UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Apply for a UnionBank Rewards Credit Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 180,000
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Annual Fee
Free
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Rewards - Dining Spend
3  reward points
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Rewards - Retail Spend
3  reward points
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3 Offers Available
WIN an Apple iPhone 16 Plus!
WIN an iPhone 16 Plus!
WIN an Apple iPhone 16 Plus!

+ 3 other gift options

Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:

  • Apple iPhone 16 Plus 256GB
  • Dyson V8 Slim Fluffy
  • Nespresso Lattissima One
  • Fujifilm Instax Mini Evo

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

2x Xiaomi Smart Band 9
Get THIS welcome gift!
2x Xiaomi Smart Band 9

+ 3 other gift options

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and make a min. spend of ₱60,000 within 60 days of card approval to receive the following:

  • 2 units of Xiaomi Mi Band 9; or
  • 2 units of JBL Go 4; or
  • 2 units of Sony WH-C520 Wireless Headphones; or
  • 2 units of ₱1,000 eGift Cash Credit

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

Moneymax Welcome Gift Promo: Promo runs until February 28, 2025. Per DTI Fair Trade Permit No. FTEB-214205. Series of 2025. Full terms and conditions here.

No annual fees for life!
Get THIS welcome gift!
No annual fees for life!

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • No annual fees for life!

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

  • UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.

Things to consider

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No annual fee

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Free reward points

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Accelerated rewards

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Benefits

Rewards

dining
Rewards - Dining Spend
3  reward points
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Rewards - Retail Spend
3  reward points
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redeem
Rewards - Base Rate
1  point per ₱30
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Rewards - Online Shopping
3  reward points
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Quick Facts

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Earn 3x non-expiring reward points when you shop and dine here and abroad.

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Earn 1 non-expiring reward point for every ₱30 spend.

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Redeem cash credits, merchandise, gadgets, points transfers, and MORE!

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Ideal for: cardholders who frequently shop and dine locally and overseas.

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Eligibility

Eligibility criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID: Passport
  • Signed Certificate of Employment
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
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Fees / Repayment

Fees & Charges

Annual Fee
Free
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Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3.04  %
Cash Advance Service Charge
₱ 200
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Minimum Amount Due
₱ 500
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Tags

UnionBank Rewards Credit Card UnionBank Rewards Credit Card

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With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

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