Whether you're shopping for your first policy or switching to a new car insurance provider, Etiqa Philippines is one of the options that often pop up when you search online. You're probably wondering if Etiqa car insurance is worth considering.
Etiqa offers plenty of benefits and innovations to make getting a policy and filing a claim easier for its clients. Here's everything car owners should know about this insurance company—including how to get and how to pay Etiqa insurance online.
What is Etiqa Philippines?
Etiqa Life and General Assurance Philippines, Inc. or Etiqa Philippines (via AsianLife and General Assurance Philippines), has been in the industry for over 40 years. Etiqa is headquartered in Kuala Lumpur, Malaysia, and is present in Singapore, Indonesia, Cambodia, and the Philippines.
Etiqa Philippines offers a variety of products that cater to protection, savings, insurance, and investment needs for various segments in the Philippines. The company is a member of the Maybank Group.
Etiqa Auto Insurance in the Philippines
Etiqa Auto Insurance, one of Etiqa Philippines’ insurance products, provides financial protection for policyholders whose vehicles are lost or damaged due to accidents, theft, fire and lightning, and natural disasters. It also provides coverage for liabilities resulting from bodily injuries and death or damage to third-party properties.
🚗 What Does Etiqa Auto Insurance Cover?
You can have your car insured regardless of age and vehicle type—be it a sedan, SUV, pick-up truck, or van. Etiqa also offers insurance for commercial vehicles like buses, trucks, and vehicles for hire.
Etiqa's car insurance policy includes the following types of coverage:
- Acts of God / Acts of Nature - Pays for all damage-related expenses of the insured vehicle due to typhoons, floods, earthquakes, and other natural disasters
- Auto passenger personal - Pays for treatment of injuries of the driver and passengers of the insured vehicle
- Excess bodily injury - Pays a third party for treatment of injuries caused by the insured vehicle in excess of the limits of liability
- Own damage - Pays for damage to the insured vehicle due to an accident while driving
- Theft - Pays for the fair market value of the insured vehicle at the time of loss, as well as lost radio and mag wheels
- Third-party damage - Pays for damage to properties or vehicles caused by the insured vehicle
- 24/7 roadside assistance - Includes towing services, minor on-site repairs, crane services, ambulatory assistance, hospital admission assistance, and other emergency roadside services
Related article: Types of Car Insurance Claims You Can File When the Unexpected Happens
Benefits of an Etiqa Car Insurance Policy
Here's what you can expect when you avail of a car insurance policy from Etiqa Philippines:
✔️ Purchase and Renew Your Policy Online
You can buy your Etiqa insurance policy completely online. No need to go through the hassle of commuting to the company's office. Just grab your laptop or smartphone, connect to the internet, and get car insurance through the Etiqa website.
Even the issuance of the policy is fast, especially if you choose to receive yours via email.
✔️ Customizable Coverage
Through the Etiqa website, you can customize your car insurance policy to include your desired coverage. This is a particularly handy feature if you're on a tight budget.
✔️ Pay Your Policy at 0% Interest
Clients with limited budgets can opt to spread out their premium payments for three months at 0% interest using their Maybank credit card. This way, you won't have to worry about paying extra interest fees.
✔️ Fast Claims Processing
Claims processing for Etiqa car insurance usually takes one to five working days upon submission of complete claim requirements. Such quick claims processing gives policyholders peace of mind after their vehicle gets lost or damaged due to an accident.
Related article: How to Claim Car Insurance: A Complete Guide to the Claim Process
How to Get Etiqa Car Insurance Online
You can easily get a free car insurance quote or apply for a policy through the Etiqa website. Just follow these simple steps:
- Visit the Etiqa Car Insurance Application page at https://shop.etiqa.com.ph/autoinsurance/.
- To view your estimated premium and cost breakdown, select your vehicle's brand, model, and make in the dropdown menus. Click Next.
- Choose your desired coverage. You also have the option to slide the button to set the value of your vehicle which adjusts the premium. Click Calculate Premium.
- If you're ready to proceed, click Apply Now.
- Provide additional details on your vehicle (plate number, chassis number, engine number, and color). Click Next.
- Enter your auto loan information if your vehicle is on a mortgage. If not, just click No. Then click Next.
- Fill out the form. Choose whether you want to receive your policy via email or courier. Click Submit.
- Review your auto insurance policy information and edit if necessary.
- Hit the Submit and Confirm button.
How to Pay Etiqa Insurance Online or In Person
Before your Etiqa car insurance policy can be sent to you, you need to pay your premium. Here are some Etiqa payment methods:[1]
💸 Online Transfer
If your bank is one of Etiqa's partner banks, you can opt to utilize its convenient online transfer facility. After making the payment, send an email with a screenshot of your payment together with your name, policy number, and insurance product to generalinsurance@etiqa.com.ph. Set ONLINE TRANSFER PAYMENT - <POLICY NUMBER> as the subject.
💸 Credit Card
To pay using your credit card, head to Etiqa's office at 2/F Morning Star Center, 347 Sen. Gil J. Puyat Avenue, Makati City. As mentioned above, Maybank credit card holders can pay for three months at 0% interest.
💸 Over-the-Counter Cash Payment
Visit any branch of Etiqa's partner banks, such as Maybank, UnionBank, Security Bank, and BPI, to make a cash payment. Write the following details on the payment slip:
Payment to: ETIQA LIFE AND GENERAL ASSURANCE PHILIPPINES, INC.
For the Account of/Payor’s name: <NAME OF INSURED>
Reference Number: <POLICY NUMBER>
Next, send proof of payment to generalinsurance@etiqa.com.ph. Set BANK DEPOSIT PAYMENT - <POLICY NUMBER> as the subject.
💸 Check Payment
If you prefer to pay via check, make sure to have it payable to ETIQA LIFE AND GENERAL ASSURANCE PHILIPPINES, INC. Indicate the following: Attention: General Insurance / Payment for Non-Life Policy <Policy Number>.
Send it to the following address:
Etiqa Life and General Assurance Philippines, Inc.
2nd Flr., Oppen Building
349 Sen. Gil Puyat Avenue
Makati City, 1209
Read more:
- Where to Pay Your Car Insurance: 9 Convenient Payment Options
- Here's What Happens If You Stop Paying Your Car Insurance
Final Thoughts
If you're looking for the best deals on car insurance, a great choice to consider based on ease of transactions and reliable customer service is Etiqa Philippines. Now that you know how to apply for and how to pay Etiqa insurance online or in person, wouldn't you agree?
If you feel Etiqa isn't quite what you're looking for, broaden your search. Compare products from other providers and apply easily via Moneymax:
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Source: [1] Etiqa Payment Options
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