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Best Digital Loans in the Philippines

Need cash ASAP? We've got the top online loans that can approve your loan quicky, as fast as 1 hour!
Default Repayment ₱3000 to be repaid in 3 months
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4 mth
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12 mth

Finbro Personal Loan

Finbro Personal Loan
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MoneyCat Cash Loan

MoneyCat Cash Loan
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Kviku Cash Loan

Kviku Cash Loan
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Digido Cash Loan

Digido Cash Loan
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TALA Personal Loan

TALA Personal Loan
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UNO Digital Bank Personal Loan

UNO Digital Bank Personal Loan
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Tonik Quick Loan

Tonik Quick Loan
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CIMB Personal Loan

CIMB Personal Loan
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EasyRFC Multi-Purpose Loan

EasyRFC Multi-Purpose Loan
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What is a digital loan?

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Digital loans are loans are from private lenders (non-bank companies that offer personal loans) or from digital banks. They are usually only available online through the provider's website or app. Digital loans offer short-term loans ideal for individuals who are having difficulty getting loan approval from banks or need cash ASAP. In a nutshell, a digital loan's main attraction is convenience.

How long will it take to get my loan approved?

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Digital loans are known for their fast approval time, taking only an hour to 7 days before approving an application.

How much money can I borrow?

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The money you can borrow from digital loans is smaller compared to bank loans since they have shorter payment terms. You can borrow as low as ₱10,000 and as high as ₱200,000. Some providers can lend you up to ₱2 million.

What are the advantages of a digital loan over a bank loan?

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- Fewer requirements - private lenders only ask for a few documents, with some companies only requiring one document, usually a valid government ID

- Shorter processing and approval time

 - Convenient application process - the loan application process for non-bank companies is usually done online or through an app