UnionBank Gold Visa Card

UnionBank Gold Visa Card

Get a UnionBank Gold Visa credit card and upgrade your shopping experience. Earn one reward point for every ₱35 spend and redeem travel rewards and gift certificates. Plus, get pre-departure lounge access when you travel with this card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Life insurance coverage
Up to ₱ 400,000
Min. Annual Income
₱ 180,000
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Rewards Points Baseline
1  point per ₱35
Annual Fee
₱ 2,500  per year

Things to consider

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Installment

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Airport lounge

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Contactless payment

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Exclusive discounts

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Benefits

Rewards

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Rewards Points Baseline
1  point per ₱35

Insurance

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Life insurance coverage
Up to ₱ 400,000
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Quick Facts

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Non-expiring points: use your points anytime, anywhere

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Enjoy unlimited free access to Marhaba Lounge at NAIA Terminals 1 and 3

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Enjoy 0% interest installment payment plans

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Contactless transactions with Visa payWave

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Free life insurance coverage up to ₱400,000

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Ideal for: cardholders who frequently shop and travel

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 180,000
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Landline requirement
Not required
Credit card requirement
Not required
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Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income: ITR, BIR Form 2316, Proof of pension, latest 3 months payslip, or latest 3 months Bank SOA from another bank.
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 2,500  per year
Annual Fee Waiver
Available
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Interest Rate
3  %
Interest on Cash Advance
2.91  %
Cash Advance Service Charge
₱ 200
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UnionBank Gold Visa Card UnionBank Gold Visa Card

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