BPI Platinum Rewards Card

BPI Platinum Rewards Card

If you want some oomph to the usual credit card premium features, try the BPI Platinum Rewards Card! Collect BPI points fast by earning 2 points for every ₱30 local spend and ₱20 overseas spend. Plus, pick from 54 airlines when converting your points to air miles.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Rewards - Local Spend
1  point per ₱30
Min. Annual Income
₱ 1,000,000
Rewards - Overseas Spend
1  point per ₱20
Annual Fee
₱ 4,000  per year
2 Offers Available
WIN a Trip to Boracay for 2!
Moneymax Golden Giveaway
WIN a Trip to Boracay for 2!

+ 6 other gift options

Apply and get approved for selected credit cards to earn 1 raffle entry to win:

  • Trip to Boracay for Two
  • Trip to Coron for Two
  • Trip to Puerto Prinsesa for Two
  • GoPro HERO
  • ₱10,000 Giftaway Voucher
  • JBL Soundgear Frames
  • JisuLife Ultra 1

Disclaimer:

Moneymax Golden Giveaway: Promo runs until 31 May, 2025. Per DTI Fair Trade Permit No. FTEB-220354. Series of 2025. Full terms and conditions here.

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

Travel eGCs worth up to ₱15,000
Get THIS welcome gift!
Travel eGCs worth up to ₱15,000

Apply for the BPI Platinum Rewards Card via Moneymax to get travel eGCs worth ₱15,000 for BPI depositors (₱7,500 for non-BPI depositors). Plus, earn 2x BPI reward point per ₱30 local spend or per ₱20 foreign currency spend! Cardholder must register via the BPI portal and spend at least ₱60,000 within 3 months of approval to qualify.

Disclaimer:

BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.

You will be redirected to the BPI website as part of the application process.

Things to consider

check

Free reward points

check

Online shopping points

check

Airport lounge

remove

High income requirement

sentiment_satisfied

Benefits

Rewards

storefront
Rewards - Local Spend
1  point per ₱30
shoppingmode
Rewards - Overseas Spend
1  point per ₱20
shopping_cart
Rewards Points Online Shopping
2  BPI Points per ₱20
sports_score

Quick Facts

check_circle

Earn 2 BPI points for every ₱30 local spend.

check_circle

Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.

check_circle

Convert straight payments on airfares to installment with 0% interest.

check_circle

Get up to ₱10 million free travel insurance.

check_circle

Get up to 180 days of purchase protection insurance.

check_circle

Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.

check_circle

Ideal for: frequent travelers looking for premium perks.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
60  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Signed Certificate of Employment
  • Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number: Business or residence phone number
  • Audited Financial Statements: With BIR/bank stamp
  • Proof of income: Latest ITR with BIR/bank stamp
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,000  per year
Annual Fee Waiver
Yes
info
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
info

Tags

BPI Platinum Rewards Card BPI Platinum Rewards Card

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Dela Costa, Salcedo Village, Makati City. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.