UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
layers

Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
info
Min. Annual Income
₱ 600,000

Things to consider

check

No-brainer rebate

check

Overseas rebate

check

Airport lounge

remove

High income requirement

sentiment_satisfied

Benefits

Cashback

credit_card
Cash Back - Base Rate
1  %
info

Additional Benefits

airlines
Airport Lounge Access
Free lounge access
info
digital_wellbeing
Life insurance coverage
₱ 400,000
info
sports_score

Quick Facts

check_circle

Earn 1% cash back on all spending categories.

check_circle

Free lounge access at NAIA Terminals 1 and 3.

check_circle

Accepted at over 30 million establishments worldwide.

check_circle

Ideal for: cardholders with huge monthly expenses.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
info

Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard