HSBC Red Mastercard

HSBC Red Mastercard

Earn more rewards in every swipe with your HSBC Red Mastercard! Get 4x reward points on shopping, dining, online, and overseas spend, earn 3% rebate on Caltex fuel spend, and enjoy exclusive perks and discounts worldwide.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 200,000
Rewards - Dining Spend
4  points per ₱20
Rewards - Retail Spend
4  points per ₱20
Annual Fee
₱ 2,500  per year
2 Offers Available
WIN an Apple iPhone 16 Plus!
WIN an iPhone 16 Plus!
WIN an Apple iPhone 16 Plus!

+ 3 other gift options

Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:

  • Apple iPhone 16 Plus 256GB
  • Dyson V8 Slim Fluffy
  • Nespresso Lattissima One
  • Fujifilm Instax Mini Evo

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

JBL Clip 5
Get THIS welcome gift!
JBL Clip 5

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

  • Moneymax Welcome Gift Promo: Promo runs until March 31, 2025. Per DTI Fair Trade Permit No. FTEB-212300. Series of 2025.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

JBL Tune 520BT
Get THIS welcome gift!
JBL Tune 520BT

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

  • Moneymax Welcome Gift Promo: Promo runs until March 31, 2025. Per DTI Fair Trade Permit No. FTEB-212300. Series of 2025.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,500 eGift
Get THIS welcome gift!
₱2,500 eGift

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

  • Moneymax Welcome Gift Promo: Promo runs until March 31, 2025. Per DTI Fair Trade Permit No. FTEB-212300. Series of 2025.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

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Benefits

Cashback

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Cash Back - Retail Spend
Up to 6  %
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Rewards

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Rewards - Base Rate
1  point per ₱20
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Rewards - Overseas Spend
4  points per ₱20
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Rewards - Online Shopping
4  points per ₱20
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Rewards - Retail Spend
4  points per ₱20
dining
Rewards - Dining Spend
4  points per ₱20
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Quick Facts

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4x reward points on online, shopping, dining, and overseas spend

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Earn 1 reward point for every ₱20 spend

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6% rebate on your first Caltex fuel spend; 3% rebate year-round

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Ideal for: online shopping and dining worldwide

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
65  years old
Min. Annual Income
₱ 200,000
Landline Required
Not required
Credit Card Required
Required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 2,500  per year
Annual Fee Waiver
Available
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Fee
₱ 200
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Minimum Amount Due
₱ 500
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Tags

HSBC Red Mastercard HSBC Red Mastercard

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