Credit Cards by BPI

BPI Rewards Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
Free reward points
Travel insurance
Installment
Exclusive discounts
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for: money-savvy shoppers looking to go cashless
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the BPI Rewards Card or BPI Gold Rewards Card via Moneymax to get shopping eGCs worth ₱6,000 for BPI depositors (₱3,000 for non-BPI depositors). Plus, earn 1 BPI reward point per ₱35 spend! Cardholder must register via the BPI portal and spend at least ₱30,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

BPI Gold Rewards Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
Shopping points
Travel insurance
Insurance installment
Exclusive discounts
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance up to ₱10 million
- Enjoy a whole roster of discounts all year round
- Ideal for: cardholders looking for premium perks
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the BPI Rewards Card or BPI Gold Rewards Card via Moneymax to get shopping eGCs worth ₱6,000 for BPI depositors (₱3,000 for non-BPI depositors). Plus, earn 1 BPI reward point per ₱35 spend! Cardholder must register via the BPI portal and spend at least ₱30,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment.
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp

BPI Platinum Rewards Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
Free reward points
Online shopping points
Airport lounge
High income requirement
- Earn 2 BPI points for every ₱30 local spend.
- Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.
- Convert straight payments on airfares to installment with 0% interest.
- Get up to ₱10 million free travel insurance.
- Get up to 180 days of purchase protection insurance.
- Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.
- Ideal for: frequent travelers looking for premium perks.
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the BPI Platinum Rewards Card via Moneymax to get travel eGCs worth ₱15,000 for BPI depositors (₱7,500 for non-BPI depositors). Plus, earn 2x BPI reward point per ₱30 local spend or per ₱20 foreign currency spend! Cardholder must register via the BPI portal and spend at least ₱60,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp

BPI Visa Signature Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
Free reward points
Travel insurance
Airport lounge
High income requirement
- Earn 2 BPI points for every ₱20 spend.
- Get up to ₱20 million free travel accident and inconvenience benefit.
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
- Ideal for: savvy shoppers and frequent travelers
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the BPI Signature Card via Moneymax to get travel eGCs worth ₱25,000 for BPI depositors (₱12,500 for non-BPI depositors). Plus, earn 2x BPI reward points for every ₱20 spend! Cardholder must register via the BPI portal and spend at least ₱90,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With bank/BIR stamp
- Proof of income: Latest ITR with bank/BIR stamp

BPI Amore Cashback Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
No-brainer rebate
Supermarket rebate
Installment
Exclusive discounts
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
- One of the lowest forex conversion rates at 1.85%
- Ideal for: cardholders who love saving while shopping
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the BPI Amore Cashback Card via Moneymax to get supermarket eGCs worth ₱6,000 for BPI depositors (₱3,000 for non-BPI depositors). Plus, earn 4% cashback at supermarkets, 1% cashback at drug stores, and 0.3% on every other spend! Cardholder must register via the BPI portal and spend at least ₱30,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp

BPI Amore Platinum Cashback Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
No-brainer rebate
Dining rebate
Food delivery
High income requirement
- Get 4% cash back on dining and online delivery spend.
- Get 1% cash back on supermarkets and department store spend.
- Earn up to 0.3% cash back on other international and local retail spend.
- Enjoy exclusive perks and deals at any Ayala Malls nationwide.
- One of the lowest forex conversion rates at 1.85%.
- Ideal for: cardholders who love to shop in-store and online.
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the BPI Amore Platinum Cashback Card via Moneymax to get dining eGCs worth ₱15,000 for BPI depositors (₱7,500 for non-BPI depositors). Plus, earn 4% cashback at restaurants, 1% cashback at retail stores, and 0.3% on every other spend! Cardholder must register via the BPI portal and spend at least ₱60,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
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BPI Petron Card
2 Offers Available


Valid until
31 March 2025


Valid until
30 April 2025
Things to consider for this product:
No-brainer rebate
Petrol rebate
No Annual Fee
Rebate cap applied
- Earn 3% rebate on fuel (maximum of ₱15,000 per year)
- Free ₱200 fuel voucher for first-time cardholders
- Avail of flexible and convenient installment plans
- Convert your credit limit to cash for emergencies
- Ideal for: car owners traversing the road every day
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Gift Options
Apply for the Petron BPI Card via Moneymax to get RFID eGCs worth ₱6,000 for BPI depositors (₱3,000 for non-BPI depositors). Plus, earn fuel rebates up to 3% and get an additional ₱200 gas voucher as a welcome gift! Cardholder must register via the BPI portal and spend at least ₱30,000 within 3 months of approval to qualify.
Disclaimer:
BPI Double Up Rewards Promo: Promo runs until April 30, 2025. Per DTI Fair Trade Permit No. FTEB-211592. Series of 2025. T&Cs apply.
You will be redirected to the BPI website as part of the application process.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

BPI Edge Mastercard
Offer Available


Valid until
31 March 2025
Things to consider for this product:
Shopping points
Installment
Exclusive discounts
- Earn one (1) rewards point for every ₱50 spend
- Enjoy flexible installment plans and payment options
- One of the lowest forex conversion rates at 1.85%
- Enjoy deals and discounts all year round from BPI
- Ideal for: young professionals looking for fun perks
Gift Options
Step 1: Select your welcome gift and complete this form to be redirected to BPI.
Step 2: Complete the BPI application form.
Step 3: Once application is approved by BPI, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until 31 March, 2025. Per DTI Fair Trade Permit No. FTEB-217369. Series of 2025. See terms and conditions here.
Please refrain from applying through other BPI channels while your application with Moneymax is active to remain eligible for the promo.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number.
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
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Why choose a BPI credit card?
We all have our reasons when applying for a credit card—visit new places, renovate our homes, or embark on new adventures. Whatever your reason, BPI cards will help you achieve all of these and more by giving you perks you’ll love.
Below are BPI credit card benefits to look out for:
- No Annual Fees on Your First Year - Your first year using and exploring your credit card is exciting until the second year comes along and it's time to pay your annual fees. Forget about it for a year because BPI credit cards have no annual fees for the first year.
- Enjoy Thrilling Rewards - Look forward to redeeming your reward points when you see the Real Thrills Rewards catalog—air miles, shopping, dining, card membership, and investment rewards await you! There’s also the option of converting your rewards into donations to charities. To top it off, reward points are easy to earn, with only ₱20 spend needed to earn 1 reward point.
Who can apply for a BPI credit card?
- Must be at least 21 to 70 years old
- Must be a Filipino with local residence
- Must have an active home phone number (landline or mobile)
BPI Credit Card Requirements
- 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
- A copy of a credit card statement from another bank or any of the following proof of income documents:
- 2 months original pay slip
- Original Certificate of Employment and Income (COEI)