What UnionBank credit card should I get to qualify for the No Annual Fee Promo?

Just apply for a UnionBank Rewards Card via Moneymax and get approved within the promo period to qualify for the no annual fee welcome gift promo in 2023.

When will I receive the No Annual Fee eligibility confirmation?

UnionBank will send the SMS confirmation within 30 calendar days upon meeting the ₱20,000 spend requirement. The No Annual Fee welcome gift will be fulfilled at the end of the promo period on November 30, 2023.

How do I contact UnionBank for questions about the welcome gift promo?

You may call UnionBank's Customer Service Hotline at (+632) 8841-8600 or send an email to customer.service@unionbankph.com.

Moneymax UnionBank Welcome Gift Promo 2024

Q: Do I qualify for this Moneymax promo if I already have a UnionBank credit card?

This Moneymax promo is valid only for new UnionBank customers who have not had a principal credit card issued by UnionBank or Citibank in the last six months before the application. This means existing UnionBank or Citi credit cardholders are not eligible for the promo. Also, to qualify for the Moneymax welcome gift promo, you must have an active credit card from any bank (excluding UnionBank and Citi) for at least six months.

Calling all music and coffee aficionados—this September, Moneymax offers exciting freebies when you apply and get approved for a UnionBank credit card!

Get Apple AirPods 2 worth ₱8,490; Nescafe Dolce Gusto Mini Me worth ₱6,699; Marshall Willen Speaker worth ₱6,590; or JBL Tune 720BT Wireless Headphones worth ₱4,699. If you want to fund your own gadget purchase, choose Giftaway cash credits worth ₱4,000.

How? Just apply for an eligible UnionBank credit card via Moneymax, get approved within the promo period, and meet the ₱10,000 spend requirement within 60 days from the card approval date.

This Moneymax UnionBank welcome gift promo is open to carded applicants who do not have an existing principal credit card issued by UnionBank or Citi. Promo runs until September 30, 2024 only.

Per DTI Fair Trade Permit No. FTEB-199168 Series of 2024. Terms and conditions apply.

1. Which UnionBank credit card should I get to qualify for this promo?

Apply for a UnionBank credit card (such as the ones below) via Moneymax and get approved within the promo period:

UnionBank Rewards Credit Card

Maximum rewards benefits:
- 1 never-expiring point for every ₱30 spend
- 3x points when you shop and dine here and abroad
- Points can be used to redeem cash credits, gadgets, merchandise, and more

UnionBank U Visa Platinum

No late payment and overlimit fees
10% interest rebates

UnionBank Cashback Card

UnionBank Cash Back Visa Platinum Credit Card

6% cash back on groceries
2% cash back on Meralco bill payments when you pay via UnionBank Online
0.20% cash back on all other purchases

UnionBank PlayEveryday

Gamified points system
1 PlayPoint for every ₱10 spend

UnionBank Lazada Mastercard

6x Lazada Credits for every ₱200 spent on the app
1 Lazada Credit for every ₱200 spent on other transactions
Exclusive discounts from select Lazada merchants

UnionBank Cebu Pacific Gold

1 Go Rewards point for every ₱100 spend at Cebu Pacific
1 Go Rewards point for every ₱200 spend
Exclusive access to Cebu Pacific seat sales

UnionBank Go Rewards Gold

1 point for every ₱200 spend
1 Go Rewards point = ₱1
Exclusive offers and deals from Go Rewards partners

We're sorry, but this Moneymax promo is valid only for new UnionBank customers who have not had a principal credit card issued by UnionBank or Citibank in the last six months before the application. This means existing UnionBank or Citi credit cardholders are not eligible for the promo.

3. What are the eligibility criteria for the free Moneymax gift promo?

You must:

Be 21 years old and above
Have a valid e-mail or residential address in the Philippines for receiving the welcome gift
Have an active credit card from any bank (excluding UnionBank and Citi) for at least six months
Have a minimum annual income of at least ₱180,000, depending on the card
Spend at least ₱10,000 using your UnionBank credit card within 60 calendar days from the card approval date

4. What documents should I submit to complete my UnionBank credit card application?

Your valid government-issued ID with photo and signature
Proof of income (ITR, certificate of employment, latest three-month payslip, etc.)

5. Which Moneymax UnionBank welcome gift should I choose?

Already use an iPhone or any other Apple device? Go for the Apple AirPods 2 worth ₱8,490. Enjoy its smooth integration into the Apple ecosystem, five hours of listening to your favorite songs, and easy access to Siri.

Love hosting house parties? The Marshall Willen Speaker worth ₱6,590 delivers the signature high-fidelity Marshall tuning. Should the fun last until the wee hours, don't worry—it offers over 15 hours of playtime.

If you prefer a more immersive, bass-heavy music experience, choose the JBL Tune 720BT Wireless Headphones worth ₱4,699. It offers the signature JBL Pure Bass Sound. Download the free JBL Headphones App to customize the sound!^[1]

For those who can't survive without coffee, it's a no-brainer—get the Nescafe Dolce Gusto Mini Me worth ₱6,699. Use it as your own tiny personal barista and prepare a variety of cafe-quality drinks, customized to your preference.

If none of the gifts above pique your interest, pick the Giftaway cash credits worth ₱4,000 instead. Redeem your gift at Beyond the Box, Digital Walker, JBL, Power Mac Center, and over 14,600 other locations nationwide.^[2]

6. How to claim my free welcome gift from Moneymax?

After submitting your UnionBank credit card application, just sit back and relax.

If you choose any of the physical gifts and UnionBank approves your application, you'll receive a confirmation e-mail from Moneymax within 12 weeks. You will then receive the gift at your registered address after an additional 12 to 15 weeks.

For the Giftaway cash credits, once Moneymax receives confirmation of approval you'll receive them via e-mail after 10 to 14 business days.

Refer to the terms and conditions for more information.

Compare UnionBank Credit Cards via Moneymax

Each UnionBank credit card comes with features that suit every need. Choose from this list of credit cards:

Credit Card	Annual Fee	Minimum Annual Income Requirement	Key Features
	Free for life	₱180,000	Zero late payment and overlimit fees 10% interest rebates
UnionBank Rewards Credit Card	₱2,500	₱180,000	1 point per ₱30 spend 3x points for shopping and dining locally and overseas Non-expiring points can be redeemed for cash credits, gadgets, merchandise, and more
UnionBank PlayEveryday	₱1,500	₱360,000	Gamified points system 1 PlayPoint for every ₱10 spend
UnionBank Lazada Credit Card	₱3,000	₱360,000	6x Lazada Credits for every ₱200 spent on the app 1x Lazada Credit for every ₱200 spent on other transactions Free shipping and sale vouchers
UnionBank Go Rewards Gold Credit Card	₱3,000	₱360,000	1 Go Rewards points for every ₱200 spend Complimentary Go Rewards Black Membership Exclusive Go Rewards deals
UnionBank Cebu Pacific Gold Credit Card	₱3,000	₱360,000	1 Go Rewards point for every ₱100 spend at Cebu Pacific 1 Go Rewards point for every ₱200 spend
UnionBank Cash Back Platinum Visa	₱4,500	₱180,000	6% rebate on supermarket purchases 2% cash back on Meralco payments 0.20% cash back on all other purchases