UnionBank Cash Back Visa Platinum

UnionBank Cash Back Visa Platinum

Swiping your credit card is better when you can save money in return. So start swiping with a UnionBank Cash Back Visa Platinum to earn up to 6% cash back on groceries and enjoy other rebates. Find out more below!
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Highlights

Annual Fee
₱ 4,500  per year
Min. Annual Income
₱ 180,000
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Cashback Supermarket
Up to 6  %
3 Offers Available
WIN an Apple iPad 9th Generation!
WIN an iPad!
WIN an Apple iPad 9th Generation!

Earn 1 raffle entry when you get approved for a chance to win:

  • Apple iPad 9th Generation

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

WIN an Apple iPhone 16 Plus!
WIN an iPhone 16 Plus!
WIN an Apple iPhone 16 Plus!

+ 3 other gift options

Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:

  • Apple iPhone 16 Plus 256GB
  • Dyson V8 Slim Fluffy
  • Nespresso Lattissima One
  • Fujifilm Instax Mini Evo

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

₱5,000 cash credits
Get THIS welcome gift!
₱5,000 cash credits

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:

  • ₱5,000 eGift

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

  • UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.

Things to consider

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Supermarket rebate

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Exclusive discounts

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Good for beginners

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Rebate cap applied

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Benefits

Rewards

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Cashback Base Rate
0.2  %
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Cashback Supermarket
Up to 6  %
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Quick Facts

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Earn up to 6% cash back on groceries

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Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online

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Get up to 0.20% cash back on all other purchases

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Ideal for: individuals who want to save on their essential spend

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Not required
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 4,500  per year
Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
Minimum Payment
₱ 500

Tags

UnionBank Cash Back Visa Platinum UnionBank Cash Back Visa Platinum