Maybank is a full-service commercial bank operating in the Philippines for over 25 years. With more than 60 branches and 84 automated teller machines, it’s the only foreign bank with the largest branch network in the country.[1] And because of its wide range of international-grade services, its credit cards are worth exploring.
Check this Maybank credit card application guide, so you can enjoy exclusive credit card benefits from one of Asia’s leading banks.
Why Apply for a Maybank Credit Card?
There are many reasons to get a Maybank credit card. Here are some of them:
👍 Convenient Application Options
Aside from going to a Maybank branch to fill out a credit card application form, you can apply online via the website. You can also call or email Maybank customer service with your details, after which authorized representatives will assist you with your application.
👍 Robust Credit Card Features
From rewards points and cashback to exclusive discounts and flexible installment terms, Maybank credit cards are loaded with practical features for all your local and international transactions, online and in-store.
👍 Rewards Redemption Program
All your local, foreign, online, and in-store retail transactions (straight or installment) earn rewards points. You earn 1 TreatsPoint for every ₱25 you spend with your Maybank credit card. Accumulate TreatsPoints to convert them to cash credits, air miles, and e-gift vouchers.
👍 No Annual Fees in the First Year
You don’t need to pay any annual fees in the first year, allowing you to save money and spend it on more urgent bills or essential needs. More importantly, there’s no need to meet a specific spending requirement within a given period to enjoy this perk.
👍 Exclusive Promotions All-Year Round
Enjoy huge discounts on hotel and flight bookings with your Maybank credit card. You can also receive extra discounts and TreatsPoints for your shopping and dining. Just make sure to check ongoing promotions[2] to see how you can qualify.
Maybank Credit Card Application in the Philippines: 4 Easy Steps
Want to know how to apply for a Maybank credit card? Check the application process below:
Step 1: Verify Your Card Eligibility
Filipinos and foreign residents aged 21 to 65 can apply for any Maybank credit card. When you apply online, you’ll need to answer a few screening questions:
- Do you have an existing credit card with other banks for more than 10 months with a credit limit of at least ₱30,000?
- Do you have an existing savings account with Maybank? If yes, does it have at least ₱50,000 average daily balance for the last six months?
- Do you have an existing Maybank personal, auto, or housing loan?
- How do you best describe your employment?
- Locally employed, permanent, or regular employee
- Self-employed with a profitable business
- Overseas Filipino Worker
Note: To qualify, you must have an existing credit card from other banks or an account or loan with Maybank. Otherwise, you won’t be able to proceed with your Maybank credit card application.
Even if you pass the preliminary questions, however, you need to meet the income requirements for different credit cards. You'll learn more about them below.
Step 2: Prepare the Maybank Credit Card Requirements
Before applying for any Maybank credit card, prepare a copy of the following documents:
For employed individuals:
- Latest Income Tax Return (ITR) or BIR Form 2316
- Payslips for the last three months
- Certificate of Employment
- Active credit card number issued by other banks
For self-employed individuals:
- SEC or DTI Business Registration
- Latest Income Tax Return and Audited Financial Statements
- Active credit card number issued by other banks
Step 3: Pick the Best Maybank Credit Card for You
There are many Maybank credit cards you can choose from. So before starting your Maybank credit card application, check each card’s features so you can decide which one is best for you.
💳 Maybank Standard Mastercard
- Annual fee: ₱2,000 (free for the first year) / ₱1,000 for supplementary card
- Interest rate: 3%
The Maybank Standard Mastercard is best for availing of 0% interest installment purchases at partner stores. Plus, you don't need to leave your house to shop. Log in to the merchant’s site, add to your cart, and check out with your Maybank Standard Mastercard.
💳 Maybank Visa Classic
- Annual fee: ₱2,000 (free for the first year) / ₱1,000 for supplementary card
- Interest rate: 3%
Experience life’s simple pleasures with the Maybank Visa Classic. Planning to upgrade your space? Achieve the look through the Maybank Visa Classic’s EzyPay feature. Shop at Ace Hardware, All Home, Blims Fine Furniture, Casamia Furniture, and Ogawa, and pay in installments without interest charges.
💳 Maybank Manchester United Credit Card
- Annual fee: ₱2,500 (free for the first year) / ₱1,500 for supplementary card
- Interest rate: 3%
For all the big Manchester United fans out there, the Maybank Manchester United credit card is a must-have.
Get a 20% discount on stadium and museum tour tickets when you purchase them with your Manchester United credit card at the Old Trafford Football Stadium. You also get a 10% discount on food and drinks at the Red Cafe and the United Direct Online Megastore.
Moreover, you get 10x TreatsPoints when Manchester United wins a Premier League Match and when you shop at the United Direct Online Megastore.
Lastly, get a cash credit of ₱1,000 when you get approved and activate your Manchester United credit card.
💳 Maybank Gold Mastercard
- Annual fee: ₱2,500 (free for the first year) / ₱1,500 for supplementary card
- Interest rate: 3%
The Maybank Gold Mastercard is perfect for people who like to shop overseas. Convert your overseas purchases into affordable installments in Philippine pesos through Maybank’s EzyPlans.[3] This card is accepted in more than 20 million locations.
💳 Maybank Visa Gold
- Annual fee: ₱2,500 (free for the first year) / ₱1,500 for supplementary card
- Interest rate: 3%
Experience financial flexibility while taking advantage of the perks and benefits only the Maybank Visa Gold can provide. Aside from installment purchases at 0% from Maybank’s partner merchants, you’re guaranteed secure transactions every time with the Maybank Secure Online Shopping (MSOS)[4] feature.
💳 Maybank Platinum Mastercard
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- Annual fee: ₱3,500 / ₱1,750 for supplementary card
- Interest rate: 3%
The Maybank Platinum Mastercard is the perfect credit card companion for travel enthusiasts because it lets you earn 1% cash back on overseas spending. You also earn air miles faster per ₱25 spend.
Related reading: 7 Tipid Tips for Using Your Credit Card Abroad
💳 Maybank Visa Platinum
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- Annual fee: ₱3,500 / ₱1,750 for supplementary card
- Interest rate: 3%
The Maybank Visa Platinum lets you enjoy exclusive benefits wherever you are in the world. A perfect travel companion, this credit card lets you enjoy 1% cashback on your spending with a cap of ₱12,000 per year.
There’s a special perk for golfers, as you can access 100 golf clubs in 23 countries. You also earn one TreatsPoint with every ₱25 spent. Convert your TreatsPoints into miles or cash credits.
Read more:
- Time to Reap the Rewards: How to Use Your Credit Card Points
- Fly for Free When You Convert Your Credit Card Points to Miles
Compare Maybank credit cards easily below:
| Credit Card | Minimum Annual Income Requirement | Annual Fee | Key Features |
|
Maybank Standard Mastercard
  |
₱195,000
|
₱2,000
|
|
|
Maybank Visa Classic
 |
₱195,000
|
₱2,000
|
|
|
Manchester United Credit Card
 |
₱260,000
|
₱2,500
|
|
|
Maybank Gold Mastercard
 |
₱300,000
|
₱2,500
|
|
|
Maybank Visa Gold
 |
₱300,000
|
₱2,500
|
|
|
Maybank Platinum Mastercard
 |
₱600,000
|
₱3,500
|
|
|
Maybank Visa Platinum
 |
₱600,000
|
₱3,500
|
|
|
Maybank Visa Infinite
 |
Exclusive to Maybank Premier clients with a minimum aggregated total deposit and investment of ₱3 million
|
Free for life
|
|
Step 4: Submit Your Application
Maybank credit card applications in the Philippines can be done online or at any branch near you. Either way, you must complete the form and prepare all the Maybank credit card application requirements beforehand.
👉 How to Apply for a Maybank Credit Card Online
For convenience, you may prefer to apply online. Follow the steps below:
- Answer the screening questions.
- Depending on your answers, you’ll either be directed to the Maybank credit card online application page[5] or see the message that you did not meet the requirements.
- On the online application page, provide the required information, like your date of birth, age, residence, and other essential details.
- Tick the box for the Maybank credit card terms and conditions, then click Submit.
- Provide your employment and other credit card information and preferred delivery address.
- Affix three specimen signatures on a piece of paper. Then take a photo of the signatures beside your valid government-issued ID.
- Upload the photo of your specimen signatures, valid ID, and income documents.
- Tick the box to agree to the terms, conditions, fees, and charges.
- Click Submit to complete the process.
Maybank Credit Card Application: FAQs
1. Do I need to submit a statement of account from my existing credit card?
Yes. You must submit your latest Statement of Account from the active credit card you used as a reference.
2. How do I check my Maybank Philippines credit card application status?
Check your application status by emailing mpi.customerservice@maybank.com or calling (02) 8588 3888 or 1800-10-588-3888 (PLDT domestic toll-free).
3. How long does it take to get my Maybank credit card?
Application processing and approval time may take 10 to 15 banking days. As for the Maybank credit card delivery time, allow another 10 days for the card to be sent to your delivery address.
4. How to activate my Maybank credit card?
Is there a Maybank credit card hotline to call for activation or any other credit card-related inquiries? Yes, call Maybank Customer Service at (02) 8588-3888 or the Maybank toll-free number at 1-800-10-588-3888.
5. How many supplementary cards can I apply for?
You’re allowed to apply for up to four supplementary cards.
6. How do I apply for a Maybank secured credit card?
Visit your nearest Maybank branch to apply for a secured credit card. Enjoy guaranteed approval upon submission of complete requirements and proof that you're residing or working within serviceable areas of Maybank Philippines.
The minimum hold-out amount is ₱10,000, and the credit limit is 100% of the hold-out amount.
Read more:
- Anatomy of Plastic Money: 13 Credit Card Parts You Should Know
- What is the CVV on a Credit Card and How to Keep It Safe?
Final Thoughts
Packed with exclusive advantages like 0% installment plans, rewards points, and cashback, a Maybank credit card allows you to take advantage of exciting promos. Start your Maybank credit card application today and enjoy perks and benefits that match your lifestyle.
If you want to check out other credit cards from other banks, compare other options easily via Moneymax. Click the banner to get started.
Sources:
- [1] Humanising the New Banking Experience
- [2] Maybank Promotions
- [3] EzyPlans
- [4] MSOS
- [5] Maybank Credit Card Application Form
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