There are many reasons to go for Ford. With a long history of engineering cars, Ford delivers nothing but quality and a superb driving experience. It has a solid line-up of SUVs, trucks, and performance cars, all of which are designed to last.
If you’re planning to buy a Ford or already have one, you may be wondering about the Ford insurance costs. After all, car ownership comes with many budgeting concerns.
Check out this guide if you’re looking to score cheap Ford car insurance.
Are Ford Cars Expensive to Insure?
One of the best things about Ford is that it offers a comprehensive warranty program. Speaking of which, does Ford have a five-year warranty? Yes, and you can enjoy this privilege when you purchase the carmaker’s Premium Extended Warranty. This product applies to cars bought within 36 months and driven less than 100 km from the time the vehicle warranty starts.[1]
However, note that a car warranty is different from car insurance. While a car warranty is designed to protect your wallet from certain mechanical failures, car insurance provides coverage for liability, collision, personal injury, and more.
Ford sits on the expensive spot of the car pricing spectrum. As such, its insurance usually fetches a rather hefty price tag. Despite this reality, it’s still possible to find relatively affordable Ford car insurance.
Here’s an overview of the lowest annual Ford car insurance for some of the automaker’s most popular models.
Lowest Annual Ford Car Insurance in the Philippines
🚗 Ford Fiesta Car Insurance
Cheapest annual premium: ₱8,856
*Ford car insurance price is for Ambiente 1.5L Gas M/T
Ford Fiesta had a successful run in the Philippines before it was phased out. However, this nameplate is still available on second-hand markets. Its higher trims are equipped with cruise control, power windows, central locking system, and Apple CarPlay and Android Auto.
The car insurance for Ford Fiesta, the cheapest on this list, is pegged at around ₱8,800 per year or a little over ₱730 per month.
🚗 Ford Ranger Car Insurance
Cheapest annual premium: ₱22,278
*Ford car insurance price is for the 2022 Turbo XL 2.0L Diesel M/T
Ford Ranger is a car that screams muscle and utility. Its entry-level model is already loaded with exciting features, such as an engine that can churn out 167 horsepower and 405 Nm of torque. This enables the Ranger to take on tough roads.
For safety, the Ranger has airbags for the driver and the front passenger, side airbags, and curtain airbags. It’s also outfitted with an immobilizer, speed-sensing door locks, and ISOFIX, among others.
The cheapest Ford Ranger car insurance is around ₱1,800 per month. Higher trims[2] of the Ranger, on the other hand, fetch higher insurance price tags.
🚗 Ford Territory Car Insurance
Cheapest annual premium: ₱24,129
*Ford car insurance price is for the 2022 EcoBoost Titanium+ 1.5L Gas A/T
The Territory successfully rolls style and utility into one car. But don’t let this unit’s facade overshadow its features.
The Territory has a slew of safety mechanisms that place its insurance costs within your reach. It has a driver airbag, front passenger airbag, side airbags, and curtain airbags. It also boasts electronic brake distribution, immobilizer, security alarm, stability control, and electronic door locks.
Ford Territory’s insurance cost is around ₱2,000 per month.
🚗 Ford Everest Car Insurance
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Cheapest annual premium: ₱32,378
*Ford car insurance price is for the 2022 Turbo Trend 2.0L A/T
The Everest is one of Ford’s most celebrated SUVs for several reasons. For one, it’s roomy and can accommodate up to seven people. It’s also designed to conquer challenging roads, with a powerful engine that churns out 168 horsepower and 405 Nm of torque.
The entry-level trim of Everest is packed with lots of safety features. Not only does it have airbags for front-seat occupants but also side airbags, curtain airbags, and a knee airbag. It has stability control, electronic door locks, speed-sensing door locks, an immobilizer, and a security alarm.
🚗 Ford Explorer Car Insurance
Cheapest annual premium: ₱52,580
*Ford car insurance price is for the 2022 Limited EcoBoost 2.3L Gas A/T
This upscale SUV has always been a status symbol among car owners. While considered a midsize unit in its class, the Explorer[3] is roomy and offers a powerful drive. The latter is evidenced by its power output of 300 hp, torque of 420 Nm, and a four-wheel drivetrain. This setup makes conquering both city roads and dirt roads an effortless task.
As you can expect from a high-end car, the Explorer is complete with safety and security features. These include a driver airbag, a front passenger airbag, knee airbags, side airbags, curtain airbags, an auto brake system, an anti-lock brake system, electronic brake distribution, a security alarm, stability control, speed-sensing door locks, and more.
Read more: List of Car Insurance Add-Ons: What Coverage Do You Need?
🚗 Ford Mustang Car Insurance
Cheapest annual premium: ₱53,393
*Ford car insurance price is for the 2022 Premium EcoBoost 2.3L Gas A/T
With its premium trim bearing a price tag of over ₱7 million, the Mustang is the most expensive car on this list. Power is what made this car an enduring icon. Its entry-level model can already produce 310 hp and 475 Nm of torque.
This sporty coupe can seat up to four people. All passengers can go on a ride with peace of mind, as this nameplate has a long list of safety and security features. This includes a driver airbag, a front passenger airbag, knee airbags, side airbags, curtain airbags, electronic brake distribution, an anti-lock brake system, a security alarm, stability control, electronic door locks, and a lane departure system, among others.
The car insurance for Ford Mustang is also one of the most expensive on this list. For this unit, you’ll need to shell out around ₱4,400 per month.
🚗 Ford F-150 Car Insurance
Cheapest annual premium: ₱61,009
*Ford car insurance price is for the 2022 Lariat 3.0L Diesel A/T
Larger than life—this is the best phrase to describe the F-150. This full-size pick-up can take you places, thanks to its four-wheel drivetrain and engine that produces 249 hp and 596 Nm of torque.
When it comes to safety, the F-150 is outfitted with a driver airbag, a front passenger airbag, side airbags, curtain airbags, electronic brake distribution, an anti-lock brake system, cruise control, and parking sensors for the front and rear sides. It also has lane departure warning and blind-spot detection systems, electronic door locks, and speed-sensing door locks.
Related reading: Updated List of Car Insurance Companies in the Philippines 2023
Final Thoughts
Ford is one of the most trusted car brands out there, thanks to its history of designing and engineering high-quality driving machines. When buying a Ford car, you’re assured that you’re going to be driving it for a very long time.
Ford car insurance is relatively expensive, given that its nameplates have high price tags. But it’s always possible to find affordable options when you look in the right places.
Find the Cheapest Ford Car Insurance Options on Moneymax
Find the best car insurance for your Ford through Moneymax’s comparison platform. Just input your car brand and model details, such as nameplate and year, to get a list of car insurance options from various insurers.
The best thing about this service? It’s free.
Below, check out some of the top car insurance providers in the country and get your free quote!
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