PNB Essentials Mastercard

PNB Essentials Mastercard

With the PNB Essentials Mastercard, you earn rewards points which you can exchange for miles or cash credits. Shop anywhere Mastercard is accepted and get billed in Philippine Peso. And swipe knowing that your card is secure with Card Protect!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Annual Fee
₱ 1,200  per year
Airmiles - Local Spend
1  Mabuhay Mile per ₱70
Rewards - Base Rate
1  rewards point per ₱70
Min. Annual Income
₱ 120,000
info

Things to consider

check

Bonus air miles

check

Free reward points

check

Installment

check

Good for beginners

sentiment_satisfied

Benefits

Airmiles

location_on
Airmiles - Local Spend
1  Mabuhay Mile per ₱70

Rewards

redeem
Rewards - Base Rate
1  rewards point per ₱70
sports_score

Quick Facts

check_circle

Never pay for annual fees

check_circle

Earn rewards points and use to redeem Mabuhay Miles or Cash Credits

check_circle

Enjoy global acceptance in-store and online

check_circle

Pay in Philippine Peso even for your transactions in other countries

check_circle

Enjoy contactless payments and secure transactions with Card Protect

check_circle

Ideal for: people who want a reliable, everyday credit card

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 120,000
info
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Proof of income
  • Government-issued ID
  • Signed Certificate of Employment
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,200  per year
Annual Fee Waiver
Available
info
Monthly Effective Interest Rate
2  %
Cash Advance Fee
5  %

Tags

PNB Essentials Mastercard PNB Essentials Mastercard

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Dela Costa, Salcedo Village, Makati City. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.