HSBC Red Mastercard

HSBC Red Mastercard

Earn more rewards in every swipe with your HSBC Red Mastercard! Get 4x reward points on shopping, dining, online, and overseas spend, earn 3% rebate on Caltex fuel spend, and enjoy exclusive perks and discounts worldwide.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Min. Annual Income
₱ 400,000
Rewards - Dining Spend
4  points per ₱20
Rewards - Retail Spend
4  points per ₱20
Annual Fee
₱ 2,500  per year
2 Offers Available
WIN a Trip to Boracay for 2!
Moneymax Golden Giveaway
WIN a Trip to Boracay for 2!

+ 6 other gift options

Apply and get approved for selected credit cards to earn 1 raffle entry to win:

  • Trip to Boracay for Two
  • Trip to Coron for Two
  • Trip to Puerto Prinsesa for Two
  • GoPro HERO
  • ₱10,000 Giftaway Voucher
  • JBL Soundgear Frames
  • JisuLife Ultra 1

Disclaimer:

Moneymax Golden Giveaway: Promo runs until 31 May, 2025. Per DTI Fair Trade Permit No. FTEB-220354. Series of 2025. Full terms and conditions here.

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

JLab Go Air Tone True Wireless Earbuds
Get THIS welcome gift!
JLab Go Air Tone True Wireless Earbuds

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

  • Moneymax Welcome Gift Promo: Promo runs until May 31 2025. Per DTI Fair Trade Permit No. FTEB-219707. Series of 2025.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
Get THIS welcome gift!
₱2,000 eGift

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

  • Moneymax Welcome Gift Promo: Promo runs until May 31 2025. Per DTI Fair Trade Permit No. FTEB-219707. Series of 2025.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

check

Accelerated rewards

check

Shopping points

check

Dining points

remove

Credit card required

sentiment_satisfied

Benefits

Cashback

local_gas_station
Cash Back - Retail Spend
Up to 6  %
info

Rewards

redeem
Rewards - Base Rate
1  point per ₱20
shoppingmode
Rewards - Overseas Spend
4  points per ₱20
shopping_cart
Rewards - Online Shopping
4  points per ₱20
barcode_reader
Rewards - Retail Spend
4  points per ₱20
dining
Rewards - Dining Spend
4  points per ₱20
sports_score

Quick Facts

check_circle

4x reward points on online, shopping, dining, and overseas spend

check_circle

Earn 1 reward point for every ₱20 spend

check_circle

6% rebate on your first Caltex fuel spend; 3% rebate year-round

check_circle

Ideal for: online shopping and dining worldwide

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
65  years old
Min. Annual Income
₱ 400,000
Landline Required
Not required
Credit Card Required
Required
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 2,500  per year
Annual Fee Waiver
Available
info
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Fee
₱ 200
info
Minimum Amount Due
₱ 500
info

Tags

HSBC Red Mastercard HSBC Red Mastercard

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Dela Costa, Salcedo Village, Makati City. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.