three full-paying diners. Valid for lunch buffet on weekends and dinner buffet during weekends and Fridays.
Robatayaki at Yawaragi – 15% discount on a la carte items including Robatayaki. For this deal, you must book 24 hours in advance and mention that you’ll be availing of this HSBC dining promo.

👉 Free Tim Hortons Coffee

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, Platinum Visa Rebate, and Premier Mastercard
Registration period: Until September 14, 2023
Promo period: Until January 31, 2024
Redemption period: Until March 31, 2024

HSBC treats you to free coffee when you spend a certain amount using your card. A minimum single-receipt purchase of ₱6,000 entitles you to two free large Tim Hortons drinks. Redemptions are capped at five times. Check out the terms and conditions of this HSBC dining promo for 2023 to learn more.^[2]

👉 Exclusive Deals at Astoria

Eligible cards: HSBC Red Mastercard, Visa Classic, Mastercard Classic, Gold Visa, Gold Mastercard, Premier Mastercard, and Platinum
Promo period: Until March 15, 2024

Whether you’re planning a big corporate event or an intimate birthday dinner with family and friends, Astoria can attend to your needs through its culinary brands. Pay with your HSBC credit card to score great discounts.

This HSBC credit card promo for 2023 includes the following steals and deals:

10% discount on all social packages at Chardonnay by Astoria for a minimum spend of ₱120,000
10% discount on all social packages at Mangrove Conference and Convention Center (Astoria Palawan, Puerto Princesa) for a minimum spend of ₱120,000
10% off on single receipt purchase for a minimum spend of ₱3,000 and a maximum spend of ₱10,000; alternatively, you can enjoy a ₱1,000 discount on single-receipt purchase for a spend of more than ₱10,000

👉 7% Off Wines at Winery PH

Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa, Gold Mastercard, Advance Visa, Premier Mastercard, and Platinum
Promo period: Until December 31, 2023

Channel your inner wine connoisseur by indulging in fine spirits from Winery PH. Save on your purchases when you use your HSBC credit card upon checkout at the official Winery PH website.^[3]

This HSBC credit card promo for 2023 entitles you to a 7% discount on wines with no minimum spend required. To avail of the discount, just use the promo code HSBCWINERYPH7. This code is valid for multiple uses until the end of the year.

Are you a shopaholic on the hunt for deals? Here are the top credit card deals for shopping:

👉 Up to 20% Discount at ZALORA

Eligible cards: HSBC Visa Classic, HSBC Mastercard Classic, HSBC Red Mastercard, HSBC Gold Visa, HSBC Gold Mastercard, HSBC Advance Visa, HSBC Premier Mastercard, and HSBC Platinum
Promo period: Until January 31, 2024

Fashionistas and style aficionados will have a field day at ZALORA with up to a 20% discount courtesy of HSBC credit cards. Here’s how both new users and existing customers can enjoy this HSBC ZALORA promo:

New customers - Get 20% off your haul using the promo code HSBC2023 upon checkout. No minimum spend is required on your first order. The promo code is valid for one-time use only. Discount is capped at ₱1,000.
Existing customers - Get 18% off your purchase using the promo code HSBC2023. A minimum spend of ₱1,500 is required. The promo code can be used up to five times per account while the discount is capped at ₱1,000.

👉 Up to 20% Off Shipping Fees at ShippingCart

Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa, Gold Mastercard, Advance Visa, Premier Mastercard, and Platinum
Promo period: Until March 31, 2024

Make international online shopping a lot more convenient with this exclusive HSBC ShippingCart promo for 2023. Just use your HSBC credit card to buy items from shops in the US, the UK, Australia, Japan, and South Korea for less.

Here are the HSBC ShippingCart credit card promo codes:

New customers: Get 15% off on air and sea shipping fees using the HSBC promo code HSBCNEW23 (no minimum weight required, one-time use only).
Existing customers: Get 20% off on shipping fees using the following HSBC Promo codes. The minimum weight requirement is 12 lbs. You can also use the code once for either ShippingCart US or UK warehouses.
- HSBCSEP23 - Sep 1 - 30, 2023
- HSBCOCT23 - Oct 1 - 31, 2023
- HSBCNOV23 - Nov 1 - 30, 2023
- HSBCDEC23 - Dec 1 - 31, 2023
- HSBCJAN24 - Jan 1 - 31, 2024
- HSBCFEB24 - Feb 1 - 29, 2024
- HSBCMAR24 - March 1 -31, 2024

👉 10% Discount at FARFTECH

Eligible cards: All HSBC credit cards
Promo period: Until December 31, 2023

Who says luxury goods have to be so pricey? You can get your lavish fix for less when you shop at FARFETCH^[3] using your HSBC credit card.

This HSBC credit card promo for 2023 lets you enjoy 10% off your purchases when you spend US$200 or more. This deal is available for full-price items only.

👉 0% Installment at Rustan’s Department Store (Including Online)

Eligible cards: All HSBC credit cards

Rustan’s will always be synonymous with exclusivity and glamor. Get your beauty and fashion needs from this shop with a special deal from HSBC.

Use your HSBC credit card to enjoy 0% installment for up to 36 months. You can also use this deal at rustans.com. Note that this promo is subject to minimum spend requirements:

Three months – ₱3,000
Six months – ₱10,000
12 months – ₱20,000
24 months – ₱50,000
36 months – ₱100,000

👉 0% Installment at Beyond the Box (Including Online)

Eligible cards: All HSBC credit cards

If you’re in dire need of a massive gadget upgrade, Beyond the Box is the place to be. You don’t have to shell out a large wad of cash right away with HSBC’s 0% installment for up to 12 months.

To avail of this deal, you need to meet the following minimum spend requirements:

Three months – ₱3,000
Six months – ₱3,000
12 months – ₱6,000

Final Thoughts

If you’re looking for the best credit card in the Philippines, you may want to apply for an HSBC credit card. HSBC offers one of the most generous credit card rewards programs in the country, with 4x bonus points on different transactions. It also offers a cashback credit card that enables cardholders to save money on their purchases.

With the different exciting HSBC credit card promos this 2023, you’ll consider yourself lucky to have that little plastic card in your wallet. Compare your options and apply easily through Moneymax:

Credit Card	Annual Fee	Minimum Annual Income Requirement	Key Features
HSBC Red Mastercard	₱2,500	₱200,000	4x bonus points on online, shopping, dining, and overseas transactions 1 bonus point for every ₱20 spend 6% rebate on your first Caltex fuel purchase and 3% fuel rebates year-round
HSBC Live+ Credit Card	₱5,000	₱200,000	Cashback on various categories: Dining - Up to 8% Online and offline shopping - 5% Entertainment (such as movies) - 5% Fast food and applicable merchants - 2% Caltex transactions - 6% on your first transaction; 3% all year round
HSBC Gold Visa Cash Back	₱2,500	₱200,000	5% rebate on dining transactions 0.20% rebate on all other transactions 3% rebate on Caltex fuel purchases
HSBC Premier Mastercard	Waived for life	At least ₱3.6 million (applicants are also eligible when they meet the required Total Relationship Balance of ₱3 million or they have an existing home loan with the bank worth at least ₱6 million)	3x bonus points on local shopping or dining transactions 4 bonus points for every ₱20 spend on overseas purchases 1 air mile for as low as ₱25 spend Membership to over 1,300 airport lounges worldwide Free travel insurance 6% rebate on your first Caltex fuel purchase and 3% fuel rebates year-round

Sources:

Steals and Deals: Best HSBC Credit Card Promos This 2023