Credit Cards by Metrobank
Updated: Apr 16, 2026
Metrobank credit cards make it easy to manage your finances while enjoying meaningful rewards. From cashback on essentials to perks for shopping, dining, or traveling, each card is designed to help you get the most from your everyday transactions.
With options that suit different lifestyles, you can pick a card that complements how you live, whether you’re a frequent traveler, a busy professional, or someone who loves convenience.
Applying is straightforward and hassle-free, so you can start enjoying the benefits of your Metrobank credit card without delay.
Bank Logo | Product Name | 🔥 Hot Reward Pick | Earn Rate & Perks | Min. Annual Income | Ideal For | |
|---|---|---|---|---|---|---|
 | Metrobank Titanium Mastercard | 2 points / ₱20 | ₱180,000 | Everyday Shopper | ||
 | Metrobank Platinum Mastercard® | 1 point / ₱20 | ₱700,000 | Foodies Perks | ||
 | Metrobank World Mastercard | 3 points / ₱20 | ₱1,500,000 | Frequent Flyers | ||
 | Metrobank Cashback Visa | - | 5% Cashback | ₱180,000 | Everyday Essential Shopper | |
 | Metrobank Rewards Plus Visa | - | 2 points / ₱20 | ₱180,000 | Points Earners | |
 | Metrobank Travel Signature Visa | - | 1 mile / ₱30 | ₱700,000 | Frequent Travelers |
Why Trust Moneymax?
Don’t miss out on this great deal!
✨ Pick Your Perfect Metrobank Perk ✨
Limited time offer: Apply for Metrobank Titanium, Platinum, or World Mastercard and receive your choice of tech gadgets or cash credit upon approval.
Apply by May 31, 2026 to claim your reward
Participating Products:
Metrobank Titanium Mastercard
:
For Everyday Shopper
Metrobank Platinum Mastercard®
:
For Foodies Perks
Metrobank World Mastercard
:
For Frequent Flyers
How to Qualify?
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Campaign Period: February 1, 2026 to May 31, 2026.
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How to Get Your Gift:
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Apply and get approved for a Metrobank Credit Cards.
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Choose your welcome gift: Select one (1) of the following rewards:
-Samsung Galaxy Buds Core
-Shokz OpenMove Headphones
-AceFast Magnetic Fast Wireless Powerbank
-JisuLife Handheld Pro 1 Fan
-PHP 3,000 e-Gift Cash.
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Reward Fulfilment:
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Physical Gifts: Delivered within 12-15 weeks after confirmation.
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e-Gift Cash: Emailed within 10-14 business days after approval.
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Fastest Reward Fulfilment: Receive your e-Gift Cash in as little as 10 business days!
- Terms and Conditions apply.
Apply by May 31, 2026 to claim your reward
Rewards - Online Spend
2 reward pointsRewards - Base Rate
1 point per ₱20Rewards - Department Store Spend
2 reward pointsRewards - Dining Spend
2 reward pointsApply through Moneymax and choose from 4 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
- No annual fee
- Dining points
- Free reward points
Repayment Details
Cash Advance Monthly Effective Interest Rate: 2 %
Fees
Annual Fee: No Annual Fee - limited-time offer!
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Rewards - Dining Spend
Up to 50 %Rewards - Base Rate
1 point per ₱20Annual Fee
₱ ₱
5,000Min. Annual Income
₱ ₱
700,000Apply through Moneymax and choose from 4 premium rewards
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
- No Annual Fee
- Free reward points
- Dining discount
- High income requirement
Repayment Details
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱5,000
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱700,000
Minimum Age: 21 years old
Rewards - Overseas Spend
2 reward pointsRewards - Base Rate
1 point per ₱20Rewards - Dining Spend
Up to 50 %Annual Fee
₱ ₱
6,000Apply through Moneymax and choose from 4 premium rewards
- Get 2x reward points for international purchases
- Earn 1 reward point for every ₱20 spend
- Enjoy up to 50% off on luxury dining deals
- Ideal for: frequent travelers and premium perk seekers
- No Annual Fee
- Free reward points
- Fine dining
- High income requirement
Repayment Details
Minimum Amount Due: 5 %
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱6,000
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱1,500,000
Minimum Age: 18 years old
Rebate – Grocery & Telecom Spend
Up to 5 %Rebate (Baseline)
0.2 %Rebate – School & Bookstore Spend
Up to 5 %Annual Fee
₱ ₱
3,500- Get up to 5% rebate on groceries, telecom, school & bookstore spend.
- Enjoy exclusive features and offers from Metrobank
- Enjoy exclusive credit card features from Metrobank
- Ideal for practical spenders who prioritize everyday essentials and long term financial goals
- No annual fee
- Dining points
- Free reward points
- To unlock the 5% rebate, a minimum monthly spend of ₱12,000 on other categories is required; otherwise, a 0.2% rebate will apply.
Repayment Details
Cash Advance Monthly Effective Interest Rate: 3 %
Fees
Annual Fee: ₱3,500
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Rewards Points - Online Shopping
2 points per ₱20Rewards Points (Baseline)
1 point per ₱20Rewards Points - Electronics & Gadgets
2 points per ₱20You’ll also receive the following welcome gift(s) directly from the bank
- Earn 2x Rewards Points (₱10 = 1 Rewards Point) on all online, electronics, gadgets, and mobile & internet purchases.
- Earn 1 Rewards Point for every ₱20 spent on all other purchases.
- Enjoy exclusive features and offers from Metrobank.
- Ideal for career-driven individuals who want to get rewarded for their spend.
- No annual fee
- Dining points
- Free reward points
Repayment Details
Cash Advance Monthly Effective Interest Rate: 2 %
Fees
Annual Fee: No Annual Fee - Limited-time offer!
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Airmiles - Base Rate
1 mile per ₱30Airport Lounge Access
Unlimited*Annual Fee
₱ ₱
5,500Min. Annual Income
₱ ₱
700,000- Earn 1 mile for every ₱30 spend
- Unlimited local lounge access
- 1.68% Low Forex Fee
- 24/7 access to Worldwide Visa Concierge
- No annual fee for your first supplementary card
- Ideal for ambitious individuals and seasoned travelers who view travel as an essential part of their lifestyle
- Low forex fees
- Unlimited lounge access
- Faster accumulation of miles
- 1.68% Low forex fee is valid until November 19, 2025. Regular rate of 1.7%
Repayment Details
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱5,500
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱700,000
Minimum Age: 21 years old