No annual fees for carded first-time UnionBank cardholders when you apply until June 30, 2024 and spend at least ₱20,000 within 60 days from the card approval date. After the No Annual Fee promo, the annual fee is ₱2,500.
Annual Fee Waiver
Yes
info
No annual fees for carded first-time UnionBank cardholders when you apply until November 30, 2023 and spend at least ₱20,000 within 60 days from the card approval date.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
No annual fees for life!
Valid until
31 December 2024
chevron_left
chevron_right
Things to consider for this product:
check
No annual fee
check
Free reward points
check
Accelerated rewards
Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
Ideal for: cardholders who frequently shop and dine locally and overseas.
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPad Air 2024!; or
WIN an Apple AirPods Gen 4!
Complete your UnionBank credit card application from Moneymax to the UnionBank website and get approved in as fast as 5 minutes to receive 1 chance to win:
an M2 iPad Air 2024; or
one of 5 Apple AirPods 4
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Get THIS welcome gift!
Gift Options
No annual fees for life!
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID: Passport
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
FEATURED
HSBC Red Mastercard
Annual Fee
₱ 2,500 per year
Annual Fee Waiver
Available
info
Free on the first year
Min. Annual Income
₱ 200,000
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPhone 16 Pro!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱3,000 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Flip 6
Valid until
31 January 2025
Get THIS welcome gift!
Nescafe Dolce Gusto Piccolo XS
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Smart Band 9
Valid until
31 January 2025
Get THIS welcome gift!
JBL Tune 520BT
Valid until
31 January 2025
chevron_left
chevron_right
Things to consider for this product:
check
Accelerated rewards
check
Shopping points
check
Dining points
remove
Credit card required
4x reward points on online, shopping, dining, and overseas spend
Earn 1 reward point for every ₱20 spend
6% rebate on your first Caltex fuel spend; 3% rebate year-round
Ideal for: online shopping and dining worldwide
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPhone 16 Pro!; or
WIN an Apple AirPods Gen 4!
Apply for select HSBC Credit Cards and get 1 chance to win one of two RAFFLE GIFTS when you meet the minimum eligibility requirements:
Apple iPhone 16 Pro (worth PHP 76,990.00);
one of 5 Apple AirPods 4 (PHP 8,490.00)
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Get THIS welcome gift!
Gift Options
₱3,000 eGift; or
JBL Flip 6; or
Nescafe Dolce Gusto Piccolo XS; or
Xiaomi Smart Band 9; or
JBL Tune 520BT
Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved.Hurry, promo runs for a LIMITED time only! Full terms and conditionshere.
Moneymax Welcome Gift Promo:Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.
Disclaimer:Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 18 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 200000
Landline Required: Not required
FEATURED
Metrobank Titanium Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Annual Fee Waiver
Yes
info
Waived on the first year only. No annual fees for carded first-time Metrobank cardholders when you apply until February 29, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
chevron_left
chevron_right
Things to consider for this product:
check
No annual fee
check
Dining points
check
Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Moneymax Christmas Cheer Giveaway
Gift Options
WIN a Samsung Galaxy Z Flip 6!; or
WIN an Apple AirPods Gen 4!
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you meet the minimum eligibility requirements for a chance to win one of two Raffle Gifts:
Samsung Z Flip 6 (worth PHP 73,990.00); or
one of 5 Apple AirPods 4 (worth PHP 8,490.00)
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
Metrobank Platinum Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000. After the No Annual Fee promo, annual fee is ₱5,000.
Annual Fee Waiver
Yes
info
Waived on the first year only. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2023 and meet an annual spend of ₱400,000. After the No Annual Fee promo, annual fee is ₱5,000.
Min. Annual Income
₱ 700,000
info
₱58,333 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
chevron_left
chevron_right
Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Dining discount
remove
High income requirement
No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000.
Earn 1 reward point for every ₱20 spend
Up to 50% off on premium dining offers
eCommerce purchase protection up to $200
No annual fee for your first supplementary card
Ideal for: premium dining perk seekers
Moneymax Christmas Cheer Giveaway
Gift Options
WIN a Samsung Galaxy Z Flip 6!; or
WIN an Apple AirPods Gen 4!
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you meet the minimum eligibility requirements for a chance to win one of two Raffle Gifts:
Samsung Z Flip 6 (worth PHP 73,990.00); or
one of 5 Apple AirPods 4 (worth PHP 8,490.00)
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 700000
Landline Required: Not required
Security Bank World Mastercard
Annual Fee
₱ 5,000 per year
Annual Fee Waiver
Yes
info
Free on the first year
Min. Annual Income
₱ 3,000,000
Things to consider for this product:
check
Shopping points
check
Travel insurance
check
Airport lounge
remove
High income requirement
Waived annual fee on the first year.
Earn 3x points for every ₱20 spend.
Membership to more than 1,000 lounges in over 500 airports worldwide.
Free travel insurance coverage up to ₱10 million.
Dining, spa, and retail offers from select exclusive airport merchants.
Ideal for: travel aficionados who want more travel perks.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income: 1 month payslip or ITR
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account: Must be a Security Bank depositor for at least 1 year
Audited Financial Statements: In the last 2 years
Business registration/permits: SEC/DTI Registration
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 3000000
Landline Required: Required
Metrobank Titanium Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until August 31, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Annual Fee Waiver
Yes
info
Waived on the first year only. No annual fees for carded first-time Metrobank cardholders when you apply until February 29, 2024 and meet an annual spend of ₱180,000. After the No Annual Fee promo, annual fee is ₱2,500.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
chevron_left
chevron_right
Things to consider for this product:
check
No annual fee
check
Dining points
check
Free reward points
No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
Earn 2x rewards points on dining, department store, and online purchases
Earn one (1) point for every ₱20 spend
Enjoy exclusive credit card features from Metrobank
Ideal for: money-savvy cardholders shopping for essentials
Moneymax Christmas Cheer Giveaway
Gift Options
WIN a Samsung Galaxy Z Flip 6!; or
WIN an Apple AirPods Gen 4!
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you meet the minimum eligibility requirements for a chance to win one of two Raffle Gifts:
Samsung Z Flip 6 (worth PHP 73,990.00); or
one of 5 Apple AirPods 4 (worth PHP 8,490.00)
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should contain your date of birth and a visible signature
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should contain your date of birth and a visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
Metrobank World Mastercard®
Annual Fee
Free
info
Free on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000. After the No Annual Fee promo, annual fee is ₱6,000.
Annual Fee Waiver
Yes
info
Waived on the first year. No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2023 and meet an annual spend of ₱600,000. After the No Annual Fee promo, annual fee is ₱6,000.
Min. Annual Income
₱ 1,500,000
info
₱125,000 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN a Samsung Galaxy Z Flip 6!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
₱2,500 eGift
Valid until
31 January 2025
Get THIS welcome gift!
JBL Go 4 Ultra-Portable Bluetooth Speaker
Valid until
31 January 2025
Get THIS welcome gift!
Xiaomi Redmi Soundbar
Valid until
31 January 2025
Get THIS welcome gift!
Dolce Gusto Genio S Basic
Valid until
31 January 2025
Get THIS welcome gift!
Jisulife Pro1s Handheld Fan
Valid until
31 January 2025
chevron_left
chevron_right
Things to consider for this product:
check
No Annual Fee
check
Free reward points
check
Fine dining
remove
High income requirement
No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000.
Get 2x reward points for international purchases
Earn 1 reward point for every ₱20 spend
Enjoy up to 50% off on luxury dining deals
Ideal for: frequent travelers and premium perk seekers
Moneymax Christmas Cheer Giveaway
Gift Options
WIN a Samsung Galaxy Z Flip 6!; or
WIN an Apple AirPods Gen 4!
Follow these simple steps:
Step 1: Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Step 4: Earn 1 raffle entry when you meet the minimum eligibility requirements for a chance to win one of two Raffle Gifts:
Samsung Z Flip 6 (worth PHP 73,990.00); or
one of 5 Apple AirPods 4 (worth PHP 8,490.00)
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Get THIS welcome gift!
Gift Options
₱2,500 eGift; or
JBL Go 4 Ultra-Portable Bluetooth Speaker; or
Xiaomi Redmi Soundbar; or
Dolce Gusto Genio S Basic; or
Jisulife Pro1s Handheld Fan
Follow these simple steps:
Step 1:Select your welcome gift and complete this form to be redirected to Metrobank.
Step 2:Complete the Metrobank application form.
Step 3:Once application is approved by Metrobank, you get your chosen welcome gift from Moneymax!
Disclaimer:
Moneymax Welcome Gift Promo:Promo runs until 31 January, 2025. Per DTI Fair Trade Permit No. FTEB-203478. Series of 2024. See terms and conditionshere.
Please refrain from applying through other Metrobank channels while your application with Moneymax is active to remain eligible for the promo.
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Government-issued ID: Should include date of birth and visible signature.
Proof of income: For applicants without credit cards from other banks: a copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
Government-issued ID: Should include date of birth and visible signature.
Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Eligibility :
Minimum Age: 18 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 1500000
Landline Required: Not required
Maybank Standard Mastercard
Annual Fee
₱ 2,000 per year
info
Free for the first year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 195,000
info
₱16,250 Monthly
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Pay for overseas purchases in Philippine Peso
EMV-compliant chip cards for added layer of security
Free annual fee for the first year of credit card use
Ideal for: frequent overseas travelers and online shoppers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 195000
Landline requirement: Not required
Maybank Visa Classic
Annual Fee
₱ 2,000 per year
info
Free for the first year
Annual Fee Waiver
Yes
info
Waived on the first year only.
Min. Annual Income
₱ 195,000
info
₱16,250 Monthly
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Auto-convert overseas spend to Philippine Peso
Accepted in over 20 million locations and territories
Free annual fee for the first year of credit card use
Ideal for: young professionals and frequent travelers
Terms and Conditions :
Step to Apply :
Credit card requirement: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 195000
Landline requirement: Not required
AUB Platinum Mastercard
Annual Fee
Free
info
No annual fee for life
Annual Fee Waiver
Yes
Min. Annual Income
₱ 1,200,000
info
₱100,000 Monthly
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Bonus air miles
remove
High income requirement
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Get this card for: travel and shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 1200000
Landline Required: Required
AUB Easy Mastercard
Annual Fee
Free
info
No annual fee for life
Annual Fee Waiver
Yes
Min. Annual Income
₱ 252,000
info
₱21,000 Monthly
Things to consider for this product:
check
No Annual Fee
check
Exclusive discounts
check
Choose your annual fee
check
Choose your due date
No annual fees forever
No interest on new purchases
Choose when to pay your credit card bill
Choose how much to pay with a fixed payment amount
Get this card for: shopping and dining with loved ones
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 252000
Landline Required: Required
PNB-PAL Mabuhay Miles NOW Mastercard
Annual Fee
₱ 1,000 per year
Annual Fee Waiver
Yes
info
Waived on the first three years.
Min. Annual Income
₱ 120,000
info
₱10,000 Monthly
Things to consider for this product:
check
Bonus air miles
check
Air ticket rebate
check
No Annual Fee
remove
High income requirement
No annual fee for 3 years
Get free travel insurance with coverage of up to ₱1 million
Receive 1,000 Mabuhay Miles for free as a welcome gift
Enjoy 5% discount on select Philippine Airlines flights
Free Purchase Protection Insurance of up to ₱250,000 for first-time PNB-PAL Mabuhay Miles cardholders
Ideal for: young professionals who have a passion for travelling and shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Active landline / mobile phone number
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Required
AUB Classic Mastercard
Annual Fee
Free
info
No annual fee for life
Annual Fee Waiver
Yes
Min. Annual Income
₱ 252,000
info
₱21,000 Monthly
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Exclusive discounts
check
Choose your annual fee
No annual fees forever
No interest on new purchases
Choose how many times you want to pay per month
Choose the amount you can pay
Get this card for: online shopping and travel
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 252000
Landline Required: Required
Maybank Gold Mastercard
Annual Fee
₱ 2,500 per year
info
Free for the first year
Annual Fee Waiver
Available
info
Waived on the first year only. Apply until April 30, 2023 and make an annual spend of ₱300,000 to waive your next annual fee
Min. Annual Income
₱ 420,000
Things to consider for this product:
check
Free reward points
check
No Annual Fee
check
Exclusive discounts
check
Dual currency
Earn one (1) Treat Point for every ₱25 spend
Easily pay for overseas spend in Philippine Peso
Free annual fee for the first year of credit card use
Enjoy exclusive offers and privileges from Maybank
Ideal for: online shoppers and frequent overseas travelers
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 420000
Landline Required: Not required
AUB Gold Mastercard
Annual Fee
Free
info
No annual free for life
Annual Fee Waiver
Yes
Min. Annual Income
₱ 600,000
info
₱50,000 Monthly
Things to consider for this product:
check
No Annual Fee
check
Shopping points
check
Bonus air miles
remove
High income requirement
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Get this card for: paying bills and online shopping
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 600000
Landline Required: Required
PNB Ze-Lo Mastercard
Annual Fee
Free
Annual Fee Waiver
Yes
Min. Annual Income
₱ 120,000
info
₱10,000 Monthly
Things to consider for this product:
check
No Annual Fee
check
Installment
check
Good for beginners
check
Exclusive discounts
Zero annual fees for life on principal and supplementary cards
No late payment or overlimit fees
Finance charge for as low as 1.88%
Swipe your card abroad and pay in Philippine Peso
Use it anywhere in the world where Mastercard is accepted
Ideal for: frequent and practical credit card users
Terms and Conditions :
Step to Apply :
Credit Card Required: Required
Required Documents :
Regular Employee
Proof of income
Government-issued ID
Active landline / mobile phone number
Signed Certificate of Employment
Eligibility :
Minimum Age: 21 years old
Maximum Age: 65 years old
Min. Annual Income: ₱ 120000
Landline Required: Required
UnionBank Rewards Credit Card
Annual Fee
Free
info
No annual fees for carded first-time UnionBank cardholders when you apply until June 30, 2024 and spend at least ₱20,000 within 60 days from the card approval date. After the No Annual Fee promo, the annual fee is ₱2,500.
Annual Fee Waiver
Yes
info
No annual fees for carded first-time UnionBank cardholders when you apply until November 30, 2023 and spend at least ₱20,000 within 60 days from the card approval date.
Min. Annual Income
₱ 180,000
info
₱15,000 Monthly
2 Offers Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
+ 1 other gift options
Valid until
31 December 2024
Get THIS welcome gift!
No annual fees for life!
Valid until
31 December 2024
chevron_left
chevron_right
Things to consider for this product:
check
No annual fee
check
Free reward points
check
Accelerated rewards
Earn 3x non-expiring reward points when you shop and dine here and abroad.
Earn 1 non-expiring reward point for every ₱30 spend.
Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
Ideal for: cardholders who frequently shop and dine locally and overseas.
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPad Air 2024!; or
WIN an Apple AirPods Gen 4!
Complete your UnionBank credit card application from Moneymax to the UnionBank website and get approved in as fast as 5 minutes to receive 1 chance to win:
an M2 iPad Air 2024; or
one of 5 Apple AirPods 4
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Get THIS welcome gift!
Gift Options
No annual fees for life!
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Welcome Gift Promo: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-188324. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit Card Required: Not required
Required Documents :
Regular Employee
Government-issued ID: Passport
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Eligibility :
Minimum Age: 21 years old
Maximum Age: 70 years old
Min. Annual Income: ₱ 180000
Landline Required: Not required
UnionBank U Visa Platinum
Annual Fee
Free
info
No annual fees for life!
Annual Fee Waiver
Yes
info
No annual fees for life!
Min. Annual Income
₱ 180,000
Offer Available
Moneymax Christmas Cheer Giveaway
WIN an Apple iPad Air 2024!
+ 1 other gift options
Valid until
31 December 2024
chevron_left
chevron_right
Things to consider for this product:
check
No Annual Fee
check
Nice card face
check
Good for beginners
check
Insurance payment rebate
No annual fees for life!
Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
No overlimit and late fees
Ideal for: cardholders who prefer cards with less fees
Moneymax Christmas Cheer Giveaway
Gift Options
WIN an Apple iPad Air 2024!; or
WIN an Apple AirPods Gen 4!
Complete your UnionBank credit card application from Moneymax to the UnionBank website and get approved in as fast as 5 minutes to receive 1 chance to win:
an M2 iPad Air 2024; or
one of 5 Apple AirPods 4
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.
Terms and Conditions :
Step to Apply :
Credit card requirement: Not required
Required Documents :
-Government-issued ID
- Proof of income: payslip, BIR Form 2316, Original Certificate of Employment, Latest 1700 or 1701 ITR with bank or BIR stamp
Foreign Nationals:
- ACR or valid passport
- Proof of local residency: ICR, ACR-I-Card with Permanent Visa status or more than 1 year validity, AEP with more than 1 year validity, SRIV, or SRRV
Almost all credit cards have annual fees—a fee that credit cardholders pay for once they activate their card, whether they use it or not. It’s a yearly fee although some credit cards charge it monthly. The higher the annual fee, the more premium the benefits.
How does a no annual fee credit card work?
expand_more
A no annual fee credit card waives a card’s annual fee, which is one of the most attractive benefits to cardholders these days since they get to save more. Annual fees start at ₱1,000 and up. Getting a no annual fee credit card can save you thousands of pesos especially if you plan to use it for several years.
What are the types of no annual fee credit cards?
expand_more
No Annual Fees for Life. Credit cards with no annual fees forever come in two forms. Some credit cards offer this as a promo, usually as a welcome gift and it may or may not require a minimum spend. Other cards have this as a fixed perk wherein annual fees are permanently waived from the get-go.
Limited annual fee waiver. This attractive perk waives the annual fee on your first year as a cardholder. A few bank providers are generous enough to waive the annual fee up to the second year.
Does a no annual fee credit card still come with fees?
expand_more
No annual fee credit cards still come with fees, depending on your credit card usage (late payment fees, overlimit fees, etc.).
Should I get a no annual fee credit card?
expand_more
Yes! If you want to save while using your card in the long run, get a no annual fee credit card. Plus, you won’t have to experience the hassle of having to pay or worse, forgetting to pay for your annual fee and incurring a late payment fee.