BPI Platinum Rewards Card

BPI Platinum Rewards Card

If you want some oomph to the usual credit card premium features, try the BPI Platinum Rewards Card! Collect BPI points fast by earning 2 points for every ₱30 local spend and ₱20 overseas spend. Plus, pick from 54 airlines when converting your points to air miles.
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Highlights

Rewards - Local Spend
1  point per ₱30
Min. Annual Income
₱ 1,000,000
Rewards - Overseas Spend
1  point per ₱20
Annual Fee
₱ 4,000  per year
2 Offers Available
₱1,000 eGift
Get THIS welcome gift!
₱1,000 eGift
Follow these simple steps:
  • Step 1: Select your welcome gift and complete this form to be redirected to BPI.

  • Step 2: Complete the BPI application form.

  • Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!

Disclaimer:

Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.

Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.

Travel eGCs worth up to ₱15,000
Get THIS welcome gift!
Travel eGCs worth up to ₱15,000

Apply for the BPI Platinum Rewards Card via Moneymax to get travel eGCs worth ₱15,000 for BPI depositors (₱7,500 for non-BPI depositors). Plus, earn 2x BPI reward point per ₱30 local spend or per ₱20 foreign currency spend! Cardholder must register via the BPI portal and spend at least ₱60,000 within 3 months of approval to qualify.

Disclaimer:

BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.

You will be redirected to the BPI website as part of the application process.

Things to consider

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Free reward points

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Online shopping points

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Airport lounge

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High income requirement

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Benefits

Rewards

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Rewards - Local Spend
1  point per ₱30
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Rewards - Overseas Spend
1  point per ₱20
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Rewards Points Online Shopping
2  BPI Points per ₱20
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Quick Facts

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Earn 2 BPI points for every ₱30 local spend.

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Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.

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Convert straight payments on airfares to installment with 0% interest.

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Get up to ₱10 million free travel insurance.

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Get up to 180 days of purchase protection insurance.

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Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.

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Ideal for: frequent travelers looking for premium perks.

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Signed Certificate of Employment
  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

BPI Platinum Rewards Card BPI Platinum Rewards Card