UnionBank Miles+ Visa Signature

UnionBank Miles+ Visa Signature

Affordable, safe, and relaxing—these are must-haves in every vacation, and you can have all three when you use your UnionBank Miles+ Visa Signature. Fly out for free by collecting miles after every swipe, get up to ₱1 million travel insurance, and enjoy your complimentary passes to selected airport lounges here and abroad.
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Highlights

Annual Fee
₱ 5,000  per year
Rewards Points Baseline
1  rewards point
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Min. Annual Income
₱ 360,000
Airport Lounge Access
Complimentary passes and exclusive access
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3 Offers Available
WIN an Apple iPad 9th Generation!
WIN an iPad!
WIN an Apple iPad 9th Generation!

Earn 1 raffle entry when you get approved for a chance to win:

  • Apple iPad 9th Generation

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

WIN an Apple iPhone 16 Plus!
WIN an iPhone 16 Plus!
WIN an Apple iPhone 16 Plus!

+ 3 other gift options

Earn 1 raffle entry when you get approved for a chance to win one of four Raffle Gifts:

  • Apple iPhone 16 Plus 256GB
  • Dyson V8 Slim Fluffy
  • Nespresso Lattissima One
  • Fujifilm Instax Mini Evo

Please refrain from applying through other channels while your application with Moneymax is active to remain eligible for the promo.

30,000 Miles
Get THIS welcome gift!
30,000 Miles

Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱40,000 within 60 days of approval to receive the following:

  • 30,000 Miles

Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.

Disclaimer:

  • UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.

Things to consider

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No expiry miles

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Travel insurance

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Airport lounge

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Benefits

Rewards

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Rewards Points Baseline
1  rewards point
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Additional benefits

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Airport Lounge Access
Complimentary passes and exclusive access
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Complimentary Travel Insurance
₱1 million
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Purchase protection
30  days
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Quick Facts

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Earn 1 mile for every ₱30 spend

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Redeem cash credits using your non-expiring miles or convert it to air miles

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Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges

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Get up to ₱1 million travel insurance when you buy your travel ticket using your UnionBank Miles+ Visa Signature

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Get a 30-day Purchase Protection coverage for free

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Ideal for: frequent international travelers

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Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline requirement
Not required
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Credit card requirement
Not required
Required Documents

Regular Employee:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Signed Certificate of Employment

- Proof of income


Self-employed:

- Government-issued ID

- Valid TIN / SSS / GSIS or UMID number

- Audited Financial Statements

- Business registration/permits


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Fees / Repayment

Fees & Charges

Annual Fee
₱ 5,000  per year
Annual Fee Waiver
N/A
Interest Rate
3  %
Interest on Cash Advance
3.04  %
Cash Advance Service Charge
₱ 200
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Late Payment Charge
₱ 1,500
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Forex Conversion Rate
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Tags

UnionBank Miles+ Visa Signature UnionBank Miles+ Visa Signature