Swipe, Tap, and Save: 41 Credit Card Promos in the Philippines

Jay Pagkatotohan

Jay Pagkatotohan

Last updated May 15, 2024

Much has been said about the convenience credit cards offer. But if there’s one thing that draws a lot of people in, it’s the wide range of promos, freebies, and discounts.

Sure, it’s the credit card companies’ way to get you to spend. But you can’t deny that you can save a lot on your purchases with these credit card promos in the Philippines. As a wise credit cardholder, you get to enjoy convenient and rewarding spending.

This 2024, there are deals for new cardholders, discounts for diners, offers for jet setters, and special rates for shopaholics. Keep reading to learn more.

Credit Card Promos in the Philippines for New Cardholders

The great thing about being a new credit cardholder is receiving a welcome gift. These credit card application promos also give you a sneak peek at the deals and promos you can get once you become a loyal cardholder.


🎁 Free Gift from Moneymax: Apple AirPods 2, Dolce Gusto Mini Me, Marshall Willen, JBL Tune 720BT, or Giftaway Cash Credits

moneymax unionbank credit card welcome gift

Eligible card: UnionBank credit cards

Promo period: Until September 30, 2024

Get Apple AirPods 2 worth ₱8,490; Nescafe Dolce Gusto Mini Me worth ₱6,699; Marshall Willen Speaker worth ₱6,590; JBL Tune 720BT Wireless Headphones worth ₱4,699; or Giftaway cash credits worth ₱4,000!  Just apply for any eligible UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank welcome gift promo runs until September 30, 2024 only.

Per DTI Fair Trade Permit No. FTEB-199168 Series of 2024. Terms and conditions apply.

Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.



Apply for a UnionBank credit card via Moneymax:

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
  • 3x non-expiring reward points when you shop and dine here and abroad
  • 1 non-expiring reward point for every ₱30 spend

Read more: How to Apply for a UnionBank Credit Card in 3 Easy Steps



🎁 Free Gift from Moneymax: Cash Credits, Dolce Gusto Genio S Basic, Sony WH-CH520, JBL Go 4, or Xiaomi Redmi Bluetooth Soundbar

moneymax metrobank credit card promo

Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®

Promo period: Until September 30, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose between a Nescafe Dolce Gusto Genio S Basic worth ₱7,199; Sony WH-CH520 Wireless Headphones worth ₱3,299; JBL Go 4 Ultra-portable Bluetooth speaker worth ₱2,599; or Xiaomi Redmi Bluetooth Soundbar worth ₱2,499; or Giftaway cash credits worth ₱2,500.

This Moneymax Metrobank eGift/Dolce Gusto/Sony/JBL/Xiaomi promo runs until September 30, 2024 only. Hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-199163 Series of 2024. Terms and conditions apply. 

Note: Applicant must be an existing credit cardholder in good standing for at least six months.



Not sure which Metrobank credit card to get? Compare your options and apply via Moneymax:

Metrobank Titanium Mastercard®

Metrobank Titanium
  • 2x rewards points on dining, department store, and online purchases
  • 1 rewards point for every ₱20 spend

Metrobank Platinum Mastercard®

Metrobank Peso Platinum Mastercard
  • 1 rewards point for every ₱20 spend
  • Up to 50% off on premium dining offers

Metrobank World Mastercard®

Metrobank World Mastercard
  • 2x rewards points for international purchases
  • 1 rewards point for every ₱20 spend
  • Up to 50% off on luxury dining deals

Read more: How to Apply for a Metrobank Credit Card Online: An Updated 2024 Guide



🎁 Free Gift from Moneymax: Giftaway Cash Credits, JBL Flip 6, or Dolce Gusto Piccolo XS

moneymax hsbc credit card promo

Eligible cards: HSBC Red Mastercard, Live+ Credit Card

Promo period: Until September 30, 2024

Not an HSBC credit cardholder yet? Apply for an eligible HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting welcome gift! Choose from free Giftaway cash credits worth ₱3,000, a JBL Flip 6 worth ₱7,499, or a Dolce Gusto Piccolo XS worth ₱5,199.

This Moneymax HSBC Giftaway/JBL/Dolce Gusto promo runs until September 30, 2024 only. Hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-201324 Series of 2024. Terms and conditions apply. 



Compare HSBC credit cards and apply via Moneymax:

HSBC Red Mastercard

HSBC Red Mastercard
  • 4x rewards points on online and overseas transactions, shopping, and dining
  • 3% fuel rebate all year round

HSBC Gold Visa Cash Back

  • 5% cash back on dining transactions
  • 3% fuel rebate all year round

HSBC Platinum Visa Rebate

  • 5% rebate on shopping and travel
  • 1% rebate on insurance payments
  • 0.50% rebate on everything else

Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers



Ready to get a Security Bank credit card? Apply via Moneymax below:

Security Bank Gold Mastercard

Security Bank Gold Mastercard

  • 1 non-expiring rewards point for every ₱20 spend 
  • Worldwide acceptance and exclusive Mastercard promos 
  • Up to five supplementary cards (the annual fee for the first supplementary card is waived for life)
  • Unlimited Marhaba Lounge access at NAIA 1 and 3

Security Bank Complete Cashback Mastercard

Security Bank Complete Cashback Platinum Mastercard

  • Cashback of up to 5% on five essential expenses: groceries, gas, utilities, dining, and shopping 
  • As much as ₱12,000 cashback annually 
  • Exclusive Mastercard promos and discounts

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard
  • 2 rewards points for every ₱20 spend
  • Free travel insurance 
  • Access to airport lounges worldwide via LoungeKey
  • Mastercard E-Commerce Purchase Protection of up to US$200

Security Bank World Mastercard

Security Bank World Mastercard

  • 3 rewards points for every ₱20 spend
  • Membership to more than 1,000 lounges in over 500 airports worldwide
  • Free travel insurance coverage up to ₱10 million
  • Dining, spa, and retail offers from select exclusive airport merchants
  • Mastercard E-Commerce Purchase Protection of up to US$200

Read more: Security Bank Credit Card Application in 5 Quick Steps


💳 No Annual Fees for Metrobank Titanium Mastercard®

credit card promos in the philippines - metrobank titanium no annual fee

  • Eligible card: Metrobank Titanium Mastercard®
  • Promo period: Until August 31, 2024

Got a newly approved Metrobank Titanium Mastercard®? Reach the required annual spend of ₱180,000 to get your annual fee waived. For your reference, the annual fee for Metrobank Titanium Mastercard® is ₱2,500. 

For this credit card application promo, you need to accumulate the valid spend 12 months from the date of your card approval. Take note that accepted transactions include only straight retail transactions, online transactions, Bills2Pay transactions, and cash advances. 

💳 Free ₱5,000 GCash Credits 

credit card promos in the philippines - security bank free 5,000 gcash

  • Eligible card: Security Bank World Mastercard
  • Promo period: Until June 30, 2024 

The Security Bank World Mastercard helps you unlock some of life’s finest pleasures, from shopping to travel. Get ₱5,000 GCash credits when you apply for this card, get approved subsequently, and meet the required minimum single or accumulated spend worth ₱90,000 within 60 calendar days from your card approval date. 

Note that credit card applicants shouldn’t have a previous or existing principal credit card issued by Security Bank in the last six months prior to application. 

💳 ₱15,000 eGCs and Waived Annual Membership Fee for BPI

  • Eligible cards: BPI Platinum Rewards Card, Gold Rewards Card, or Rewards Card
  • Promo period: Until June 30, 2024

If you’re looking for big and exciting rewards, consider applying for BPI credit cards. On top of receiving ₱15,000 eGCs, you can avail of the waived annual fees when you meet the bank’s spend requirement. 

To join the promo, register via the registration portal[1] using the unique promo code sent to you by the bank. This credit card application promo is open to applicants who don’t have an existing principal BPI credit card or previous cards that were canceled within the last six months.


Don't have a BPI credit card yet? Check out your options:

BPI Rewards Card

BPI Rewards Card
  • 1 BPI Point for every ₱35 spend
  • Flexible installment plans with terms of up to 36 months
  • Free travel insurance of up to ₱2 million
  • A variety of year-round discounts and perks

BPI Amore Cashback Card

BPI Amore Cashback Card
  • Up to 4% cash back on supermarkets and department store spend
  • Up to 1% cash back on drugstore and bills payment spend
  • Up to 0.3% cash back on all other local retail spend
  • Unlimited access to exclusive customer and family lounges in Ayala Malls
  • One of the lowest forex conversion rates at 1.85%

BPI Gold Rewards Card

BPI Gold Rewards Card
  • 1 BPI Point for every ₱35 spend
  • Flexible installment plans with terms of up to 36 months
  • Free travel insurance of up to ₱10 million
  • A roster of discounts all year round

BPI Edge Card

BPI Edge Card
  • 1 BPI Point for every ₱50 spend
  • Flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Deals and discounts all year round

Petron BPI Card

Petron BPI Card
  • 3% rebate on fuel (maximum of ₱15,000 per year)
  • Free ₱200 fuel voucher for first-time cardholders
  • Flexible and convenient installment plans
  • Credit limit to cash

Read more: 


💳 100,000 Rewards Points with RCBC Visa Infinite Card

credit card promo philippines - rcbc rewards points

Eligible card: RCBC Visa Infinite 

One of the best credit card promos in 2024 for new card holders, this deal entitles you to 100,000 rewards points as long as you meet RCBC’s required spend. Just make a minimum single-receipt or accumulated spend of ₱60,000 using your new RCBC Visa Infinite credit card within 60 days from the card’s delivery. 

Once you meet the required spend, just head to RCBC’s promo registration page and input your card details.[2]

Read more: How to Apply for a Credit Card in RCBC: Online and In-Branch Guide

💳 Up to 2,000 Mabuhay Miles Welcome Gift 

Eligible cards: PNB-PAL Mabuhay Miles World Mastercard, Mabuhay Miles Platinum Mastercard, and Mabuhay Miles NOW Mastercard

Love flying with Philippine Airlines? If so, a PNB-PAL Mabuhay Miles credit card is a must-have! Once you get your hands on it, you’ll receive up to 2,000 Mabuhay Miles as a welcome gift. 

Here’s the reward scheme: 

  • 1,000 Mabuhay Miles for PNB-PAL Mabuhay Miles NOW Mastercard
  • 2,000 Mabuhay Miles for PNB-PAL Mabuhay Miles Platinum Mastercard and Mabuhay Miles World Mastercard

Your PNB-PAL Mabuhay Miles credit card also earns miles fast. Depending on your card tier, you can earn 1 Mabuhay Miles for as low as ₱30 spend. 

💳 ₱500 Discount Welcome Gift on Select Items at The Travel Club

Eligible cards: PNB-The Travel Club Platinum Mastercard

Make traveling convenient with trusty pieces of luggage. Source your new bag or suitcase from The Travel Club. 

In case you’re a loyal patron of this brand, it would be practical to get the PNB-The Travel Club Platinum Mastercard. Its credit card application promo for 2024 entitles you to a welcome gift—a ₱500 discount on select regular-priced items. 

Other perks include the following: 

  • Free annual fee for life 
  • 15% discount on regular-priced The Travel Club brands during your birthday month
  • 5% discount at all The Travel Club shops (except consigned items)
  • 1% rebate on The Travel Club installment transactions
  • 1 rewards points for every ₱40 spend
  • Waived repair service fee even if it’s past the warranty period

Credit Card Promos in the Philippines for Travel 2024

Turn your dream vacations into reality with the following credit card promos for travel: 

💳 Up to 50% Discount on Okada Manila Vouchers

  • Eligible cards: All UnionBank credit cards  
  • Voucher valid: Until December 10, 2024

If you used your UnionBank credit card between December 8 and 10, 2023 to book a stay at Okada Manila, you probably got up to 50% off on vouchers for accommodation. In case you haven’t used the said voucher, this is your reminder to use it since it’s valid until December 10, 2024. 

This credit card promo Philippines lets you enjoy the following rates at Okada Manila: 

  • 25% off Grand Deluxe Rooms 
  • 26% to 50% off Deluxe Twin Rooms
  • 27% off Premium Suite Rooms 
  • 40% off The Sole Retreat Spa 
  • 50% off Les Fleurs Hand-Tied Bouquet (valued at ₱8,000)

💳 10% Cashback on Booking.com

  • Eligible cards: All UnionBank Visa credit cards
  • Promo period: Until December 31, 2024 

Booking.com is a treasure trove of high-quality yet affordable accommodations. But with a UnionBank Visa credit card, you can get more out of this hospitality platform. 

Pay for your accommodation with your UnionBank Visa credit card and get a 10% cashback. The best thing about this promo? It’s valid until December 31, 2024, giving you a lot of time to plan your trip. 

💳 Up to 30% Off at Two Seasons Hotel 

credit card promos in the philippines - metrobank up to 30% off two seasons

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Robinsons, and Toyota
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback, and Travel Platinum
  • Booking period: Until January 14, 2025
  • Stay period: Until January 30, 2025 

Who says you need to break the bank to enjoy a luxurious tropical retreat? Some credit card promos in the Philippines let you save money on lavish escapades—just check out Metrobank!

Use your Metrobank credit card to enjoy discounts at Two Seasons Hotel properties. Enjoy 30% off rooms based on published rates at the following Two Seasons Hotel locations: 

  • Two Seasons Boracay Resort 
  • Two Seasons Coron Bayside Hotel 
  • Two Seasons Island Resort (minimum of a two-night stay)

Your Metrobank credit card also entitles you to a 10% discount on food and beverage at the said properties. However, keep in mind that you can avail of this perk only when you stay at the hotel or resort.

💳 7% Discount on Hotel Bookings at Expedia 

  • Eligible cards: All HSBC credit cards
  • Promo period: Until December 31, 2024
  • Travel period: Until June 30, 2025

HSBC is one of the best credit cards for travel here and abroad. Case in point, it lets you enjoy a 7% discount when you book your accommodations on Expedia. 

You have a lot of time to plan your trip as this credit card promo is valid until the end of the year. Keep in mind that this offer is non-transferrable and cannot be exchanged for cash and other products.

💳 10% Discount on Rates at Dusit.com 

  • Eligible cards: All HSBC credit cards
  • Promo period: Until December 31, 2024  

Dusit properties are known for their lavishness and exclusivity. Experience a wonderful stay at one of these hotels for less by using your HSBC credit card. 

Book your stay on Dusit.com and get a 10% discount on all rates. Participating Dusit hotels in the Philippines include the following: 

  • Dusit Thani Manila
  • Dusit Thani Mactan Cebu
  • Dusit Thani Lubi Plantation Resort
  • Dusit Thani Residence Davao
  • dusitD2 Davao 

The discount also applies to certain Dusit hotels in the following countries: Thailand, China, Egypt, Japan, Maldives, Qatar, Singapore, UAE, USA, and Vietnam. 

💳 Exclusive Rates at LIHIM Resorts El Nido

credit card promo philippines - security bank lihim el nido

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until May 15, 2024
  • Stay period: Until May 31, 2024 

Wash your worries away by going on a tropical holiday in El Nido, Palawan. If you’re opting for a luxurious stay, book your villa at LIHIM Resorts El Nido. Avail of the following special rates when you pay with your Security Bank credit card: 

Room Number of Guests Number of Beds 3-Day, 2-Night Stay (Monday-Thursday) 3-Day, 2-Night Stay (Friday-Sunday)
Luxury Villa Two One king bed or two queen beds ₱139,700 ₱141,700
Seaside Villa Two One king bed ₱149,960 ₱151,960
Premium Villa Two One king bed ₱157,940 ₱159,940
Presidential Villa Two One king bed ₱191,000 ₱193,000
Two-Bedroom Premium Villa Four One king bed and two queen beds ₱250,900 ₱252,900

 

This travel credit card promo also entitles you and your companions to the following: 

  • Roundtrip air tickets via Airswift 
  • Roundtrip transfers (land and boat)
  • 10,000 dining credits 
  • Daily breakfast sets
  • One-time set-up of full minibar with a bottle of wine
  • Personalized butler service
  • Two-time Warm Bamboo Massage (60 minutes)
  • One-day tour to two locations with food and beverage
  • Access to resort facilities: swimming pool, sauna, basketball and tennis courts, fitness studio, lounges, non-motorized water and sports equipment

💳 15% Discount on Deluxe Rooms at Manila Hotel 

  • Eligible cards: All Security Bank credit cards 
  • Promo period: Until September 15, 2024 

This is the best credit card promo for those who want a luxurious home base while exploring Manila. With your Security Bank credit card, you’re entitled to a 15% discount on Deluxe Rooms based on the best available rates. 

To book your stay and enjoy this deal, you need to call or email the hotel. You’ll also be required to pay the reservation fee or the full amount online via the payment link sent to you by the hotel. 

💳 10% Off at Splash Island

credit card promos philippines - pnb 10% off splash island

  • Eligible cards: All PNB credit cards
  • Promo period: Until August 31, 2024

Take your family and friends on a water-filled getaway at Splash Island. If you want to stay the night, use your PNB credit card to avail of a 10% discount on overnight glamping accommodation. This also gives you access to different amenities and activities. 

Compare credit cards with Moneymax

Credit Card Promos in the Philippines for Dining 2024

You can’t talk about credit card promos without mentioning exclusive dining deals. After all, the origins of the modern charge card can be traced back to dining.[3] Check out some of this year’s most exciting credit card promos for dining this 2024.

💳 Free Special Menu Items from LJC Restaurant Group

credit card promo philippines - unionbank ljc restaurant group

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until June 15, 2024

If you’re a Pinoy cuisine lover through and through, this is one of the best credit card promos for you. With your UnionBank credit card, you’ll receive free special items for a minimum spend of ₱2,000. 

Here are the participating restaurants and their corresponding freebies: 

  • Abe (except Abe Solaire) – Pastel de Lengua
  • Cafe Adriatico – Fillet of Sole Toscana
  • Lorenzo’s Way – Rosemary Chicken
  • Bistro Remedios – Crispy Bahney 
  • Fely J’s Kitchen – Pork Estufada Bisaya 
  • Larry’s Café and Bar – Penne Caprese

The deals are valid the whole day from Monday to Friday. 

💳 45% Off at Mesa

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until September 29, 2024

Another top credit card promo for Filipino cuisine lovers comes from UnionBank and Mesa. 

Use your UnionBank credit card to enjoy 45% off the exclusive set meal for four to five diners at Mesa. This set includes the following: 

  • Tinapa Roll
  • Mixed Vegetables
  • Crispy Pork Ribs Kare-Kare
  • Shrimp in Lemon Butter
  • Locanton Overload
  • Crispy Leche Flan
  • Carafe of Soda or Iced tea
  • Plain Rice 

This promo applies to both dine-in and take-out transactions. You can enjoy this deal in all Mesa branches nationwide. Take note, however, that it’s valid only from Monday to Friday, except on regular and special non-working holidays and other special occasions. 

💳 30% Discount at Select Crowne Plaza Restaurants During Your Birth Month

  • Eligible cards: Metrobank Peso Visa/Mastercard®, Vantage Visa/Mastercard®, M Free Mastercard®, Titanium Mastercard®, Platinum Mastercard®, World Mastercard®, PSBank Credit Mastercard®, Toyota Mastercard®, Robinsons Mastercard®, NCCC Mastercard®, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, and Travel Platinum Visa
  • Promo period: Until December 31, 2024

Make your birth month truly special by celebrating it at Crowne Plaza. Use your Metrobank credit card to enjoy a 30% discount at 7 Corners Restaurant and Xin Tian Di. 

Here are the promo mechanics: 

  • 7 Corners Restaurant – 30% discount on lunch and dinner buffet. Minimum of two diners and a maximum of eight diners
  • Xin Tian Di – 30% discount on dim sum lunch buffet. Minimum of two diners and a maximum of eight diners
  • Set menu/a la carte – 30% discount on food bill for a minimum single-receipt spend of ₱5,000 and a maximum single-receipt spend of ₱15,000 

💳 50% Discount at Select Baker J Branches

  • Eligible cards: All HSBC credit cards
  • Promo period: Until June 25, 2024

Who doesn’t love exquisitely made breads and pastries? Get your fix at Baker J, a culinary brand specializing in French cuisine. 

Pay with your HSBC credit card and get a 50% discount on your total bill at the following Baker J branches: 

  • Alabang 
  • Tagaytay
  • Bonifacio Global City 
  • Clark 

This offer comes with a minimum spend requirement of ₱3,000 and applies to dine-in and take-out transactions only. You can enjoy this deal every Monday and Tuesday, from 11:00 a.m. to 2:00 p.m.

💳 Up to 30% Off Dining at Admiral Hotel Manila 

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until November 30, 2024

Whether you’re planning a staycation or a reunion with your friends, the restaurants at Admiral Hotel Manila are the places to be. With your Security Bank Mastercard, you can avail of up to 30% off on the following restaurants: 

  • Coconut Grove – 15% discount on food and beverage
  • Ruby Wong’s Godown – 15% discount on food and beverage
  • Admiral Club Manila Bay – 30% discount on buffet

Note that the deal applies to a maximum of 30 guests for group reservations. While you’re at it, your Security Bank credit card also entitles you to a 20% discount on the hotel’s spa treatments.

💳 10% Discount at Fields Restaurant by The Bayleaf Cavite 

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Corporate Card, eCredit Card, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, and Signature Card
  • Promo period: Until July 31, 2024

Cavite is home to relaxing havens, such as The Bayleaf Hotel. While here, indulge in delicious dishes at Fields, the hotel’s all-day dining café. This venue treats you to the panoramic view of the Governor’s Drive. 

Dine with your BPI credit card to enjoy a 10% discount. The best deal about this promo? It doesn’t have a minimum spend requirement. It’s also valid for dine-in and take-out transactions.

💳 Up to 50% Discount at Marco Polo Ortigas Manila Restaurants 

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Corporate Card, Edge Card, Rewards Card, Gold Rewards Card, Platinum Rewards Card, Signature Card, and Petron BPI Card
  • Promo period: Until December 31, 2024

Located in the colorful and bustling business district of Ortigas, Marco Polo Ortigas Manila accommodates travelers not only with well-appointed rooms but also with delicious dishes. From buffets to cocktails, the hotel’s restaurants have them all! 

As one of the best credit card promos in the Philippines for foodies, this BPI perk allows you to enjoy the following:

Restaurant Promo Conditions
Cucina
  • 50% discount for BPI Signature Card
  • 20% discount for other participating BPI credit cards
  • Minimum single-receipt receipt worth ₱5,000 for the a la carte menu
  • Minimum of two diners and a maximum of 10 diners for the buffet and CityZen
Vu’s Sky Bar and Lounge
  • 30% discount for BPI Signature Card
  • 10% discount for other participating BPI credit cards
  • Applicable only to available platters on the regular menu
  • Dine-in transactions only
  • Prior reservation required
Connect Lounge
  • 30% discount for BPI Signature Card
  • 10% discount for other participating BPI credit cards
  • Applicable only to Afternoon Tea Offer (2:30 p.m. to 5:30 p.m. daily)
  • Dine-in transactions only
  • Prior reservation required

 

💳 10% Off at Earl of Sandwich

  • Eligible cards: All RCBC credit cards
  • Promo period: Until September 15, 2024

If gourmet sandwiches are your thing, Earl of Sandwich can give you your fix. Pay with your RCBC credit card to enjoy a 10% discount on your order. This promo is valid for both dine-in and take-out transactions unless stated otherwise. 

💳 15% Off at The Canary

credit card promos philippines - pnb 15% off canary

  • Eligible cards: All PNB credit cards
  • Promo period: Until July 14, 2024

In case you’re staying at the F1 Hotel, drop by The Canary and relish its scrumptious fares while you soak in the cozy ambiance. It makes a great hangout place on a Friday or weekend night!

Pay with your PNB credit card and enjoy a 15% discount on your a la carte meals. To avail of the promo, you must charge your entire bill to your credit card. 

💳 15% Off at Oori During Your Birth Month

  • Eligible cards: All PNB credit cards
  • Promo period: Until August 31, 2024

Oori, a Korean restaurant at Sheraton Manila Hotel, is out to satisfy your K-ravings. Whether you’re planning to celebrate your birthday here on the day itself or within your birth month, you get to enjoy 25% off your order. To avail of this promo, just use your PNB credit card. 

Take note that this promo applies only to the total bill with a minimum spend of ₱3,000. A minimum of two diners and a maximum of 10 diners are required. This deal is valid for dine-in only, during lunch and dinner from Monday to Sunday. 

This promo is open only to qualified PNB credit cardholders whose birthdays fall within the promo period.

Credit Card Promos in the Philippines for Shopping 2024

One good reason to use a credit card when shopping is to earn rewards points. But more than that, you can save a lot of money through special deals and promos. Shop and save with these exciting credit card offers for 2024!

💳 15% Discount at Designer Blooms  

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until December 31, 2024

Whatever the occasion, flowers are one the best gifts you can give. Let Designer Blooms help you with its selection of beautiful blooms. Use your UnionBank credit card to enjoy a 15% discount. 

This credit card spending promotion has a minimum spend requirement of ₱3,600. Avail of the deal by visiting the official website of Designer Blooms[4] and using the promo code BLOOMS15

You can also avail of this promo in-store at the following branches: 

  • Rockwell
  • Robinsons Magnolia
  • Central Square BGC
  • Uptown BGC
  • Alabang Town Center 

💳 0% Installment at Smart Stores  

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until December 31, 2024

You can now enjoy 0% installment at Smart stores with UnionBank’s PayEasy. This payment scheme lets you enjoy installment terms of up to 24 months for a minimum spend of ₱3,000. 

This credit card promo applies to both Smart prepaid and postpaid subscribers. It’s valid at Smart shops in Metro Manila and select stores nationwide.

💳 5% Rebate from Metrobank 

  • Eligible cards: All new and existing Metrobank Cashback Platinum Visa cards
  • Promo period: Until August 31, 2024

Using your Metrobank Cashback Platinum Visa card on recurring expenses, such as groceries and utilities, is rewarding since it earns rebates. But there’s another reason to be happy about using this credit card.

Until August 31, 2024, enjoy a 5% rebate on all grocery, school, telecom, and bookstore purchases with no additional spending required. You also get 0.2% cashback on all other retail purchases.  

This credit card spending promotion for 2024 is open to all existing principal and supplementary Metrobank Cashback Platinum Visa cardholders. New cardholders can still enjoy this deal if they get their card within the promo period.

💳 0% Installment at Sunjewel  

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback, and Travel Platinum
  • Promo period: Until December 31, 2024

Whether you like collecting jewelry or just want something to match your style, Sunjewel has luxurious and eye-catching pieces to choose from. 

With this credit card promo for 2024, you can get one free watch box or jewelry travel box worth ₱3,000. Get this freebie for a minimum single-receipt purchase worth ₱75,000. 

To qualify for the freebie, you must personally purchase a product at Sunjewel’s main branch located at Shangri-la Plaza, Mandaluyong City. This promo only applies to 0% installment spends of up to 12 months. Straight purchases aren’t covered. 

All 0% installment transactions are subject to the bank’s approval and are valid only if monthly dues are fully paid.

💳 Up to 20% Off Shipping Fees at ShippingCart

  • Eligible cards: All HSBC credit cards
  • Promo period: Until March 31, 2025

Shopping abroad without boarding a plane? That’s possible with ShippingCart. You can get items from the US, the UK, South Korea, Australia, and Japan without shelling out a large amount of money.[5] Use your HSBC card to enjoy exclusive and discounted shipping fees at ShippingCart. 

New customers get 25% off air and sea shipping fees, capped at US$20. Use the promo code HSBCNEW24. The said code is valid for one-time use only. No minimum weight required. 

Existing customers, meanwhile, can enjoy a 20% discount on air shipping fees, capped at US$24. Use the following promo codes for the following months: 

  • HSBCMAY24 - May 1 to 31, 2024
  • HSBCJUN24 - June 1 to 30, 2024
  • HSBCJLY24 - July 1 to 31, 2024
  • HSBCAUG24 - Aug 1 to 31, 2024
  • HSBCSEP24 - Sep 1 to 30, 2024
  • HSBCOCT24 - Oct 1 to 31, 2024
  • HSBCNOV24 - Nov 1 to 30, 2024
  • HSBCDEC24 - Dec 1 to 31, 2024
  • HSBCJAN25 - Jan 1 to 31, 2025
  • HSBCFEB25 - Feb 1 to 28, 2025
  • HSBCMAR25 - Mar 1 to 31, 2025

For existing users, the minimum weight requirement is 12 lbs. The promo code is valid for one-time use for ShippingCart US or UK warehouses. 

💳 10% Discount on Wines at Winery.ph 

  • Eligible cards: All HSBC credit cards 
  • Promo period: Until December 31, 2024 

Cap your work week with an invigorating bottle of wine. If you prefer some company, host a cookout at home and let everyone enjoy your favorite spirits. 

Get your vino from Winery.ph and enjoy a 10% discount on wine imports when you pay with your HSBC credit card. Use the code HSBCWPH10 to enjoy the deal. The promo code is valid for multiple uses within the promo period. 

💳 10% Discount on Bridal Gowns at Francis Libiran Bridal

credit card promos in the philippines - security bank 10% discount francis libiran

  • Eligible cards: Security Bank Classic Mastercard, Gold Mastercard, Next Titanium Mastercard, Wave Mastercard, Platinum Mastercard, Complete Cashback Platinum, and World Mastercard 
  • Promo period: Until August 15, 2024

Brides-to-be, here’s one of the most exciting credit card promos this 2024 for you! Get your dream wedding gown from Francis Libiran Bridal with your Security Bank credit card and enjoy a 10% discount. This promo applies to both ready-to-wear and custom-made pieces. 

Your Security Bank credit card also entitles you to the following:

  • 0% ChargeLight Installment and Charge Now, Pay Later for up to six months
  • Free veil for all purchases using 0% ChargeLight installment or Charge Now, Pay Later

💳 Up to 15% Discount at Takashimaya Shopping Center in Singapore 

  • Eligible cards: BPI Rewards Card, Gold Rewards Card, Platinum Rewards Card, Corporate Card, Edge Card, and Petron BPI Card
  • Promo period: Until December 31, 2024

Flying to Singapore soon? Go on a shopping marathon at Takashimaya Shopping Centre and enjoy up to 15% discount at select specialty stores. 

Participating merchants include the following:

  • Giorgio Armani
  • Maison Francis Kurkdjian
  • Shanghai Tang
  • Maison Margiela Paris
  • NARS
  • Diptyque
  • Benjamin Barker
  • Byredo
  • Elixir
  • Spectacle Hut

Note that stores have their own offers and conditions.

💳 ₱200 Off at MetroMart 

credit card promo philippines - bpi metromart

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Corporate Card, eCredit Card, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, Rewards Card, and Signature Card
  • Promo period: Until December 31, 2024

Grocery shopping is more convenient with MetroMart. Shop via its website or mobile app and enjoy ₱200 off your purchase with your BPI credit card. Just use the promo code BPI200.

To enjoy this credit card promo in the Philippines, you must meet the required minimum spend of ₱3,000. The perk applies to both new and existing users. You can also use the promo code for up to two times.

Final Thoughts

Avail of the best credit card promos in the Philippines this 2024 to save money and get free gifts. But while it’s wise to take advantage of these deals, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever you choose to grab, always use your card responsibly.

Planning to get a new credit card? Let Moneymax help you find the best credit cards to apply for!

Compare credit cards with Moneymax

Sources:

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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