UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Love shopping at Lazada? Make online shopping even better with the UnionBank Lazada Credit Card. Earn 6x Lazada Credits for every Lazada purchase worth ₱200 and score special vouchers all year round. Plus, get exclusive discounts from select Lazada merchants.
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Highlights

Min. Annual Income
₱ 360,000
Annual Fee
₱ 3,000  per year
Rewards Points Online Shopping
6  Lazada Credits per ₱200
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7 Offers Available
Vespa S 125
WIN a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!
Vespa S 125

Earn 1 raffle entry to our 10th anniversary giveaway when you get approved for a chance to win a Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12!

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024.

iPad 10th Generation
WIN an iPad 10th gen WiFi 256GB!
iPad 10th Generation

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry to win an iPad 10th gen WiFi 256GB

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

  • Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.
  • Moneymax Welcome Gift Promo: Promo runs until June 30, 2024. Per DTI Fair Trade Permit No. FTEB-194518, 193104, and 193077. Series of 2024. Full terms and conditions here.
₱4,000 cash credits
Get THIS welcome gift!
₱4,000 cash credits

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

JBL Tune 720BT
Get THIS welcome gift!
JBL Tune 720BT

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Dolce Gusto Genio S Plus
Get THIS welcome gift!
Dolce Gusto Genio S Plus

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Marshall Emberton II
Get THIS welcome gift!
Marshall Emberton II

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Apple Airpods 2
Get THIS welcome gift!
Apple Airpods 2

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • Guaranteed Welcome Gift (choose from the following):
    • ₱4,000 cash credits, or
    • Apple AirPods 2, or
    • Marshall Emberton II, or
    • JBL Tune 720BT Headphones, or
    • Dolce Gusto Genio S Plus
  • 1 raffle entry each to our 2 raffle promos when you get approved for a chance to win an iPad 10th gen WiFi 256GB or our 10th anniversary giveaway (Vespa S125, MacBook Air 15-inch, Dyson Airstrait, or GoPro Hero 12)!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax 10th Anniversary Raffle Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196569. Series of 2024. Full terms and conditions here.

Moneymax Back2School Raffle Promo: Promo runs until July 5, 2024. Per DTI Fair Trade Permit No. FTEB-196215. Series of 2024. Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB-196279. Series of 2024. Full terms and conditions here.

Things to consider

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Online shopping points

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Online shoppping discount

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Exclusive discounts

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Benefits

Rewards

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Rewards Points Online Shopping
6  Lazada Credits per ₱200
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Quick Facts

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Earn 6x Lazada Credits for every ₱200 spent on the app.

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Earn 1 Lazada Credit for purchases made to other merchants.

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Enjoy exclusive discounts from select Lazada merchants.

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Ideal for: online shoppers and frequent Lazada users.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Lazada Credit Card UnionBank Lazada Credit Card