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FWD Set for Life Investment-linked Insurance

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Add-On Benefits	Coverage
Death Benefit	Added cash benefit upon death or terminal illness
Multiple Critical Illness Benefit	Receive additional cash benefits: ✅ Up to 3x claims upon diagnosis to cover 42 major critical illnesses, including cancer, heart attack, and stroke. ✅ One-time cash benefit when diagnosed with any of the 15 minor critical illnesses, including early-stage cancer, severe osteoporosis, and angioplasty
Critical Illness Benefit	✅ Receive a one-time cash benefit upon diagnosis of the covered 42 major critical illnesses, including heart attack, cancer, and stroke. ✅ Advance a portion of the benefit if diagnosed with any of the 15 minor critical illnesses, including early-stage cancer, severe osteoporosis, and angioplasty
Hospital Cash Benefit	✅ Cash allowance for every day you are hospitalized to help with your bills. Receive 2x of the benefit amount if you are admitted to the ICU.

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Benefits and Features:

Minimum annual premium: ₱50,000 for a 5-year payment term and ₱30,000 for a 10-year payment term
Premium payment term: Quarterly, semi-annual, or annual
Benefit term: 5 years, 7 years, 10 years, or whole life
Other benefits/features:
- Receive a Loyalty Bonus on the 10th year of your policy, recurring every 5 years after that. The bonus will be 2% of the average account value in the past 60 months.
- Get a waiver of premium if you're diagnosed with any of the 42 major critical illnesses or become permanently disabled. Applicable to 5-year and 10-year payment plans only.

Eligibility and Criteria:

Age
- Insured: 15 days old up to 70 years old
- Policy owner: 18 up to to 99 years old
Must be Filipino or a legal resident in the Philippines