UnionBank Classic Visa Card

UnionBank Classic Visa Card

Do more with a classic credit card. Automate your bills payment, pay up to 36 monthly installment terms with 0% interest, and charge your car insurance in easy installments. Redefine hassle-free with a UnionBank Classic Visa Card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Life insurance coverage
Up to 400,000
Min. Annual Income
₱ 180,000  ₱15,000 Monthly
Rewards Points Baseline
1  point per ₱35
Annual Fee
₱ 1,500  per year

Things to consider

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Free reward points

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Installment

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Contactless payment

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Free life insurance

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Benefits

Rewards

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Rewards Points Baseline
1  point per ₱35

Insurance

digital_wellbeing
Life insurance coverage
Up to 400,000
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Quick Facts

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Automatically charge your utility bills for worry-free payments

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Charge your car insurance in installments

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Earn 1 reward point for every ₱35 spend

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Free life insurance coverage up to ₱400,000

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Pay up to 36 monthly installment terms at 0% interest

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Ideal for: cardholders balancing bills and payments

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000  ₱15,000 Monthly
Landline requirement
Not required
Credit card requirement
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income: ITR, BIR Form 2316, Proof of pension, latest 3 months payslip, or latest 3 months Bank SOA from another bank
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 1,500  per year
Annual Fee Waiver
Yes
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Interest Rate
3  %
Interest on Cash Advance
2.91  %
Cash Advance Service Charge
₱ 200  ₱200 per transaction.
UnionBank Classic Visa Card UnionBank Classic Visa Card

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