UnionBank U Visa Platinum

UnionBank U Visa Platinum

Don't like fees that come with credit cards? Then this is the right card for U! Say goodbye to annual fees, late fees, and overlimit fees with the UnionBank U Visa Platinum. Free yourself from credit card fees and apply via Moneymax today!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
Free
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Min. Annual Income
₱ 180,000
Interest Rate
3  %
Offer Available
WIN a Trip to Boracay for 2!
Moneymax Golden Giveaway
WIN a Trip to Boracay for 2!

+ 6 other gift options

Apply and get approved for selected credit cards to earn 1 raffle entry to win:

  • Trip to Boracay for Two
  • Trip to Coron for Two
  • Trip to Puerto Prinsesa for Two
  • GoPro HERO
  • ₱10,000 Giftaway Voucher
  • JBL Soundgear Frames
  • JisuLife Ultra 1

Disclaimer:

Moneymax Golden Giveaway: Promo runs until 31 May, 2025. Per DTI Fair Trade Permit No. FTEB-220354. Series of 2025. Full terms and conditions here.

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

Things to consider

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No Annual Fee

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Nice card face

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Good for beginners

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Insurance payment rebate

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Benefits

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Quick Facts

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No annual fees for life!

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Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date

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No overlimit and late fees

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Ideal for: cardholders who prefer cards with less fees

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
Landline requirement
Not required
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Credit card requirement
Not required
Required Documents

-Government-issued ID     

- Proof of income: payslip, BIR Form 2316, Original Certificate of Employment, Latest 1700 or 1701 ITR with bank or BIR stamp


Foreign Nationals:

- ACR or valid passport

- Proof of local residency: ICR, ACR-I-Card with Permanent Visa status or more than 1 year validity, AEP with more than 1 year validity, SRIV, or SRRV
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Fees / Repayment

Fees & Charges

Annual Fee
Free
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Annual Fee Waiver
Yes
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Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
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Minimum Payment
₱ 500
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Late Payment Charge
None
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Forex Conversion Rate
3.525  %
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Tags

UnionBank U Visa Platinum UnionBank U Visa Platinum

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